Welcome to our dedicated page for UBS Group SEC filings (Ticker: UBS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The UBS Group AG (NYSE: UBS) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a foreign private issuer. UBS files annual reports on Form 20-F and frequent reports on Form 6-K, which include news releases, capital and risk reports, earnings materials and other information required under the US Securities Exchange Act of 1934.
Through these filings, investors can review how UBS reports on capital adequacy, risk and liquidity under the Swiss systemically relevant bank framework and Basel III standards. Pillar 3 reports filed via Form 6-K present key metrics such as common equity tier 1 capital, risk-weighted assets, leverage ratios, liquidity coverage ratios and net stable funding ratios, along with discussions of risk management, funding and balance sheet structure.
UBS also uses SEC filings to disclose capital instruments and TLAC-eligible senior unsecured debt, including additional tier 1 instruments and senior notes that contribute to total loss-absorbing capacity. Detailed tables show issue dates, maturities, call dates and amounts recognized in regulatory capital, helping users understand UBS’s funding profile and regulatory capital position.
Filings further document cash tender offers for debt securities, including reference yields and total consideration for specific series of notes, some originally issued by Credit Suisse entities and now assumed by UBS Group AG or UBS AG after mergers. Investors interested in UBS’s liability management activities can follow these 6-K submissions for terms and conditions of offers.
Because UBS is a global wealth manager and the leading universal bank in Switzerland, its SEC filings also address topics such as the integration of Credit Suisse, regulatory developments in Switzerland affecting capital requirements, and organizational changes in the Group Executive Board and Board of Directors. Stock Titan enhances access to these documents with AI-powered summaries that explain the structure and implications of complex filings, including annual reports, quarterly materials and transaction-related disclosures, so users can more quickly interpret what lengthy 20-F and 6-K reports mean for UBS’s risk, capital and governance profile.
UBS Group AG reported a strong third quarter. Reported net profit was 2.5 billion, up 74%, with earnings per share of 76 cents. Underlying pre-tax profit rose to 3.6 billion, up 50% on 5% revenue growth, driving a 16.3% return on CET1 capital, or 12.7% excluding litigation releases of 668 million. The CET1 capital ratio improved to 14.8%, while liquidity remained robust with a 120% NSFR and 182% LCR. Tangible book value per share increased 2% to $26.54.
UBS reached 10 billion in gross run-rate cost saves, one quarter ahead of plan, and remains on track toward ~13 billion by 2026. Group invested assets approached 7 trillion. Global Wealth Management invested assets were 4.7 trillion, with net new assets of 38 billion, including 38 billion from APAC; the Americas saw negative 9 billion amid advisor movement tied to last year’s structural changes. The Investment Bank delivered pre-tax profit of 787 million, with revenues up 23% to 3 billion. Asset Management pre-tax profit rose 19% and invested assets surpassed 2 trillion.
Total assets were 1.6 trillion; loans were 666 billion, 92% secured, with mortgages at 58% and average LTV around 50%. UBS applied for a U.S. national bank charter, with approval expected in 2026. Integration advanced, with over 700,000 Swiss client accounts migrated and completion targeted by the end of the first quarter next year.
UBS Group AG furnished a report listing its consolidated capital instruments and TLAC-eligible senior unsecured debt under the Swiss systemically relevant bank framework as of 30 September 2025.
The disclosure shows additional tier 1 capital of USD 20,296 million and TLAC-eligible senior unsecured debt of USD 104,379 million. Total tier 2 capital is 0. Additional tier 1 instruments are perpetual with stated first call dates, while TLAC-eligible senior unsecured debt spans multiple currencies and maturities. Instruments available to meet gone concern requirements remain eligible until one year before maturity.
UBS also notes that on 12 June 2023, Credit Suisse Group AG merged into UBS Group AG and obligations under its outstanding debt securities became obligations of UBS Group AG.
UBS Group AG submitted a Form 6-K presenting its consolidated capitalization under IFRS. As of 30 September 2025 (USD m), short-term debt issued was 85,206, long-term debt issued was 247,317 (including 17,919 eligible as high-trigger AT1 and 196 eligible as non-Basel III tier 2), for total debt issued of 332,523. Equity attributable to shareholders was 89,899 and equity attributable to non-controlling interests was 305, resulting in total capitalization of 422,727.
