TRST General Counsel reports new 2,547 RSU grant and prior awards

Rhea-AI Filing Summary

TrustCo Bank Corp NY (TRST) reported equity awards to an officer. The company’s General Counsel & Secretary filed a Form 4 showing an award of 2,547 restricted stock units (RSUs) dated 11/18/2025. These RSUs vest in three equal annual installments beginning on November 18, 2026, and are settled in shares of common stock upon vesting.

The filing also lists prior RSU awards of 541 and 1,210 units that vest in three equal annual installments beginning on November 21, 2024 and November 19, 2025, respectively, and are settled in cash. The remarks note that additional shares have been acquired through participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HALL MICHAEL JAMES

(Last) (First) (Middle)

C/O TRUSTCO BANK CORP NY

5 SARNOWSKI DRIVE

(Street)

GLENVILLE NY 12302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TRUSTCO BANK CORP N Y [ TRST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	GENERAL COUNSEL & SECRETARY

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RESTRICTED STOCK UNIT	(5)	11/18/2025		A		2,547		(2)	(2)	COMMON STOCK	2,547	$0	2,547	D
RESTRICTED STOCK UNIT	(1)							(3)	(3)	COMMON STOCK	541		541	D
RESTRICTED STOCK UNIT	(1)							(4)	(4)	COMMON STOCK	1,210		1,210	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive a payment in cash equal to the fair market value of issued common stock, as determined on the date of vesting of the restricted stock unit.

2. The restricted stock units vest in three equal annual installments beginning on November 18, 2026. Settlement of the restricted stock units will be made in shares of common stock

3. The restricted stock units vest in three equal annual installments beginning on November 21, 2024. Settlement of the restricted stock units will be settled in cash.

4. The restricted stock units vest in three equal annual installments beginning on November 19, 2025. Settlement of the restricted stock units will be settled in cash.

5. Each RSU represents a contingent right to receive one share of the Issuer's common stock upon vesting.

Remarks:

ADDITIONAL SHARES ACQUIRED BY REPORTING PERSON'S PARTICIPATION IN DIVIDEND REINVESTMENT AND/OR EMPLOYEE BENEFIT PLAN WITH DIVIDEND REINVESTMENT FEATURE.

	/S/ MICHAEL M. OZIMEK, BY POWER OF ATTORNEY	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What did TrustCo Bank Corp NY (TRST) disclose in this Form 4?

The filing reports equity awards and holdings of the General Counsel & Secretary of TrustCo Bank Corp NY (TRST), including a new grant of restricted stock units and existing RSU positions with specified vesting schedules.

How many new restricted stock units were granted to the TRST officer?

The officer received 2,547 restricted stock units as of 11/18/2025. These RSUs vest in three equal annual installments beginning on November 18, 2026 and will be settled in shares of common stock upon vesting.

What are the vesting terms of the previously granted TRST restricted stock units?

The filing lists RSU awards of 541 units that vest in three equal annual installments beginning on November 21, 2024, and 1,210 units that vest in three equal annual installments beginning on November 19, 2025. These previously granted RSUs are settled in cash upon vesting.

How are the new 2,547 TRST restricted stock units settled?

Each of the 2,547 restricted stock units represents a contingent right to receive one share of TrustCo’s common stock upon vesting, so settlement is made in shares rather than cash.

How are the cash-settled restricted stock units described in the TRST filing?

The cash-settled RSUs each represent a contingent right to receive a cash payment equal to the fair market value of the issuer’s common stock on the vesting date, rather than actual shares.

Does the TRST officer participate in a dividend reinvestment or employee benefit plan?

Yes. The remarks state that additional shares were acquired through the reporting person’s participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.

What is the reporting person’s role at TrustCo Bank Corp NY (TRST)?

The reporting person is identified as an officer of TrustCo Bank Corp NY, serving as General Counsel & Secretary.