United Bankshares director family buys 101 shares

United Bankshares director Rice Lacy I III reported a small insider share increase linked to a dividend reinvestment.

Accepted by SEC EDGAR 01/28/2026 - 03:56 PM EST

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Rhea-AI Filing Summary

United Bankshares director Rice Lacy I III reported a small insider share increase linked to a dividend reinvestment. On January 28, 2026, an immediate family member acquired 101 shares of United Bankshares common stock at $41.5942 per share through the Dividend Reinvestment Plan, reported as indirect ownership. Following this, Lacy also reported holding 36,966.1057 shares of common stock directly.

Insider Trade Summary

Net Buyer: 101 shares

Net Buy 1 txn

Insider Rice Lacy I III

Role Director

Bought 101 shs ($4K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	101	$41.5942	$4K
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 101 shares (Indirect, By Immediate Family); Common Stock — 36,966.1057 shares (Direct)

Holdings Before and After: Common Stock, 0 to 101 shares (Indirect, By Immediate Family)

Footnotes (1)

F1. Additional stock acquired in the Dividend Reinvestment Plan.

FAQ

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What insider transaction did UBSI director Rice Lacy I III report?

Rice Lacy I III reported an indirect purchase of 101 United Bankshares (UBSI) common shares. The shares were acquired by an immediate family member through the Dividend Reinvestment Plan at a price of $41.5942 per share on January 28, 2026.

At what price were the UBSI shares acquired in the latest insider filing?

The insider transaction reported an acquisition price of $41.5942 per United Bankshares (UBSI) common share. These 101 shares were obtained through the Dividend Reinvestment Plan, reflecting automatic reinvestment of dividends rather than an open-market discretionary purchase.

How many UBSI shares does Rice Lacy I III report owning after this transaction?

After the reported activity, Rice Lacy I III reports direct beneficial ownership of 36,966.1057 United Bankshares (UBSI) common shares. Separately, 101 shares are reported as indirectly owned through an immediate family member, reflecting stock acquired via the Dividend Reinvestment Plan.

Is the UBSI insider purchase held directly or indirectly by the reporting person?

The 101 United Bankshares (UBSI) shares are reported as indirectly owned, categorized as “By Immediate Family.” This means the shares are held by an immediate family member, though the transaction is still reportable by director Rice Lacy I III on Form 4.

What is the significance of the Dividend Reinvestment Plan in this UBSI Form 4?

The filing notes the additional 101 UBSI shares were acquired through the Dividend Reinvestment Plan. This indicates the purchase resulted from automatic reinvestment of cash dividends into stock, rather than a discretionary open-market buy order placed by the director or family member.

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Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rice Lacy I III

(Last)

(First)

(Middle)

514 MARKET ST

(Street)

PARKERSBURG

26101

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	01/28/2026	01/28/2026	P		101	A	$41.5942	101	I	By Immediate Family
Common Stock								36,966.1057⁽¹⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Additional stock acquired in the Dividend Reinvestment Plan.

	Shelli L. Adams	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR