UBS Group AG filings document the formal disclosures of a Swiss foreign private issuer that reports annual information on Form 20-F and current information on Form 6-K. The records cover IFRS financial statements, consolidated capitalization, debt issued, additional tier 1 capital instruments, TLAC-eligible senior unsecured debt, and regulatory capital treatment under the Swiss systemically relevant bank framework.
UBS filings also describe governance and corporate-structure matters, including Articles of Association, share capital, general meeting procedures, board and executive bodies, auditor provisions, compensation votes and annual general meeting agenda items. Additional filings include Pillar 3 risk disclosures, sustainability reporting, registration-statement disclosures for securities offerings, and regulatory capital communications involving UBS Group AG and UBS AG.
UBS Group filed a Form 13F-HR combination report as an institutional investment manager, signed by Andrew Johnson as Head Group Shareholding Reporting AMER. The filing reports 24,019 line items in the Form 13F information table with an aggregate reported value of $616,682,639,290, rounded to the nearest dollar.
The report lists 12 other included managers, such as UBS Financial Services Inc, UBS AG, UBS Switzerland AG, UBS Europe SE, and others across multiple regions. It also identifies additional managers reporting for this manager, including UBS, a distinct business unit of UBS Asset Management Americas LLC, and OCONNOR, a distinct business unit of UBS Asset Management Americas (LLC).
UBS Group AG has filed a detailed response opposing proposed Swiss amendments to the Banking Act and Capital Adequacy Ordinance that would require fully deducting foreign subsidiaries from Common Equity Tier 1 (CET1) capital. UBS argues the measure is disproportionate, not internationally aligned, and based on an extreme “zero risk” scenario. Using first-quarter 2025 figures, the bank estimates the proposal would force approximately USD 23 billion of additional CET1, bringing total post‑Credit Suisse and regulatory add‑ons to about USD 39 billion, and add roughly USD 1.7 billion in annual capital costs. UBS warns this would weaken its competitiveness, raise borrowing and service costs for Swiss clients, and has already coincided with about 27% share-price underperformance versus European and US banks, equal to roughly CHF 30 billion of lost market value.
UBS Group AG and UBS AG announced changes to their Group Executive Board focused on technology leadership and reporting lines. Group Chief Operations and Technology Officer Mike Dargan will step down at the end of December to pursue an opportunity outside UBS. From 1 January 2026, the Group Technology function will report to Beatriz Martin as she takes on the role of Group Chief Operating Officer. Pending the appointment of a permanent successor, Chris Gelvin will serve as interim Head Group Technology alongside his role as Chief Operating Officer, Group Technology.
The companies state that adding Group Technology to the Group COO portfolio is intended to support smooth end-to-end operations, prioritize technology and artificial intelligence initiatives, and help complete the remaining technology integration. Group CEO Sergio P. Ermotti thanked Dargan for his contributions, highlighted technology’s role in business growth and resilience, and congratulated Martin on her expanded responsibilities. The changes to the Group Executive Board are subject to regulatory approval.
UBS Group AG filed a Form 13F Combination Report, disclosing institutional equity positions reported in coordination with other managers. The filing lists a Form 13F Information Table Value Total of $638,366,556,794 and 22,854 information table entries.
The report identifies 12 other included managers and names additional reporting managers, including UBS AM, a distinct business unit of UBS Asset Management Americas LLC and OCONNOR, a Distinct Business Unit of UBS Asset Management Americas (LLC). The submission was signed by Andrew Johnson, Head Group Shareholding Reporting.
UBS Group AG and UBS AG announced pricing terms for seven concurrent cash tender offers to purchase outstanding notes, setting reference yields and the per‑security Total Consideration as of 10:00 a.m. ET on November 5, 2025. The program is subject to a Maximum Purchase Consideration of $4,000,000,000, excluding accrued interest, and uses acceptance priority levels if that cap is reached.
The offers expire at 5:00 p.m. ET on November 5, 2025, with guaranteed delivery accepted until 5:00 p.m. ET on November 7, 2025. Initial settlement is expected on November 7, 2025, and guaranteed delivery settlement on November 10, 2025. Holders whose notes are accepted will also receive accrued and unpaid interest to, but excluding, the Initial Settlement Date.
