Tax-withholding share disposition reported by UBSI (UBSI) executive Julie Gurtis

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Executive Vice President Julie R. Gurtis reported a tax-related share disposition. On February 20, 2026, she disposed of 1,093 shares of United Bankshares common stock at $44.07 per share to cover tax obligations, a non‑open‑market transaction coded as tax-withholding.

After this transaction, she directly held 28,328 common shares. The filing also shows indirect ownership of 13,733.292 common shares through a 401(k), 900 common shares held by her spouse as power of attorney for a family member, and 1,364 common shares held through her spouse’s IRA, plus several stock option positions.

Insider Trade Summary

8 transactions reported

Mixed 8 txns

Insider Gurtis Julie R

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	1,093	$44.07	$48K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 28,328 shares (Direct); Stock Option — 1,453 shares (Direct); Common Stock — 13,733.292 shares (Indirect, By 401k)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gurtis Julie R

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		1,093	D	$44.07	28,328	D
Common Stock								13,733.292	I	By 401k
Common Stock								900	I	By Spouse as POA for Family Member
Common Stock								1,364	I	By Spouse IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,453		1,453	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,200		3,200	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	3,200		3,200	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBSI executive Julie Gurtis report on February 20, 2026?

Julie R. Gurtis reported a tax-withholding disposition of 1,093 United Bankshares common shares at $44.07 per share on February 20, 2026. This was a non-open-market transaction used to satisfy tax liabilities related to equity compensation.

Was the UBSI Form 4 transaction by Julie Gurtis an open-market stock sale?

No, the Form 4 shows a tax-withholding disposition, not an open-market sale. Shares were withheld at $44.07 each to pay exercise price or tax liabilities, meaning the transaction was administrative rather than a discretionary sale into the market.

How many UBSI common shares does Julie Gurtis hold directly after the reported transaction?

After the February 20, 2026 tax-withholding disposition, Julie R. Gurtis directly holds 28,328 United Bankshares common shares. This reflects her remaining personal ownership following the 1,093-share disposition used to cover associated tax obligations on her equity award.

What indirect UBSI share holdings are disclosed for Julie Gurtis in the Form 4?

The filing lists 13,733.292 United Bankshares common shares held through a 401(k), 900 shares held by her spouse as power of attorney for a family member, and 1,364 shares via her spouse’s IRA. These positions are reported as indirect ownership interests.

What stock option holdings for UBSI are reported for Julie Gurtis?

The Form 4 shows several stock option holdings for Julie R. Gurtis, including positions with 1,453, 3,200, 3,200, and 3,200 options following the reported date. These entries document outstanding options and do not indicate new purchases or sales in the option positions.

How many dispose-type transactions are included in this UBSI Form 4 filing?

The transaction summary indicates one dispose-type transaction and several other entries classified as unknown direction holdings. The single dispose event reflects the 1,093 United Bankshares common shares withheld to satisfy tax-related obligations on February 20, 2026.