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United Community Banks Inc. (UCB) director reports zero share ownership

(Neutral)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Carl Steven Carande, a director of United Community Banks Inc., submitted an initial beneficial ownership report. The report lists 0.0000 shares of Common Stock held directly, with a footnote explicitly stating that no securities are beneficially owned.

Positive

  • None.

Negative

  • None.
Insider Carande Carl Steven
Role Director
Type Security Shares Price Value
holding Common Stock F1 -- -- --
Holdings After Transaction: Common Stock — 0 shares (Direct)
Footnotes (1)
  1. F1. No securities are beneficially owned.
Common Stock holdings 0.0000 shares Reported as directly held following the event dated 2026-08-01
Holding entries 1 Number of non-derivative holding rows reported in the ownership statement
Buy transactions 0 Purchase transactions counted in the transaction summary for this report
beneficially owned regulatory
"Footnote states: "No securities are beneficially owned.""
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
reporting person regulatory
"Identifies Carl Steven Carande as the reporting person on the ownership statement."
Common Stock financial
"Non-derivative holdings section lists the security title as Common Stock."
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did United Community Banks Inc. (UCB) disclose about Carl Steven Carande's share ownership?

United Community Banks Inc. disclosed that director Carl Steven Carande reported no securities beneficially owned. The initial ownership report shows 0.0000 shares of Common Stock held directly, with a confirming footnote.

How many United Community Banks Inc. (UCB) shares does Carl Steven Carande report owning?

Carl Steven Carande reports owning 0.0000 shares of United Community Banks Inc. Common Stock. The accompanying footnote clarifies that he has no securities beneficially owned as of the reported date.

What is Carl Steven Carande's role at United Community Banks Inc. (UCB) in this ownership report?

In the ownership report, Carl Steven Carande is identified as a director of United Community Banks Inc. He is not listed as an officer or a ten percent owner in this disclosure.

Does the United Community Banks Inc. (UCB) ownership filing show any recent trades by Carl Steven Carande?

The ownership disclosure shows no buy or sell transactions for Carl Steven Carande. It contains a single holding entry indicating 0.0000 shares of Common Stock and a footnote stating that no securities are beneficially owned.

What does the footnote in Carl Steven Carande's UCB ownership report explain?

The footnote in the report states that No securities are beneficially owned. It qualifies the reported post-transaction amount of 0.0000 shares, confirming that Carl Steven Carande has no beneficial ownership in United Community Banks Inc. at this time.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Carande Carl Steven

(Last)(First)(Middle)
200 EAST CAMPERDOWN WAY

(Street)
GREENVILLE SOUTH CAROLINA 29601

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
08/01/2026
3. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock0(1)D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. No securities are beneficially owned.
Remarks:
Melinda Davis Lux, as attorney-in-fact08/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)