United Bankshares director awarded 1,588 shares

UNITED BANKSHARES INC/WV director Mark R. Nesselroad acquired 1,588 shares of common stock through a restricted stock grant.

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV director Mark R. Nesselroad acquired 1,588 shares of common stock through a restricted stock grant. The grant, dated February 19, 2026, was awarded at no cash price and will vest in three equal annual installments. After the grant, his directly held shares total 16,621, alongside additional indirect holdings reported through a corporation and his spouse.

Insider Trade Summary

Grant/Award: 1,588 shares

Grant/Award 3 txns

Insider NESSELROAD MARK R

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,588	$0.00	$0.00
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 16,621 shares (Direct); Common Stock — 18,358 shares (Indirect, By Corporation); Common Stock — 35,424 shares (Indirect, By Spouse)

Footnotes (1)

1. F1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

FAQ

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What did UNITED BANKSHARES (UBSI) director Mark R. Nesselroad report on this Form 4?

Mark R. Nesselroad reported receiving a grant of 1,588 shares of UNITED BANKSHARES common stock. The shares were awarded as restricted stock, not purchased in the open market, reflecting an equity-based compensation award from the company rather than a discretionary buy or sell transaction.

How many UNITED BANKSHARES shares were granted to Mark R. Nesselroad in this filing?

The filing shows a grant of 1,588 shares of UNITED BANKSHARES common stock to director Mark R. Nesselroad. These shares were issued as restricted stock with a vesting schedule, increasing his direct ownership stake while aligning compensation with the company’s long-term performance.

What are the vesting terms of Mark R. Nesselroad’s restricted stock grant from UBSI?

The restricted stock award to Mark R. Nesselroad vests in three equal annual installments. This means the 1,588 granted shares will become fully vested over three years, encouraging longer-term alignment between the director’s interests and UNITED BANKSHARES’ ongoing performance and governance.

Did Mark R. Nesselroad pay cash for the 1,588 UBSI shares reported?

No cash was paid for the 1,588 shares; the grant price per share is reported as 0.0000. The shares were received as a restricted stock award, representing compensation granted by UNITED BANKSHARES rather than a cash-funded purchase in the market by the director.

What is Mark R. Nesselroad’s direct share ownership in UNITED BANKSHARES after this grant?

After the restricted stock grant, Mark R. Nesselroad’s directly held UNITED BANKSHARES common stock totals 16,621 shares. The Form 4 also reports additional indirect holdings attributed to a corporation and his spouse, reflecting broader beneficial ownership interests beyond his direct account.

What indirect UNITED BANKSHARES holdings are reported for Mark R. Nesselroad?

The Form 4 reports indirect ownership of UNITED BANKSHARES shares held "By Corporation" and "By Spouse." These positions are classified as indirect, separate from his 16,621 directly owned shares, indicating beneficial ownership interests associated with related entities or family rather than his own direct account.

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Accepted by SEC EDGAR 02/20/2026 - 04:19 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

NESSELROAD MARK R

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		1,588(1)	A	$0.0000	16,621	D
Common Stock								18,358	I	By Corporation
Common Stock								35,424	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.