Illustrative Total Consideration per 1,000 principal: $1,079.51 for 7.500% Senior Notes due 2028; $1,276.11 for 9.016% FRN Senior Callable Notes due 2033; €1,113.45 for 7.750% Fixed Rate Reset Senior Callable Notes due 2029.
UBS Group AG furnished its 30 September 2025 Pillar 3 report, detailing stronger capital and liquidity metrics for the quarter. CET1 capital rose to USD 74.7bn with a CET1 ratio of 14.79%, while Tier 1 capital increased to USD 95.0bn. Risk‑weighted assets were USD 504.9bn and the leverage ratio improved to 5.79% on an LRD of USD 1,640.5bn. Available TLAC increased to USD 199.3bn.
Liquidity remained robust: the average LCR was 182.12% with HQLA averaging USD 346.6bn, and the NSFR was 119.68%. Capital movements included operating profit before tax of USD 2.8bn, AT1 issuance equivalent to USD 2.8bn and a USD 1.6bn AT1 call; share repurchases of USD 1.1bn did not materially affect CET1 due to reserve adjustments.
Switzerland is consulting on capital reforms that, if implemented as proposed, would require around USD 24bn additional CET1 at UBS AG, with total incremental CET1 of around USD 39bn when including acquisition‑related requirements; phase‑ins would start no earlier than 2028. FINMA’s 2025 resolution report assessed UBS as resolvable under its preferred bail‑in strategy and called for further development of the Swiss emergency plan.
UBS Group AG reported a strong third quarter. Reported net profit was 2.5 billion, up 74%, with earnings per share of 76 cents. Underlying pre-tax profit rose to 3.6 billion, up 50% on 5% revenue growth, driving a 16.3% return on CET1 capital, or 12.7% excluding litigation releases of 668 million. The CET1 capital ratio improved to 14.8%, while liquidity remained robust with a 120% NSFR and 182% LCR. Tangible book value per share increased 2% to $26.54.
UBS reached 10 billion in gross run-rate cost saves, one quarter ahead of plan, and remains on track toward ~13 billion by 2026. Group invested assets approached 7 trillion. Global Wealth Management invested assets were 4.7 trillion, with net new assets of 38 billion, including 38 billion from APAC; the Americas saw negative 9 billion amid advisor movement tied to last year’s structural changes. The Investment Bank delivered pre-tax profit of 787 million, with revenues up 23% to 3 billion. Asset Management pre-tax profit rose 19% and invested assets surpassed 2 trillion.
Total assets were 1.6 trillion; loans were 666 billion, 92% secured, with mortgages at 58% and average LTV around 50%. UBS applied for a U.S. national bank charter, with approval expected in 2026. Integration advanced, with over 700,000 Swiss client accounts migrated and completion targeted by the end of the first quarter next year.
UBS Group AG furnished a report listing its consolidated capital instruments and TLAC-eligible senior unsecured debt under the Swiss systemically relevant bank framework as of 30 September 2025.
The disclosure shows additional tier 1 capital of USD 20,296 million and TLAC-eligible senior unsecured debt of USD 104,379 million. Total tier 2 capital is 0. Additional tier 1 instruments are perpetual with stated first call dates, while TLAC-eligible senior unsecured debt spans multiple currencies and maturities. Instruments available to meet gone concern requirements remain eligible until one year before maturity.
UBS also notes that on 12 June 2023, Credit Suisse Group AG merged into UBS Group AG and obligations under its outstanding debt securities became obligations of UBS Group AG.
UBS Group AG submitted a Form 6-K presenting its consolidated capitalization under IFRS. As of 30 September 2025 (USD m), short-term debt issued was 85,206, long-term debt issued was 247,317 (including 17,919 eligible as high-trigger AT1 and 196 eligible as non-Basel III tier 2), for total debt issued of 332,523. Equity attributable to shareholders was 89,899 and equity attributable to non-controlling interests was 305, resulting in total capitalization of 422,727.
Comparatively, as of 30 June 2025 (USD m), total capitalization was 427,931 with short-term debt of 97,241 and long-term debt of 240,990. The filing notes that 87% of total debt issued was unsecured as of 30 September 2025. This report is incorporated by reference into UBS’s outstanding Form S‑8 registration statements and related prospectuses.