Tax-withholding reduces UNITED BANKSHARES (UBSI) EVP Julie Gurtis stake

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Executive Vice President Julie R. Gurtis reported two Form 4 transactions where common shares were withheld to cover tax obligations. On February 22 and 23, a total of 1,894 shares of common stock were disposed of in tax-withholding transactions at $44.28 per share. After these transactions, she directly owned 28,703 shares of UNITED BANKSHARES common stock, with additional indirect holdings reported through a 401(k) plan and spouse-related accounts.

Insider Trade Summary

9 transactions reported

Mixed 9 txns

Insider Gurtis Julie R

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	898	$44.28	$40K
Tax Withholding	Common Stock	996	$44.28	$44K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 28,703 shares (Direct); Stock Option — 1,453 shares (Direct); Common Stock — 13,733.292 shares (Indirect, By 401k)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gurtis Julie R

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/22/2026	02/22/2026	F		996	D	$44.28	29,601	D
Common Stock	02/23/2026	02/23/2026	F		898	D	$44.28	28,703	D
Common Stock								13,733.292	I	By 401k
Common Stock								900	I	By Spouse as POA for Family Member
Common Stock								1,364	I	By Spouse IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,453		1,453	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,200		3,200	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	3,200		3,200	D

Explanation of Responses:

	Shelli L. Adams	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBSI report for Julie R. Gurtis?

UNITED BANKSHARES reported that Executive Vice President Julie R. Gurtis had shares withheld to cover tax obligations. Two Form 4 transactions show a combined disposition of 1,894 common shares at $44.28 per share through tax-withholding, not open-market selling.

How many UNITED BANKSHARES (UBSI) shares were disposed in the tax-withholding?

The filing shows 1,894 UBSI common shares disposed in total for tax-withholding. This includes 998 shares on February 22 and 898 shares on February 23, both at a reported price of $44.28 per share.

What is Julie R. Gurtis’s UBSI direct share ownership after these transactions?

After the reported tax-withholding dispositions, Julie R. Gurtis directly owned 28,703 shares of UNITED BANKSHARES common stock. This figure reflects her remaining direct holdings following the two Form 4 transactions covering tax liabilities with shares.

Were the UBSI insider transactions open-market sales or tax-related?

The transactions were tax-related, not ordinary open-market sales. The Form 4 uses transaction code F, indicating payment of an exercise price or tax liability by delivering securities, with shares withheld at $44.28 per share.

Does Julie R. Gurtis have indirect UBSI share holdings?

Yes. The Form 4 reports indirect ownership of UNITED BANKSHARES common stock through a 401(k) plan and spouse-related accounts. These indirect positions are in addition to her 28,703 directly owned shares after the tax-withholding transactions.

What role does Julie R. Gurtis hold at UNITED BANKSHARES (UBSI)?

Julie R. Gurtis serves as an Executive Vice President at UNITED BANKSHARES. Her status as an officer requires her to report changes in her beneficial ownership of UBSI securities on Form 4, including tax-withholding dispositions of common stock.