United Bankshares COO awarded 13,978 UBSI shares

UNITED BANKSHARES INC/WV Chief Operating Officer James J. Consagra reported an equity award and related tax-withholding transactions in company stock.

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Chief Operating Officer James J. Consagra reported an equity award and related tax-withholding transactions in company stock.

On February 23, 2026, he acquired 13,978 shares of common stock at $0.00 per share as a grant/award. A footnote explains these shares came from performance-based restricted stock units granted in February 2023 that vested in February 2026 and were settled in an equal number of common shares.

To cover tax obligations, he disposed of 2,008, 6,340, and 2,851 shares of common stock on February 22–23, 2026 at $44.28 per share through tax-withholding transactions. Following the latest reported transactions, he directly owns 148,186 common shares and indirectly holds 11,610.683 common shares through a 401(k) account.

Insider Trade Summary

10 transactions reported

Mixed 10 txns

Insider CONSAGRA JAMES J JR

Role Chief Operating Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	13,978	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	2,008	$44.28	$89K
Exercise Price or Tax Liability	Common Stock	6,340	$44.28	$281K
Exercise Price or Tax Liability	Common Stock	2,851	$44.28	$126K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 148,186 shares (Direct); Stock Option — 65,875 contracts (Direct); Common Stock — 11,610.683 shares (Indirect, By 401k)

Footnotes (1)

1. F1. Represents performance-based restricted stock units granted in February 2023 that vested in February 2026 upon achievement of performance goals. The restricted stock units were settled by delivery of an equal number of shares of common stock.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did UBSI Chief Operating Officer James J. Consagra report on this Form 4?

He reported an equity award and related tax-withholding transactions in United Bankshares (UBSI) common stock. The filing shows a grant of 13,978 shares plus several share dispositions to satisfy tax obligations tied to vested performance-based restricted stock units.

How many United Bankshares (UBSI) shares were granted to the COO?

James J. Consagra received 13,978 shares of United Bankshares common stock at $0.00 per share. These shares resulted from performance-based restricted stock units granted in February 2023 that vested in February 2026 upon achievement of specified performance goals and were settled in common shares.

Why were UBSI shares disposed of at $44.28 in this Form 4?

The dispositions at $44.28 per share reflect tax-withholding transactions, not open-market sales. A total of 2,008, 6,340, and 2,851 shares of United Bankshares common stock were delivered to cover tax liabilities associated with the vesting and settlement of performance-based restricted stock units.

What are the COO’s post-transaction United Bankshares (UBSI) holdings?

After the reported transactions, James J. Consagra directly holds 148,186 shares of United Bankshares common stock. He also indirectly owns 11,610.683 common shares through a 401(k) account, according to the most recent holdings entries disclosed in the Form 4 transactions table.

Were the UBSI insider transactions open-market buys or sells?

The Form 4 shows a grant/award acquisition and tax-withholding dispositions, not open-market trading. The 13,978-share award was received at no cost, and the share disposals at $44.28 per share were specifically designated for payment of tax liabilities related to vested restricted stock units.

What does the footnote about UBSI restricted stock units explain?

The footnote states that performance-based restricted stock units granted in February 2023 vested in February 2026 after meeting performance goals. These units were then settled by delivering an equal number of United Bankshares common shares, explaining the 13,978-share award reported as an acquisition at $0.00 per share.

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Accepted by SEC EDGAR 02/25/2026 - 04:48 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CONSAGRA JAMES J JR

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/22/2026	02/22/2026	F		2,851	D	$44.28	142,556	D
Common Stock	02/23/2026	02/23/2026	A		13,978(1)	A	$0.0000	156,534	D
Common Stock	02/23/2026	02/23/2026	F		2,008	D	$44.28	154,526	D
Common Stock	02/23/2026	02/23/2026	F		6,340	D	$44.28	148,186	D
Common Stock								11,610.683	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	14,761		14,761	D
Stock Option	$32.51							02/24/2021	02/24/2030	Common Stock	7,381		7,381	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	16,060		16,060	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	11,613		11,613	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	16,060		16,060	D

Explanation of Responses:

1. Represents performance-based restricted stock units granted in February 2023 that vested in February 2026 upon achievement of performance goals. The restricted stock units were settled by delivery of an equal number of shares of common stock.

	Shelli L. Adams	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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