Welcome to our dedicated page for United Bankshares West Va SEC filings (Ticker: UBSI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Bankshares, Inc. (UBSI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. United Bankshares, Inc., a West Virginia-incorporated financial services and commercial banking company, lists its common stock on the NASDAQ Global Select Market under the symbol UBSI. Through its filings, investors can review how United reports its community banking activities, financial condition, and capital position.
Key filings for UBSI include annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe net interest income, noninterest income and expense, provision for credit losses, credit quality metrics, and regulatory capital ratios. Current reports on Form 8-K, several of which are referenced in the provided data, disclose material events such as quarterly earnings announcements, share repurchase plans, executive compensation arrangements, and the completion of acquisitions like Piedmont Bancorp, Inc.
On this page, users can also monitor Form 4 insider transaction reports, proxy materials related to director elections and executive compensation, and other exhibits such as change in control agreements and equity incentive plan documents. Stock Titan enhances these filings with AI-powered summaries that explain complex sections in straightforward language, highlight key figures and trends, and help distinguish recurring items from one-time events. Real-time updates from the SEC’s EDGAR system ensure that new UBSI filings, including 10-K, 10-Q, 8-K, and Form 4 submissions, are quickly available with contextual insights, allowing investors to review how management discusses performance, risk, and governance over time.
UNITED BANKSHARES INC/WV director WINTER P CLINTON reported an open-market purchase of 62 units of Phantom Stock at $41.70 on March 4, 2026, bringing his phantom stock balance to 56,736 units. These phantom shares are payable in cash after his employment ends. He also reports 458,658 shares of UBSI common stock held directly, plus indirect common stock holdings through Bray & Oakley Insurance and his spouse.
United Bankshares, Inc. files its annual report describing a larger, more geographically diverse community banking franchise after a year of significant growth and acquisition activity. As of December 31, 2025, consolidated assets were approximately $33.7 billion and total shareholders’ equity was about $5.5 billion.
On January 10, 2025, United completed its acquisition of Piedmont Bancorp, Inc., adding roughly $2.4 billion in assets and entry into the greater Atlanta, Georgia market. The loan and lease portfolio grew by $3.0 billion, or 14.01%, in 2025, driven mainly by the Piedmont portfolio.
The company emphasizes commercial and real estate lending, with about $17.8 billion in commercial-related loans and approximately $11.9 billion, or 48.16% of total loans, in real estate and construction as of year-end 2025. United also details robust mortgage origination and secondary market activity, investment portfolio income, extensive regulatory oversight, capital requirements, and a broad set of operational, credit, technology, cybersecurity, fraud and compliance risk factors it faces as a multi-state financial holding company.
UNITED BANKSHARES INC/WV Executive Vice President William Mark Tatterson reported equity compensation and related tax transactions in company stock. On February 23, 2026, he acquired 9,250 shares of common stock at $0.00 per share as a grant/award. A footnote explains this reflects performance-based restricted stock units granted in February 2023 that vested in February 2026 and were settled in an equal number of common shares.
On the same and prior day, he had tax-withholding dispositions of common stock to cover obligations, including 1,329 shares, 4,198 shares, and 1,887 shares at $44.28 per share. After these direct transactions, his reported direct common stock holdings were 95,873.9963 shares. As of February 22, 2026, he also reported indirect ownership of common stock, including 9,224.1173 shares held by a 401(k) and 89.5771 shares held by his wife.
UNITED BANKSHARES INC/WV Executive Vice President Julie R. Gurtis reported two Form 4 transactions where common shares were withheld to cover tax obligations. On February 22 and 23, a total of 1,894 shares of common stock were disposed of in tax-withholding transactions at $44.28 per share. After these transactions, she directly owned 28,703 shares of UNITED BANKSHARES common stock, with additional indirect holdings reported through a 401(k) plan and spouse-related accounts.
UNITED BANKSHARES INC/WV Executive Vice President Matthew L. Humphrey reported two Form 4 transactions involving company Common Stock. On February 22 and 23, he disposed of 1,137 and 1,018 shares, respectively, at $44.28 per share as tax-withholding dispositions rather than open-market sales. After these transactions, he directly owned about 37,685 common shares, with additional indirect holdings of common stock reported through a 401(k) plan and several stock option positions updated as holdings.
United Bankshares Executive Vice President Ross M. Draber reported equity compensation activity in company stock. On February 23, 2026, he acquired 3,700 shares of common stock at $0.00 per share from performance-based restricted stock units granted in February 2023 that vested in February 2026 upon achievement of performance goals. On the same date, he disposed of 532 shares and 1,800 shares of common stock at $44.28 per share, and on February 22, 2026 he disposed of an additional 748 shares, all to cover tax liabilities by delivering shares. After these transactions, he directly owned 28,871.942 shares of common stock and held additional stock through a 401(k) plan and several stock option positions.
UNITED BANKSHARES INC/WV Executive Vice-President Darren K. Williams reported mixed equity transactions involving company stock. On February 23, 2026, he acquired 4,252 shares of common stock at $0.00 per share as a grant or award.
According to a footnote, these shares reflect performance-based restricted stock units granted in February 2023 that vested in February 2026 upon achievement of performance goals and were settled in an equal number of common shares. On the same date, Williams disposed of 612 and 2,050 shares of common stock at $44.28 per share, and on February 22, 2026, he disposed of 841 shares at $44.28 per share, all characterized as tax-withholding dispositions to cover exercise price or tax liabilities rather than open-market sales.
After these transactions, he directly held 45,654 shares of common stock, in addition to various direct stock option positions and indirect holdings, including 5,084.7381 shares held by a 401(k) plan.
UNITED BANKSHARES INC/WV Executive Vice-President Ernest Douglas Bryan reported equity award activity in company stock. On February 23, 2026, he acquired 3,752 shares of common stock at $0.00 per share through a grant/award. A footnote explains these shares came from performance-based restricted stock units granted in February 2023 that vested in February 2026 after meeting performance goals and were settled in an equal number of common shares.
Also on February 22–23, 2026, he had several tax-withholding dispositions of common stock coded “F,” covering 540 shares, 1,835 shares, and 748 shares at $44.28 per share to satisfy tax obligations. After these transactions, his directly held common stock balance reported in the excerpt includes 51,636.6137 shares.
UNITED BANKSHARES INC/WV Executive Chairman Richard M. Adams Sr reported equity award activity in common stock. On February 23, 2026, he acquired 16,008 shares of common stock at $0.00 per share as a grant of performance-based restricted stock units that were originally granted in February 2023 and vested in February 2026, then settled in an equal number of shares.
Also on February 22–23, 2026, he disposed of shares of common stock in several transactions coded "F" at $44.28 per share to satisfy tax withholding obligations associated with the equity awards, rather than through open-market selling. After these transactions, he directly owned 877,266.4732 shares of common stock, with additional indirect holdings reported through a 401(k), IRAs, a corporation, and immediate family accounts.
UNITED BANKSHARES INC/WV Chief Executive Officer Richard M. Adams Jr. reported vesting of performance-based restricted stock units that delivered 17,087 shares of common stock on February 23, 2026 at no cost to him.
To cover tax obligations, he disposed of shares back to the issuer through tax-withholding transactions totaling 2,454, 7,749, and 4,399 shares at $44.28 per share on February 22–23, 2026. After these transactions, he continued to hold a substantial direct common stock position along with phantom stock and stock options, plus indirect holdings through a 401(k) and a trust for children.