TWFG, Inc. (TWFG) grants 3,250 RSUs to accounting chief

Rhea-AI Filing Summary

TWFG, Inc. Chief Accounting Officer Gene Padgett reported routine equity compensation activity in Class A Common Stock. He received a grant of 3,250 restricted stock units (RSUs) under the 2024 Omnibus Incentive Plan, which vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to his continued service with the company.

In connection with the release of RSUs, 224 shares were withheld at $18.39 per share to satisfy tax withholding obligations. After these transactions, Padgett directly holds 4,805 shares of Class A Common Stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Padgett Gene

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	3,250	$0.00	--
Tax Withholding	Class A Common Stock	224	$18.39	$4K

Holdings After Transaction: Class A Common Stock — 5,029 shares (Direct)

Footnotes (1)

1. Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to his continued service with the issuer through each vesting date. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs.

Key Figures

RSU grant size: 3,250 shares Shares withheld for taxes: 224 shares Tax withholding price: $18.39/share +3 more

6 metrics

RSU grant size 3,250 shares Restricted stock units granted under 2024 Omnibus Incentive Plan

Shares withheld for taxes 224 shares Withheld to satisfy tax obligations on RSU release

Tax withholding price $18.39/share Value used for 224 shares withheld for taxes

Post-transaction holdings 4,805 shares Direct ownership of Class A Common Stock after transactions

First vesting date March 31, 2027 First of three equal annual RSU vesting dates

Final vesting date March 31, 2029 Last of three equal annual RSU vesting dates

Key Terms

restricted stock units ("RSUs"), 2024 Omnibus Incentive Plan, tax withholding obligations

3 terms

restricted stock units ("RSUs") financial

"Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan."

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

2024 Omnibus Incentive Plan financial

"RSUs granted under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments"

tax withholding obligations financial

"The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Padgett Gene

(Last) (First) (Middle)

10055 GROGANS MILL RD

SUITE 500

(Street)

THE WOODLANDS TEXAS 77380

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
TWFG, Inc. [ TWFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/31/2026		A		3,250(1)	A	$0	5,029	D
Class A Common Stock	03/31/2026		F		224(2)	D	$18.39	4,805	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units ("RSUs") granted under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to his continued service with the issuer through each vesting date.

2. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of RSUs.

Remarks:

	/S/Julie E. Benes, as Attorney-in-Fact	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did TWFG (TWFG) Chief Accounting Officer Gene Padgett report in this Form 4?

Gene Padgett reported routine equity compensation activity involving TWFG Class A Common Stock. He received 3,250 restricted stock units and had 224 shares withheld to cover taxes, resulting in post-transaction direct ownership of 4,805 shares.

How many TWFG restricted stock units were granted to Gene Padgett?

Gene Padgett received a grant of 3,250 restricted stock units in TWFG Class A Common Stock. These RSUs were awarded under the 2024 Omnibus Incentive Plan and represent stock-based compensation rather than an open-market purchase of shares.

When do Gene Padgett’s TWFG restricted stock units vest?

The 3,250 TWFG restricted stock units vest in three equal annual installments. Vesting dates are March 31, 2027, March 31, 2028, and March 31, 2029, and each installment requires his continued service with the company through the relevant date.

Why were 224 TWFG shares withheld from Gene Padgett’s award?

TWFG withheld 224 shares from Gene Padgett’s award to satisfy tax withholding obligations. The shares were valued at $18.39 per share and were withheld in connection with the release of restricted stock units, rather than sold on the open market.

How many TWFG shares does Gene Padgett own after these transactions?

After the reported grant and tax-withholding transactions, Gene Padgett directly owns 4,805 shares of TWFG Class A Common Stock. This figure reflects his post-transaction holdings disclosed in the Form 4 filing for these equity compensation events.