Every 10-Q that Trustco Bank Corp NY (TRST) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow TRST and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TRST filings page.
TrustCo Bank Corp reported higher profitability for the quarter and six months ended June 30, 2026. Quarterly net income was $16,965 thousand versus $15,039 thousand a year earlier, with basic and diluted EPS at $0.98 compared with $0.79. For the first half of 2026, net income was $33,250 thousand versus $29,314 thousand, and EPS was $1.89 versus $1.54.
Net interest income rose to $45,590 thousand in the quarter from $41,746 thousand as total interest income increased faster than interest expense. Loans grew to $5,377,235 thousand and deposits to $5,681,566 thousand, while the allowance for credit losses on loans increased to $54,082 thousand. Shareholders’ equity was $656,009 thousand, reflecting earnings, dividends, other comprehensive loss, and treasury stock purchases.
TrustCo Bank Corp reports higher results for the quarter ended March 31, 2026. Net income rose to $16.3 million from $14.3 million a year earlier, and diluted EPS increased to $0.91 from $0.75, driven by stronger net interest income.
Net interest income grew to $44.7 million from $40.4 million, while the provision for credit losses increased to $950 thousand from $300 thousand. Total assets were $6.51 billion and loans reached $5.29 billion, with deposits of $5.65 billion as of March 31, 2026.
The allowance for credit losses on loans was $53.0 million, and nonperforming loans totaled $21.5 million. Shareholders’ equity stood at $670.9 million after repurchasing 522,226 shares of treasury stock for $23.9 million and declaring a quarterly cash dividend of $0.38 per share.
TrustCo Bank Corp NY reported stronger results for the quarter ended September 30, 2025. Net income rose to $16.3M from $12.9M a year ago, and diluted EPS increased to $0.86 from $0.68. Net interest income improved to $43.1M from $38.7M as higher loan and short‑term investment yields offset deposit costs. The provision for credit losses was $0.25M, down from $0.5M last year.
Total assets were $6.35B and deposits reached $5.48B at quarter‑end. Loans totaled $5.19B, with an allowance for credit losses of $51.9M. Nonperforming loans were $18.5M, primarily in 1–4 family mortgages and home equity exposures. Noninterest income was $4.69M and noninterest expense was $26.24M, broadly flat year over year.
For the nine months, net income was $45.6M versus $37.6M last year, and diluted EPS was $2.41. The company declared a cash dividend of $0.38 per share during the quarter and continued share repurchases. Common shares outstanding were 18,424,019 as of October 31, 2025.
TrustCo Bank Corp NY reported stronger core results for the quarter ended June 30, 2025, with net income of $15.0 million versus $12.6 million a year earlier and EPS of $0.79 versus $0.66. Net interest income rose to $41.7 million from $37.8 million, and net interest income after provision remained higher at $41.1 million. For the six-month period, net income was $29.3 million and comprehensive income improved to $34.8 million compared with $23.6 million a year earlier.
Balance sheet trends show growth in key franchise metrics: total assets were $6.35 billion, loans (net) were $5.16 billion, and deposits increased to $5.49 billion. The allowance for credit losses on loans totaled $51.3 million. The securities portfolio had gross unrealized losses of $21.3 million (mostly residential MBS), which management attributes to interest-rate-driven valuation changes rather than credit deterioration. Cash and equivalents rose to $713.6 million, and operating cash flow remained positive at $28.3 million for the six months.