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Trustco Bank Corp NY 8-K Filings

TRST NASDAQ

Every 8-K that Trustco Bank Corp NY (TRST) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow TRST and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TRST filings page.

Rhea-AI Summary

TrustCo Bank Corp NY (TRST) announced that its Board of Directors declared an increased quarterly cash dividend of $0.40 per share, equal to $1.60 per share annually. This dividend is 5.3% higher than the prior quarterly dividend.

The dividend will be paid on October 1, 2026 to shareholders of record at the close of business on September 4, 2026. Management states that solid earnings and a strong capital position support both this higher dividend and a share repurchase program.

TrustCo is a $6.5 billion savings and loan holding company that, through its subsidiary Trustco Bank, operated 133 offices across New York, New Jersey, Vermont, Massachusetts, and Florida as of July 31, 2026.

Rhea-AI Summary

TrustCo Bank Corp NY delivered stronger profitability for the quarter ended June 30, 2026. Net income was $17.0 million, up 12.8% from $15.0 million a year earlier, and diluted EPS rose 24.1% to $0.98. Net interest income increased 9.2% to $45.6 million as net interest margin expanded to 2.87% from 2.71%, driven by ongoing repricing of the loan portfolio at higher yields and lower interest expense.

Average loans grew $197.5 million, or 3.8%, led by residential mortgages and home equity credit lines, while average deposits also increased 3.8%, supporting balance-sheet growth. For the first six months of 2026, net income reached $33.3 million, or $1.89 per diluted share, compared with $29.3 million, or $1.54, in the prior-year period. Book value per share rose to $38.53 as of June 30, 2026.

Asset quality remained solid, with nonperforming loans at 0.40% of total loans and an allowance for credit losses equal to 1.01% of loans, covering nonperforming loans 248.6%. Capital stayed robust with an equity-to-assets ratio of 10.05%. TrustCo repurchased one million shares, or 5.6% of outstanding common stock, in the first half of 2026 under a 2026 program authorizing up to two million shares, and has repurchased 10.5% of shares under its 2025 and 2026 programs.

Rhea-AI Summary

TrustCo Bank Corp NY announced it will release second quarter 2026 financial results after the market close on July 21, 2026. A conference call to discuss the results will be held at 9:00 a.m. Eastern Time on July 22, 2026, with both dial-in and webcast access and a replay available for one year. The earnings release and other investor materials, including the most recent annual report, proxy statement and SEC filings, will be available on the company’s investor relations website. TrustCo Bank Corp NY is a $6.5 billion savings and loan holding company operating 132 offices in New York, New Jersey, Vermont, Massachusetts, and Florida through its subsidiary Trustco Bank.

Rhea-AI Summary

TrustCo Bank Corp NY reported results of its 2026 Annual Meeting and an update to its equity compensation plan. Shareholders approved an amendment to the 2019 Equity Incentive Plan that increases the common shares available for issuance by 500,000, bringing the plan total to 1,200,000 shares.

All director nominees were elected, with support generally above 89% of votes cast. Shareholders also approved the equity plan amendment with 12,267,246 votes for, or 90.34% of votes cast, and backed executive pay on an advisory basis with 91.07% support. Crowe LLP was ratified as independent auditor for 2026 with 98.76% of votes cast.

The meeting materials highlight a 2025 net income figure of $61 million, ongoing share repurchase authorizations, and a 5.6% dividend increase during 2025 to $1.52 per share annually. The presentation also notes TrustCo’s focus on residential lending, a high level of liquid investments, and a 51.58% share price increase from April 2025 to April 2026.

Rhea-AI Summary

TrustCo Bank Corp NY disclosed that its Board of Directors declared a quarterly cash dividend of $0.38 per share, equal to $1.52 per share on an annualized basis. The dividend is payable on July 1, 2026 to shareholders of record at the close of business on June 5, 2026.

Management highlighted that company performance continues to support its long-standing dividend policy and noted strong shareholder support for directors and executive compensation at the 2026 annual meeting. TrustCo is a $6.5 billion savings and loan holding company operating 132 offices across several Northeast states and Florida.

Rhea-AI Summary

TrustCo Bank Corp NY reported stronger first quarter 2026 results. Net income was $16.3 million, up from $14.3 million a year earlier, with diluted EPS rising to $0.91 from $0.75. Net interest income grew 10.7% year over year to $44.7 million as loan portfolio repricing and disciplined deposit pricing expanded net interest margin to 2.84% from 2.64%.

Total loans reached about $5.29 billion, with average loans up $158.9 million or 3.1%, while average deposits increased $157.7 million or 2.9%. Asset quality remained solid, with nonperforming loans at $21.5 million, or 0.41% of total loans, and an allowance for credit losses of $53.0 million, or 1.00% of total loans.

