Director Gary G. White gains 1,588 UBSI shares in restricted stock grant

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV director Gary G. White reported receiving a grant of 1,588 shares of common stock on February 19, 2026. The shares were issued as restricted stock that will vest in three equal annual installments. Following this award and additional stock acquired through the Dividend Reinvestment Plan, his directly owned stake increased to 48,853.2513 shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

White Gary G

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		1,588(1)	A	$0.0000	48,853.2513(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

2. Additional stock acquired in the Dividend Reinvestment Plan.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What did UBSI director Gary G. White report in this Form 4 filing?

Gary G. White reported receiving a grant of 1,588 shares of UNITED BANKSHARES common stock. The award is structured as restricted stock and increases his directly owned holdings, as disclosed in the Form 4 filing.

How many UNITED BANKSHARES (UBSI) shares were granted to Gary G. White?

Gary G. White was granted 1,588 shares of UNITED BANKSHARES common stock. These shares were issued as a restricted stock award, rather than a market purchase, and form part of his overall reported direct ownership position.

How does the restricted stock grant to UBSI director Gary G. White vest?

The restricted stock grant to Gary G. White vests in three equal annual installments. This means the 1,588-share award becomes fully vested over three years, aligning his compensation with longer-term service and performance at UNITED BANKSHARES.

What is Gary G. White’s total direct ownership in UBSI after this transaction?

After the reported transactions, Gary G. White directly owns 48,853.2513 shares of UNITED BANKSHARES common stock. This figure includes the new restricted stock award and additional shares acquired through the Dividend Reinvestment Plan.

Was cash paid for the 1,588 UBSI shares reported by Gary G. White?

No cash purchase was reported for the 1,588 shares. The Form 4 describes the transaction as a grant of restricted stock with a transaction price per share of 0.0000, indicating an equity compensation award rather than an open-market buy.

What does the Dividend Reinvestment Plan footnote mean in Gary G. White’s UBSI filing?

The Dividend Reinvestment Plan footnote explains that additional stock was acquired through automatic reinvestment of dividends. This mechanism adds to Gary G. White’s direct holdings over time without separate open-market purchase transactions being reported at standard prices.