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United Bankshares (UBSI) EVP logs tax-withholding share disposals

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(Neutral)
Form Type
4

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Executive Vice President Matthew L. Humphrey reported two Form 4 transactions involving company Common Stock. On February 22 and 23, he disposed of 1,137 and 1,018 shares, respectively, at $44.28 per share as tax-withholding dispositions rather than open-market sales. After these transactions, he directly owned about 37,685 common shares, with additional indirect holdings of common stock reported through a 401(k) plan and several stock option positions updated as holdings.

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Insider Humphrey Matthew L
Role Executive Vice President
Type Security Shares Price Value
Exercise Price or Tax Liability Common Stock 1,018 $44.28 $45K
Exercise Price or Tax Liability Common Stock 1,137 $44.28 $50K
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Stock Option -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 37,685.4529 shares (Direct); Stock Option — 17,229 shares (Direct); Common Stock — 4,154.0644 shares (Indirect, By 401k)

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FAQ

What did UBSI executive Matthew Humphrey report in this Form 4?

Matthew L. Humphrey, an Executive Vice President of UNITED BANKSHARES INC/WV (UBSI), reported two Form 4 transactions. Both involved disposing of company common shares to cover tax obligations tied to equity awards, rather than traditional open-market stock sales.

How many UNITED BANKSHARES (UBSI) shares were disposed of for taxes?

Humphrey disposed of 1,137 UBSI common shares on one day and 1,018 shares on another. These were classified as tax-withholding dispositions, meaning shares were used to satisfy exercise price or tax liabilities associated with equity compensation.

At what price were the UBSI shares used for tax withholding?

Both reported tax-withholding dispositions used UBSI common shares valued at $44.28 per share. This per-share value is disclosed in the Form 4 and applies to each of the two reported non-derivative stock transactions by Executive Vice President Matthew Humphrey.

How many UBSI shares does Matthew Humphrey own after these transactions?

After the tax-withholding transactions, Humphrey directly owned approximately 37,685 UNITED BANKSHARES common shares. The filing also reports additional indirect ownership of common stock through a 401(k) plan, along with several stock option positions listed as holdings.

Were there any UBSI stock option changes reported for Matthew Humphrey?

Yes. The Form 4 lists several Stock Option entries as holdings for Humphrey, each showing updated totals of options following the reporting date. These entries are recorded as holdings, without explicit buy or sell transactions in the provided data.

Is this UBSI Form 4 filing indicative of open-market selling by the executive?

The transactions are coded as F, described as payment of exercise price or tax liability by delivering securities. This classification indicates tax-withholding dispositions, not traditional open-market sales initiated to change investment exposure in UBSI shares.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Humphrey Matthew L

(Last) (First) (Middle)
514 MARKET ST

(Street)
PARKERSBURG WV 26101

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Executive Vice President
3. Date of Earliest Transaction (Month/Day/Year)
02/22/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/22/2026 02/22/2026 F 1,137 D $44.28 38,703.4529 D
Common Stock 02/23/2026 02/23/2026 F 1,018 D $44.28 37,685.4529 D
Common Stock 4,154.0644 I By 401k
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option $32.51 02/24/2020 02/24/2030 Common Stock 4,416 4,416 D
Stock Option $36.1 11/02/2017 11/02/2027 Common Stock 1,800 1,800 D
Stock Option $37.6 02/26/2018 02/26/2028 Common Stock 3,200 3,200 D
Stock Option $38.49 02/25/2019 02/25/2029 Common Stock 4,613 4,613 D
Stock Option $45.3 02/27/2017 02/27/2027 Common Stock 3,200 3,200 D
Explanation of Responses:
Shelli L. Adams 02/25/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.