TWFG, Inc. Insider Trading Activity

TWFG, Inc. General Counsel and Secretary Julie E. Benes reported equity compensation activity in Class A Common Stock.

Rhea-AI Filing Summary

TWFG, Inc. General Counsel and Secretary Julie E. Benes reported equity compensation activity in Class A Common Stock. On March 31, 2026, she received 5,000 restricted stock units (RSUs) granted under the 2024 Omnibus Incentive Plan, vesting in three equal annual installments on March 31, 2027, 2028, and 2029, subject to continued service. On the same date, 337 shares were withheld at $18.39 per share to satisfy tax withholding obligations tied to the RSU release. Following these transactions, she directly holds 43,625 shares of Class A Common Stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Benes Julie E.

Role General Counsel and Secretary

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	5,000	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	337	$18.39	$6K

Holdings After Transaction: Class A Common Stock — 43,625 shares (Direct)

Footnotes (2)

1. F1. Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to her continued service with the issuer through each vesting date.
2. F2. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs.

Key Figures

RSUs granted: 5,000 RSUs Shares withheld for taxes: 337 shares at $18.39 Shares held after transactions: 43,625 shares +1 more

4 metrics

RSUs granted 5,000 RSUs Restricted stock units granted on March 31, 2026

Shares withheld for taxes 337 shares at $18.39 Shares withheld to satisfy tax obligations on RSU release

Shares held after transactions 43,625 shares Direct Class A Common Stock holdings following March 31, 2026 activity

RSU vesting schedule 3 equal annual installments Vesting on March 31, 2027, 2028, and 2029, subject to continued service

Key Terms

restricted stock units ("RSUs"), 2024 Omnibus Incentive Plan, tax withholding obligations

3 terms

restricted stock units ("RSUs") financial

"Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan."

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

2024 Omnibus Incentive Plan financial

"Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan."

tax withholding obligations financial

"The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did TWFG (TWFG) General Counsel Julie E. Benes receive in this Form 4 filing?

Julie E. Benes received 5,000 restricted stock units (RSUs) of TWFG Class A Common Stock. These RSUs were granted under the 2024 Omnibus Incentive Plan as part of her equity compensation and provide future share delivery subject to vesting conditions.

How do the 5,000 RSUs granted to TWFG’s General Counsel vest over time?

The 5,000 RSUs vest in three equal annual installments beginning March 31, 2027. Additional vesting occurs on March 31, 2028, and March 31, 2029, with each tranche conditioned on Julie E. Benes continuing her service with TWFG through the applicable vesting date.

Why were 337 TWFG shares withheld in Julie E. Benes’ Form 4 filing?

TWFG withheld 337 shares of Class A Common Stock at $18.39 per share to cover tax withholding obligations. This withholding is connected to the release of RSUs and represents a non-market disposition elected to satisfy required income tax liabilities.

How many TWFG shares does Julie E. Benes hold after these transactions?

After the reported transactions, Julie E. Benes directly holds 43,625 shares of TWFG Class A Common Stock. This figure reflects her position following both the 5,000 RSU-related acquisition and the 337-share tax withholding disposition recorded on March 31, 2026.

Is the share withholding in the TWFG Form 4 a market sale by Julie E. Benes?

The 337-share disposition is not an open-market sale; it is a tax withholding event. Shares were withheld by TWFG at $18.39 per share to satisfy tax obligations arising from RSU release, a routine mechanism for covering associated tax liabilities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/02/2026 - 03:57 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benes Julie E.

(Last) (First) (Middle)

C/O TWFG, INC.

10055 GROGANS MILL RD, SUITE 500

(Street)

THE WOODLANDS TEXAS 77380

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
TWFG, Inc. [ TWFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel and Secretary

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/31/2026		A		5,000(1)	A	$0	43,962	D
Class A Common Stock	03/31/2026		F		337(2)	D	$18.39	43,625	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to her continued service with the issuer through each vesting date.

2. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs.

Remarks:

	/s/ Julie E. Benes	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)