TrustCo continued active capital return, repurchasing 522 thousand shares, or 2.9% of outstanding common stock, under a 2026 program authorizing up to two million shares. Book value per share increased to $38.32 from $36.16, with the equity-to-assets ratio at 10.31% and a quarterly dividend of $0.38 per share.

Rhea-AI Summary

TrustCo Bank Corp NY announced timing for its upcoming first quarter 2026 financial disclosure. The company will release results after the market close on April 21, 2026, and host a conference call at 9:00 a.m. Eastern Time on April 22, 2026.

Investors can join the call toll-free in the U.S. and Canada at 1-888-672-2415 using Conference ID 4207347, or listen via an audio webcast. A replay will be available for thirty days by phone and for one year via webcast. TrustCo is a $6.4 billion savings and loan holding company operating 133 offices across five states.

Rhea-AI Summary

TrustCo Bank Corp NY announced that its Board of Directors declared a quarterly cash dividend of $0.38 per share, equal to $1.52 per share on an annualized basis. The dividend will be paid on April 1, 2026 to shareholders of record as of March 6, 2026.

Management highlighted the dividend, alongside a share repurchase program and focus on solid business results, as central to its long-term shareholder value strategy. TrustCo is a $6.4 billion savings and loan holding company operating 134 offices across five states through its Trustco Bank subsidiary.

Rhea-AI Summary

TrustCo Bank Corp NY disclosed that Executive Vice President and Chief Operating Officer Robert M. Leonard has notified the company of his intention to retire from his positions with the company and its subsidiaries, including Trustco Bank, effective December 31, 2026. The notice was delivered on January 27, 2026, giving the organization a long transition period to manage leadership succession in its operating functions.

Rhea-AI Summary

TrustCo Bank Corp NY filed a report highlighting ongoing discussions with HoldCo Asset Management about its business, capital allocation, strategy, mergers and acquisitions, and corporate governance. The company reiterated that it previously authorized a share repurchase program to buy back up to two million shares of common stock, described as approximately 11% of its outstanding shares.

TrustCo states it intends to complete these repurchases in 2026, subject to general market conditions, liquidity and capital needs, alternative uses of capital, and its financial performance. The board believes the stock remains highly undervalued and that repurchasing shares is currently a better use of capital than acquisitions. The filing also includes standard cautions about forward‑looking statements and risks that could affect the repurchase program.

Rhea-AI Summary

TrustCo Bank Corp NY filed a current report stating that it has released its financial results for the quarter ending December 31, 2025. The company issued a press release on January 21, 2026 detailing these quarterly results, which is included as Exhibit 99(a) to the report.

The filing notes that TrustCo’s common stock trades on the Nasdaq Global Select Market under the symbol TRST. Additional technical information, including the cover page XBRL data, is provided as Exhibit 104.

Rhea-AI Summary

TrustCo Bank Corp NY filed a report stating that it issued a press release on January 12, 2026. The company announced it will release its fourth quarter 2025 financial results on January 21, 2026 and will hold a conference call to discuss those results on January 22, 2026. The press release is included as Exhibit 99(a) to the report.

Rhea-AI Summary

TrustCo Bank Corp NY announced that its Board of Directors declared a regular quarterly cash dividend of $0.38 per share, which equals $1.52 per share on an annualized basis. The dividend will be paid on January 2, 2026 to shareholders who are on record as of the close of business on December 5, 2025.

This filing simply informs investors of the cash return they can expect from holding the company’s common stock over this period and confirms the timing of the upcoming dividend payment.

Rhea-AI Summary

TrustCo Bank Corp NY furnished an 8‑K announcing it issued a press release with results for the quarter ended September 30, 2025. The press release is attached as Exhibit 99(a).

The company’s common stock trades on the Nasdaq Global Select Market under the symbol TRST. The report date is October 21, 2025.

Rhea-AI Summary

TrustCo Bank Corp NY filed a current report stating that it issued a press release on October 10, 2025. The release announces that the company will disclose its third quarter 2025 financial results on October 21, 2025 and will hold a conference call to discuss those results on October 22, 2025. The report also notes that the press release is included as Exhibit 99(a).

Rhea-AI Summary

TrustCo Bank Corp NY disclosed that its Board of Directors approved an increased quarterly cash dividend of $0.38 per share, which equals $1.52 per share on an annualized basis. This new rate represents a 5.6% increase over the company’s prior dividend, signaling a modest step-up in cash returns to shareholders. The dividend is scheduled to be paid on October 1, 2025 to shareholders who are on record as of the close of business on September 5, 2025. The company also noted that more details are available in a press release, which has been filed as an exhibit.