TMP director Rahilly increases stake via dividend purchase plan

Rhea-AI Filing Summary

Tompkins Financial Corporation (TMP) director Ita M. Rahilly reported a purchase of company stock. On 11/21/2025, the director acquired 1,462.762 shares of Tompkins Financial common stock at a price of $68.3638 per share. This transaction was reported as a direct ownership purchase.

Following this transaction, the director beneficially owned 10,510.626 shares of Tompkins Financial common stock. The purchase was made through the Tompkins Financial Dividend Reinvestment and Stock Purchase and Sale Plan, which allows shareholders to reinvest dividends and make optional cash purchases of shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rahilly Ita M

(Last) (First) (Middle)

TOMPKINS FINANCIAL CORPORATION

P.O. BOX 460

(Street)

ITHACA NY 14851

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TOMPKINS FINANCIAL CORP [ TMP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/21/2025		P		1,462.762(1)	A	$68.3638	10,510.626	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Optional cash purchase through Tompkins Financial Dividend Reinvestment and Stock Puchase and Sale Plan.

	/s/ Ita M. Rahilly	11/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Tompkins Financial (TMP) disclose?

Tompkins Financial (TMP) disclosed that director Ita M. Rahilly purchased 1,462.762 shares of common stock on 11/21/2025.

At what price were the Tompkins Financial (TMP) shares purchased?

The reported purchase price was $68.3638 per share for Tompkins Financial common stock.

How many Tompkins Financial (TMP) shares does the director own after the transaction?

After the reported transaction, the director beneficially owned 10,510.626 shares of Tompkins Financial common stock.

What was the relationship of the reporting person to Tompkins Financial (TMP)?

The reporting person, Ita M. Rahilly, is identified as a director of Tompkins Financial Corporation.

How were the Tompkins Financial (TMP) shares acquired by the director?

The shares were acquired through an optional cash purchase under the Tompkins Financial Dividend Reinvestment and Stock Purchase and Sale Plan.

Is the reported Tompkins Financial (TMP) ownership direct or indirect?

The Form 4 lists the 10,510.626 shares as direct (D) beneficial ownership by the reporting person.