United Community Banks (UCB) director receives 2,330-share stock award

Rhea-AI Filing Summary

UNITED COMMUNITY BANKS INC director James P. Clements received an equity award of 2,330 common-share-linked restricted stock units on May 13, 2026. The grant carries no cash exercise price and will vest the day before the company’s next annual meeting, bringing his direct holdings to 15,600 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider CLEMENTS JAMES P

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,330	$0.00	--

Holdings After Transaction: Common Stock — 15,600 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

RSU grant size: 2,330 shares Grant price: $0.00 per share Post-transaction holdings: 15,600 shares +1 more

4 metrics

RSU grant size 2,330 shares Restricted stock units granted May 13, 2026

Grant price $0.00 per share Reported transaction price for RSU award

Post-transaction holdings 15,600 shares Total common stock directly held after award

Transaction date May 13, 2026 Date of RSU grant to director

Key Terms

restricted stock units, annual meeting, Grant, award, or other acquisition

3 terms

restricted stock units financial

"Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

annual meeting financial

"which vest the day before the Issuer's next annual meeting."

A company's annual meeting is a yearly gathering where owners (shareholders) and the board review performance, ask questions, and vote on key matters like electing directors, approving auditor choices, and sometimes setting pay or dividend policies. For investors it matters because decisions made and votes cast can change who runs the company, influence strategy and payouts, and affect the value or direction of their investment—similar to a homeowners’ meeting where rules and leaders that shape your property’s value are decided.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CLEMENTS JAMES P

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/13/2026		A		2,330(1)	A	$0	15,600	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	05/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UNITED COMMUNITY BANKS INC (UCB) report?

UNITED COMMUNITY BANKS INC reported that director James P. Clements received 2,330 restricted stock units linked to common stock. The award was recorded on May 13, 2026, as a grant or other acquisition, not an open-market share purchase or sale.

How many shares did James P. Clements acquire in the latest UCB Form 4?

James P. Clements acquired 2,330 shares in the form of restricted stock units. These units are tied to UNITED COMMUNITY BANKS INC common stock and increase his direct ownership position as part of an equity award rather than a cash purchase on the open market.

What is James P. Clements’ total UCB shareholding after this Form 4 transaction?

After the award, James P. Clements directly holds 15,600 shares of UNITED COMMUNITY BANKS INC common stock. This total includes the newly granted 2,330 restricted stock units, reflecting his updated ownership position reported in the Form 4 filing.

At what price were the UNITED COMMUNITY BANKS INC shares granted to James P. Clements?

The 2,330 restricted stock units granted to James P. Clements carry a reported price per share of $0.00. This indicates a no-cost equity award rather than a market purchase, consistent with typical director stock-based compensation practices.

When do the new restricted stock units for UCB’s James P. Clements vest?

The restricted stock units granted to James P. Clements will vest the day before UNITED COMMUNITY BANKS INC’s next annual meeting. This vesting schedule, disclosed in the footnote, ties the award’s timing to the company’s upcoming shareholder meeting.

Is the UCB Form 4 transaction a buy or sell of shares by James P. Clements?

The transaction is classified as an acquisition via grant or award, not a buy or sell. Form 4 data identify it as a grant of 2,330 restricted stock units with no purchase price, reflecting compensation rather than trading activity in the open market.