United Community Banks (UCB) SVP sells 12,043 common shares

Rhea-AI Filing Summary

United Community Banks, Inc. executive Alan H. Kumler, SVP and Chief Accounting Officer, reported a sale of common stock in a Form 4 filing. On January 23, 2026, he sold 12,043 shares of United Community Banks common stock in an open-market transaction coded "S". The shares were sold at a weighted average price of $35.3571, with individual trades executed between $35.33 and $35.43. Following this transaction, Kumler directly beneficially owns 21,096 shares of United Community Banks common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KUMLER ALAN H

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/23/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/23/2026		S		12,043	D	$35.3571(1)	21,096	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $35.33 to $35.43, inclusive. The reporting person undertakes to provide to UCB, any security holder of UCB, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote to this Form 4.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	01/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UCB report for Alan H. Kumler?

The filing reports that Alan H. Kumler, SVP and Chief Accounting Officer of United Community Banks, Inc., sold 12,043 shares of the company’s common stock in an open-market sale on January 23, 2026.

How many United Community Banks (UCB) shares did Alan H. Kumler sell and at what price?

Alan H. Kumler sold 12,043 shares of United Community Banks common stock at a weighted average price of $35.3571 per share, with individual sale prices ranging from $35.33 to $35.43.

How many UCB shares does Alan H. Kumler own after the reported sale?

After the reported sale, Alan H. Kumler beneficially owns 21,096 shares of United Community Banks, Inc. common stock, held in direct ownership.

What does the transaction code "S" mean in the UCB Form 4 filing?

In this Form 4, the transaction code "S" indicates an open-market or private sale of United Community Banks common stock by the reporting person.

What does the weighted average price disclosure mean in the UCB Form 4?

The filing explains that the reported $35.3571 is a weighted average price. The shares were sold in multiple transactions at prices between $35.33 and $35.43, and the reporting person undertakes to provide detailed trade breakdowns to United Community Banks, its security holders, or SEC staff upon request.

Who is the insider involved in this UCB Form 4 transaction and what is his role?

The insider is Alan H. Kumler, who serves as Senior Vice President and Chief Accounting Officer of United Community Banks, Inc., as indicated in the filing.