Comparatively, as of 30 June 2025 (USD m), total capitalization was 427,931 with short-term debt of 97,241 and long-term debt of 240,990. The filing notes that 87% of total debt issued was unsecured as of 30 September 2025. This report is incorporated by reference into UBS’s outstanding Form S‑8 registration statements and related prospectuses.
UBS Group AG reported stronger Q3 2025 results. Total revenues were USD 12,760m and net profit attributable to shareholders was USD 2,481m, with diluted EPS of USD 0.76. Return on equity was 11.1% and the cost/income ratio improved to 77.0%. On an underlying basis, return on tangible equity reached 14.6% as integration benefits flowed through.
Balance sheet and capital stayed solid. The CET1 capital ratio rose to 14.8% on CET1 capital of USD 74.7bn, while risk‑weighted assets were USD 504.9bn. Invested assets climbed to USD 6.91trn. UBS realized an additional USD 0.9bn of gross cost savings in the quarter, taking cumulative gross savings to USD 10bn toward a ~USD 13bn 2026 target, and reduced Non‑core & Legacy RWA by 64% since Q2 2023.
Regulatory and legal updates featured prominently. Swiss proposals would, if implemented as outlined, imply around USD 24bn additional CET1 at UBS AG on a pro‑forma basis, with UBS indicating a consolidated CET1 ratio around 19% before further proposed deductions that would reduce it to around 17%. UBS resolved legacy items, including a USD 300m DOJ payment (RMBS) and French penalties of EUR 730m plus EUR 105m, supported by provision releases. The Fed cut the SCB for UBS Americas Holding LLC to 5.2%, for a total CET1 requirement of 9.7%.
UBS Group AG announced forthcoming leadership changes across its Board and Group Executive Board. Vice Chairman Lukas Gähwiler will not stand for re-election at the AGM in April 2026 after a 45-year career. Markus Ronner, currently Group Chief Compliance and Governance Officer, will be nominated as Vice Chairman at that AGM.
Effective January 1, 2026, Michelle Bereaux will become Group Head Compliance and Operational Risk Control; Beatriz Martin will take on the role of Group Chief Operating Officer while continuing as President EMEA; and Mike Dargan will focus on evolving technology platforms and innovation. Governmental and Regulatory Affairs will move under CFO Todd Tuckner, and Group Security will transition to HR and Corporate Services led by Stefan Seiler.
UBS reports continued progress on the Credit Suisse integration, including completed client migrations outside Switzerland and the transfer of about two thirds of clients in Switzerland, and remains on track to complete by the end of 2026.
UBS filed a Form 6-K containing the transcript of a September 30, 2025 presentation by Group CEO Sergio P. Ermotti and Group CFO Todd Tuckner and a Q&A session. The document reiterates UBS's forward-looking disclosures and warns that the acquisition of Credit Suisse has materially changed UBS's outlook, introducing significant operational and execution risks and an integration process expected to continue through 2026. The filing lists numerous risk factors that could materially affect results, including potential increases in Swiss capital or resolution requirements, higher costs to execute the integration, changes to RWA and leverage ratio metrics, market and macro volatility, funding and TLAC availability, litigation and regulatory exposure, and operational risks such as cyberattacks and compliance failures. The filing also references Alternative Performance Measures and points readers to UBS's Q2 2025 Quarterly Report appendix for APM definitions.
UBS resolved a legacy French tax matter and will pay EUR835 million in total. The bank agreed to a EUR730 million fine plus EUR105 million in civil damages related to cross-border business in France between 2004 and 2012. The French Supreme Court had upheld a prior finding that UBS was guilty of unlawful client solicitation and aggravated money laundering while remanding the penalty and damages for reassessment. UBS says the settlement is aligned with its intention to resolve legacy matters in stakeholders' interests and that it is fully provisioned for the payment.
UBS Group AG submitted a Form 6-K dated August 29, 2025, enclosing court-related materials in a New York State Supreme Court action concerning persons or entities who held UBS common stock as of the close of trading on August 22, 2025. The filing presents a description prepared by counsel about the action and a settlement notice, and expressly states the court has made no findings of fact. The document lists plaintiffs' and defendants' counsel firms and contact information and is signed on behalf of UBS Group AG by two officers, identifying their names and titles.
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