Tompkins Financial Corporation (TMP) reported diluted earnings per share of $2.00 for the third quarter of 2026, up $0.35 (21.2%) from the third quarter of 2025 and down $0.04 (2.0%) from the second quarter of 2026. Net income was $28.7 million, up $5.0 million (21.0%) year over year. Net interest income was $77.3 million, up 21.0% year over year, and net interest margin was 3.65%, 45 basis points above the third quarter of 2025.
For the nine months ended September 30, 2026, net income was $84.0 million, up 29.6% year over year, and diluted EPS was $5.86, also up 29.6%. Noninterest income fell 46.7% year over year to $12.6 million, primarily reflecting the sale of Tompkins Insurance Agencies, Inc. in the fourth quarter of 2025; noninterest expense was down 8.8% to $49.1 million, also primarily due to the sale. Deposits were $7.4 billion at September 30, 2026, up 5.0% year over year. The board declared a quarterly cash dividend of $0.74 per share, payable November 13, 2026, to shareholders of record November 6, 2026; it was 5.7% above the dividend paid in the third quarter of 2025.
Tompkins Financial Corp (TMP) EVP, President of TCB Hudson Valley David M. DeMilia exercised 255 stock appreciation rights on October 16, 2026, at a $76.90 exercise price, acquiring 255 common shares. The same-day transactions include 227 common shares withheld for option cost and taxes; the SAR position following the exercise was zero. DeMilia also made small direct common-stock acquisitions through the optional cash purchase plan on June 12, July 14, August 12, September 14 and October 14, 2026. Indirect holdings as of June 12, 2026, were 166 shares through a 401(k) and 2,241 through an ESOP.
Tompkins Financial Corp. reported a grant of 19.710 phantom shares associated with director Janet M. Coletti on October 2, 2026. Each phantom share is the economic equivalent of one common share and represents deferred compensation under the director retainer plan. The shares are held in a rabbi trust pending plan-specified distribution events; Coletti has no voting or investment power over them before distribution. The reported price was $98.9348 per share, and the reported position after the grant was 799.436 phantom shares.
Tompkins Financial Corp. reported four phantom-stock awards for director Nancy E. Catarisano: 122 and 92 phantom-stock shares dated July 1, 2026, with reported per-share values of $96.8400, and 209 and 90 shares dated October 2, 2026, with reported per-share values of $98.9348. The awards represent deferred director compensation; each phantom share is economically equivalent to one common share. The shares are held in a rabbi trust pending distribution upon plan-specified events, and Catarisano has no voting or investment power over them before distribution. The two July awards were inadvertently reported late due to an administrative error.
Tompkins Financial Corp. reported a 157-share Phantom Stock award for director Helen Eaton on October 2, 2026; the reported transaction price was $98.9348 per share. Her reported Phantom Stock position after the award was 3,297 shares. The Phantom Stock represents deferred compensation under the Amended and Restated Retainer Plan for Eligible Directors of Tompkins Financial Corporation and its Wholly-Owned Subsidiaries. The shares are held in a rabbi trust pending distribution upon specified plan events, and Helen Eaton has no voting or investment power over them before distribution.
Tompkins Financial Corp (TMP) reports two Phantom Stock awards for director Heidi M. Davidson on October 2, 2026: 169 and 90 shares, respectively. Both entries list a per-share amount of $98.9348. The awards are deferred stock compensation under the Amended and Restated Retainer Plan for Eligible Directors of Tompkins Financial Corporation and its Wholly-Owned Subsidiaries. The shares are held in a rabbi trust pending events specified in the Plan; Davidson has no voting or investment power over them before distribution. Each Phantom Stock share is the economic equivalent of one common share.
Tompkins Financial Corp. reported 727 entries in its Form 13F information table, with a total reported value of $1,419,419,141, rounded to the nearest dollar. The report is marked as a 13F holdings report, which the form describes as reporting all holdings of the manager.
Tompkins Financial Corp. (TMP) director Angela B. Lee acquired 216 common shares at a reported $97.01 per share on October 1, 2026. She elected to receive the shares in lieu of cash retainers under the Second Amended and Restated Retainer Plan for Eligible Directors of Tompkins Financial Corporation and its Wholly-Owned Subsidiaries; her direct holdings after the transaction were 2,210 shares.
Tompkins Financial Corp director Daniel J. Fessenden acquired 128 shares of common stock on October 1, 2026, at a reported price of $97.01 per share. He elected to receive the shares in lieu of cash retainer fees under the Second Amended and Restated Retainer Plan for Eligible Directors. His directly held position following the transaction was 1,988 shares.
TOMPKINS FINANCIAL CORP (symbol: TMP) is the issuer of record for a Form 4 filing submitted to the SEC.