Director WINTER P CLINTON receives 1,588 UBSI shares in equity grant

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV director WINTER P CLINTON received an equity grant of 1,588 shares of Common Stock on February 19, 2026. The shares were acquired as a grant of restricted stock with no cash paid per share and will vest in three equal annual installments.

After this grant, direct ownership in Common Stock increased to 458,658 shares. The filing also notes 55,964 shares of Phantom Stock, which are payable in cash following termination of employment, and additional indirect Common Stock holdings through Bray & Oakley Insurance and a spouse.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WINTER P CLINTON

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		1,588(1)	A	$0.0000	458,658	D
Common Stock								36,800	I	Bray & Oakley Insurance
Common Stock								1,000	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock	(2)							(3)	(3)	Common Stock	55,964		55,964	D

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

2. 1 for 1

3. Shares of phantom stock are payable in cash following the reporting persons termination of employment with UBSI.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did UNITED BANKSHARES (UBSI) director WINTER P CLINTON report in this Form 4?

The Form 4 reports that director WINTER P CLINTON acquired 1,588 shares of UBSI Common Stock as a grant of restricted stock. This award vests in three equal annual installments starting from the February 19, 2026 grant date.

Was the UBSI stock acquired by WINTER P CLINTON a purchase or an award?

The 1,588 UBSI Common Stock shares were acquired as a grant of restricted stock, not an open-market purchase. The transaction carried a per-share price of $0.0000, reflecting a compensatory equity award with vesting over three annual installments.

How many UBSI Common Stock shares does WINTER P CLINTON own after this grant?

Following the restricted stock grant, WINTER P CLINTON directly owns 458,658 shares of UBSI Common Stock. The filing also lists additional indirect holdings, including 36,800 shares via Bray & Oakley Insurance and 1,000 shares held by a spouse.

What are the vesting terms of WINTER P CLINTON’s restricted UBSI stock award?

The 1,588-share restricted stock award vests in three equal annual installments. This means one-third of the grant is scheduled to vest each year over a three-year period, subject to the conditions described in the award’s terms.

What does the Phantom Stock holding mean in WINTER P CLINTON’s UBSI Form 4?

The Form 4 shows 55,964 shares of Phantom Stock for WINTER P CLINTON. According to the filing, these phantom shares are payable in cash, on a 1-for-1 basis, following the reporting person’s termination of employment with UNITED BANKSHARES INC/WV.

How is indirect ownership reported for WINTER P CLINTON in UBSI stock?

Indirect ownership includes 36,800 UBSI Common Stock shares held through Bray & Oakley Insurance and 1,000 shares held by a spouse. These positions are reported as indirect holdings separate from the director’s 458,658 directly owned Common Stock shares.