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TWFG, Inc. (TWFG) CEO granted 27,500 RSUs; shares withheld for taxes

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

TWFG, Inc. director, President and CEO Richard F. Bunch III reported equity compensation and related tax withholding in Class A Common Stock. He received 27,500 restricted stock units (RSUs) under the 2024 Omnibus Incentive Plan, vesting in three equal annual installments on March 31, 2027, 2028 and 2029, subject to continued service. To cover tax obligations from an RSU release, 2,133 shares were withheld at $18.39 per share, a non‑market disposition. After these entries, he directly holds 331,329 shares. Separately, his wife, serving as a director, was granted 4,000 RSUs that vest in full on the first anniversary of the grant date, and indirect holdings are reported for his wife, two sons and Bunch Family Holdings, LLC.

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Insider Bunch Richard F. III, Bunch Family Holdings, LLC
Role President and CEO | 10% Owner
Type Security Shares Price Value
Grant/Award Class A Common Stock 27,500 $0.00 --
Tax Withholding Class A Common Stock 2,133 $18.39 $39K
Grant/Award Class A Common Stock 4,000 $0.00 --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 333,462 shares (Direct); Class A Common Stock — 15,967 shares (Indirect, By wife)
Footnotes (1)
  1. Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to his continued service with the issuer through each vesting date. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs. Represents RSUs granted to the wife ("Mrs. Bunch") of the reporting person in her capacity as a director of the issuer. The RSUs vest in full on the first anniversary of the grant date, subject to the continued service of Mrs. Bunch as a director through the vesting date. Represent shares of Class A Common Stock held by Mrs. Bunch, sons and Bunch Family Holdings, LLC. The holdings lines reflect the individual holdings of the distinct indirect forms of deemed pecuniary interest instead of reporting them in an aggregated form.
CEO RSU grant 27,500 RSUs Granted under 2024 Omnibus Incentive Plan, vesting 2027-2029
Tax withholding shares 2,133 shares at $18.39 Shares withheld to cover RSU-related tax obligations
Direct holdings after transactions 331,329 shares CEO direct Class A Common Stock position after March 31, 2026 entries
Wife RSU grant 4,000 RSUs Granted to Mrs. Bunch as director, vesting on first anniversary
Indirect holdings by wife 15,967 shares Class A Common Stock held indirectly by wife after transactions
Indirect holdings first son 5,850 shares Class A Common Stock held indirectly by first son
Indirect holdings second son 5,850 shares Class A Common Stock held indirectly by second son
Indirect holdings by LLC 342,362 shares Class A Common Stock held indirectly via Bunch Family Holdings, LLC
restricted stock units ("RSUs") financial
"Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan."
Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.
2024 Omnibus Incentive Plan financial
"Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan."
tax withholding obligations financial
"The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs."
pecuniary interest financial
"indirect forms of deemed pecuniary interest instead of reporting them in an aggregated form."
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Bunch Richard F. III

(Last)(First)(Middle)
C/O TWFG, INC.
10055 GROGANS MILL RD, STE 500

(Street)
THE WOODLANDS TEXAS 77380

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
TWFG, Inc. [ TWFG ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
President and CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
XForm filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock03/31/2026A27,500(1)A$0333,462D
Class A Common Stock03/31/2026F2,133(2)D$18.39331,329D
Class A Common Stock03/31/2026A4,000(3)A$015,967(4)IBy wife
Class A Common Stock5,850(4)IBy first son
Class A Common Stock5,850(4)IBy second son
Class A Common Stock342,362(4)IBy LLC
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
1. Name and Address of Reporting Person*
Bunch Richard F. III

(Last)(First)(Middle)
C/O TWFG, INC.
10055 GROGANS MILL RD, STE 500

(Street)
THE WOODLANDS TEXAS 77380

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
President and CEO
1. Name and Address of Reporting Person*
Bunch Family Holdings, LLC

(Last)(First)(Middle)
C/O TWFG ,INC.
10055 GROGANS MILL RD, SUITE 500

(Street)
THE WOODLANDS TEXAS 77380

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
Explanation of Responses:
1. Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to his continued service with the issuer through each vesting date.
2. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs.
3. Represents RSUs granted to the wife ("Mrs. Bunch") of the reporting person in her capacity as a director of the issuer. The RSUs vest in full on the first anniversary of the grant date, subject to the continued service of Mrs. Bunch as a director through the vesting date.
4. Represent shares of Class A Common Stock held by Mrs. Bunch, sons and Bunch Family Holdings, LLC. The holdings lines reflect the individual holdings of the distinct indirect forms of deemed pecuniary interest instead of reporting them in an aggregated form.
Remarks:
/s/ Julie E. Benes, as Attorney-in-Fact for Richard F. Bunch III04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What equity award did TWFG (TWFG) CEO Richard Bunch receive?

Richard F. Bunch III received 27,500 restricted stock units (RSUs). These RSUs were granted under the 2024 Omnibus Incentive Plan and vest in three equal annual installments on March 31, 2027, March 31, 2028 and March 31, 2029, contingent on continued service.

How were taxes handled on Richard Bunch’s TWFG RSU release?

To satisfy tax withholding obligations from an RSU release, 2,133 TWFG Class A Common Stock shares were withheld at $18.39 per share. This F‑code entry reflects a tax-withholding disposition rather than an open‑market sale, and does not indicate discretionary selling activity.

What are Richard Bunch’s direct TWFG share holdings after these transactions?

Following the March 31, 2026 transactions, Richard F. Bunch III directly holds 331,329 shares of TWFG Class A Common Stock. This figure reflects the net position after receiving the RSU grant and the share withholding for tax obligations tied to restricted stock unit releases.

What equity compensation did the TWFG CEO’s wife receive as a director?

The CEO’s wife, Mrs. Bunch, received 4,000 restricted stock units (RSUs) in her capacity as a TWFG director. These RSUs vest in full on the first anniversary of the grant date, provided she continues serving as a director through that vesting date, creating indirect beneficial ownership.

How are TWFG indirect holdings by the Bunch family reported in this Form 4?

Indirect holdings are shown separately for Mrs. Bunch, two sons and Bunch Family Holdings, LLC. The filing notes these lines represent individual indirect forms of deemed pecuniary interest rather than an aggregated total, clarifying how the family’s Class A Common Stock interests are allocated.

Does this TWFG Form 4 show any open‑market share purchases or sales?

The Form 4 shows no open‑market purchases or sales. It reports RSU grants to Richard F. Bunch III and his wife, along with 2,133 shares withheld to cover tax obligations. Other lines reflect indirect holdings for family members and an LLC, not discretionary market trades.