UBSI executive granted 1,929-share stock award

Proctor Michael reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Proctor Michael reported acquisition or exercise transactions in this Form 4 filing.

UNITED BANKSHARES INC/WV reported that Executive Vice President Michael Proctor received a grant of 1,929 shares of common stock on February 19, 2026 as a restricted stock award. The footnotes state this award vests in three equal annual installments.

After this award, Proctor directly held 12,179.7914 common shares. The filing also updates his direct holdings of several stock option positions and his indirect ownership of 4,593.9466 common shares held through a 401(k) plan and dividend reinvestment activity as of the same date.

Insider Trade Summary

Grant/Award: 1,929 shares

Grant/Award 6 txns

Insider Proctor Michael

Role Executive Vice President

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,929	$0.00	$0.00
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 12,179.7914 shares (Direct); Stock Option — 6,406 contracts (Direct); Common Stock — 4,593.9466 shares (Indirect, By 401k)

Footnotes (3)

1. F1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments.
2. F2. Additional stock acquired in the Dividend Reinvestment Plan.
3. F3. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UBSI Executive Vice President Michael Proctor report?

Michael Proctor reported receiving a grant of 1,929 shares of UNITED BANKSHARES INC/WV common stock. The award is structured as restricted stock that vests in three equal annual installments, increasing his direct ownership to 12,179.7914 shares as of February 19, 2026.

How do Michael Proctor’s restricted stock awards at UBSI vest over time?

The restricted stock award to Michael Proctor vests in three equal annual installments. This means the 1,929 granted shares of UNITED BANKSHARES INC/WV common stock become fully his over three years, aligning ongoing ownership with continued service at the company.

How many UBSI common shares does Michael Proctor own directly after this Form 4?

After the reported grant, Michael Proctor directly owns 12,179.7914 UNITED BANKSHARES INC/WV common shares. This figure reflects his updated direct holdings following the 1,929-share restricted stock award granted on February 19, 2026 and reported in the Form 4.

What indirect UBSI share holdings does Michael Proctor report in this Form 4?

The Form 4 shows Michael Proctor indirectly holds 4,593.9466 UNITED BANKSHARES INC/WV common shares through a 401(k) plan. Footnotes indicate these totals include additional shares accumulated since his last 401(k) report, partly via the company’s dividend reinvestment plan.

Does Michael Proctor hold stock options in UNITED BANKSHARES INC/WV?

Yes. The Form 4 lists several stock option positions held directly by Michael Proctor. Reported balances include option holdings of 906, 2,000, 2,000 and 1,500 units, reflecting his updated option stakes as of February 19, 2026 without specifying new exercises or sales.

Was the 1,929-share UBSI award to Michael Proctor a market purchase?

No. The 1,929 shares were granted to Michael Proctor as a restricted stock award, recorded with a price of 0.0000 per share. This reflects an equity compensation grant from UNITED BANKSHARES INC/WV rather than an open-market purchase transaction for cash.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/20/2026 - 03:02 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Proctor Michael

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		1,929(1)	A	$0.0000	12,179.7914(2)	D
Common Stock								4,593.9466(3)	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	906		906	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	2,000		2,000	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	2,000		2,000	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	1,500		1,500	D

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments.

2. Additional stock acquired in the Dividend Reinvestment Plan.

3. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.