United Community Banks exec 514 shares withheld for tax

UNITED COMMUNITY BANKS INC executive Alan H. Kumler, SVP and Chief Accounting Officer, reported a Form 4 transaction involving 514 shares of common stock on 2026-08-15.

Rhea-AI Filing Summary

UNITED COMMUNITY BANKS INC executive Alan H. Kumler, SVP and Chief Accounting Officer, reported a Form 4 transaction involving 514 shares of common stock on 2026-08-15. The shares were withheld to satisfy tax withholding obligations upon vesting of restricted stock units, leaving him with 20,680 directly held shares of common stock.

Insider Trade Summary

Tax Withholding: 514 shares

Tax Withholding 1 txn

Insider KUMLER ALAN H

Role SVP, Chief Accounting Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock F1	514	$36.74	$19K

Holdings After Transaction: Common Stock — 20,680 shares (Direct)

Footnotes (1)

1. F1. Reflects shares of Issuer's common stock withheld to satisfy tax withholding obligations upon vesting of restricted stock units.

Key Figures

Shares withheld for tax: 514 shares Transaction price per share: $36.74 Shares held after transaction: 20,680 shares +1 more

4 metrics

Shares withheld for tax 514 shares Common stock withheld on 2026-08-15 to satisfy tax withholding obligations on RSU vesting

Transaction price per share $36.74 Per-share value applied to the 514-share tax-withholding disposition

Shares held after transaction 20,680 shares Directly owned common shares following the 514-share withholding transaction

Transaction date 2026-08-15 Date of the tax-withholding disposition of 514 common shares

Key Terms

restricted stock units, tax withholding obligations, Payment of tax liability by delivering or withholding securities

3 terms

restricted stock units financial

"upon vesting of restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax withholding obligations financial

"withheld to satisfy tax withholding obligations upon vesting"

Payment of tax liability by delivering or withholding securities financial

"transaction code description is Payment of tax liability by delivering or withholding"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UCB executive Alan H. Kumler report on this Form 4?

Alan H. Kumler reported 514 shares of UNITED COMMUNITY BANKS INC common stock disposed on 2026-08-15. The shares were withheld to cover tax withholding obligations triggered by vesting of restricted stock units, rather than an open-market sale.

How many UNITED COMMUNITY BANKS INC (UCB) shares does Alan H. Kumler hold after this transaction?

After the reported transaction, Alan H. Kumler directly holds 20,680 shares of UNITED COMMUNITY BANKS INC common stock. This figure reflects his position after 514 shares were withheld to satisfy tax withholding obligations related to restricted stock unit vesting.

Was the UCB Form 4 transaction by Alan H. Kumler an open-market sale?

No, the Form 4 indicates the 514 shares were withheld to pay tax withholding obligations upon vesting of restricted stock units. The transaction code is F, described as payment of tax liability by delivering or withholding securities, not an open-market sale.

What was the price per share used for Alan H. Kumler’s UCB tax-withholding transaction?

The transaction used a price of $36.74 per share for the 514 shares withheld. This per-share value reflects the amount applied in calculating the tax withholding disposition associated with the vesting of restricted stock units.

Does the Alan H. Kumler UCB Form 4 indicate use of a Rule 10b5-1 trading plan?

No, the document-level Rule 10b5-1 checkbox is not affirmed for this filing. The transaction is reported as a tax-withholding event on restricted stock unit vesting, rather than a discretionary trade made under a pre-arranged trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/17/2026 - 04:02 PM Accepted by SEC EDGAR 08/17/2026 - 04:02 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KUMLER ALAN H

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/15/2026		F		514(1)	D	$36.74	20,680	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of Issuer's common stock withheld to satisfy tax withholding obligations upon vesting of restricted stock units.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	08/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)