United Community Banks director receives stock grant

UNITED COMMUNITY BANKS INC director Sally Pope Davis received an equity grant as part of her compensation.

Rhea-AI Filing Summary

UNITED COMMUNITY BANKS INC director Sally Pope Davis received an equity grant as part of her compensation. She was awarded 2,330 shares of Common Stock with a stated price of $0.00 per share, described as a grant or award acquisition. A footnote explains this reflects a grant of 2026 restricted stock units that vest the day before the company’s next annual meeting. After this award, she directly holds 8,120 shares of the company’s Common Stock.

Insider Trade Summary

Grant/Award: 2,330 shares

Grant/Award 1 txn

Insider Davis Sally Pope

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,330	$0.00	$0.00

Holdings After Transaction: Common Stock — 8,120 shares (Direct)

Footnotes (1)

1. F1. Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting.

Key Figures

Shares granted: 2,330 shares Price per share: $0.00 per share Shares held after: 8,120 shares +2 more

5 metrics

Shares granted 2,330 shares Grant or award acquisition on 2026-05-13

Price per share $0.00 per share Stated acquisition price for grant

Shares held after 8,120 shares Total direct Common Stock holdings after transaction

Transaction code A Grant, award, or other acquisition

Transaction direction acquire Equity award increases holdings

Key Terms

restricted stock units, grant, award, or other acquisition, annual meeting

3 terms

restricted stock units financial

"Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

annual meeting financial

"which vest the day before the Issuer's next annual meeting."

A company's annual meeting is a yearly gathering where owners (shareholders) and the board review performance, ask questions, and vote on key matters like electing directors, approving auditor choices, and sometimes setting pay or dividend policies. For investors it matters because decisions made and votes cast can change who runs the company, influence strategy and payouts, and affect the value or direction of their investment—similar to a homeowners’ meeting where rules and leaders that shape your property’s value are decided.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UNITED COMMUNITY BANKS INC (UCB) report for Sally Pope Davis?

UNITED COMMUNITY BANKS INC reported that director Sally Pope Davis received an equity grant of 2,330 shares of Common Stock as a grant or award acquisition, increasing her direct holdings to 8,120 shares after the transaction, according to the Form 4 filing details.

Was the UNITED COMMUNITY BANKS INC (UCB) Form 4 transaction an open-market purchase or a grant?

The Form 4 transaction for UNITED COMMUNITY BANKS INC was a grant or award, not an open-market purchase. The filing labels the 2,330-share acquisition with transaction code A, meaning a grant, award, or other acquisition, at a reported price of $0.00 per share.

How many UNITED COMMUNITY BANKS INC (UCB) shares does Sally Pope Davis hold after the Form 4 transaction?

After the reported transaction, Sally Pope Davis directly holds 8,120 shares of UNITED COMMUNITY BANKS INC Common Stock. This total includes the 2,330 shares acquired in the grant or award described in the Form 4 insider filing submitted to the SEC.

What are the vesting terms of the 2026 restricted stock units reported by UNITED COMMUNITY BANKS INC (UCB)?

The 2026 restricted stock units granted to Sally Pope Davis vest the day before UNITED COMMUNITY BANKS INC’s next annual meeting. This vesting schedule is stated in a Form 4 footnote, which clarifies the award’s timing rather than indicating any immediate sale or cash transaction.

What does transaction code A mean in the UNITED COMMUNITY BANKS INC (UCB) Form 4?

In the UNITED COMMUNITY BANKS INC Form 4, transaction code A identifies the event as a grant, award, or other acquisition. For Sally Pope Davis, it corresponds to receiving 2,330 shares of Common Stock as compensation, with a stated acquisition price of $0.00 per share in the filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 05/14/2026 - 04:08 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Davis Sally Pope

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/13/2026		A		2,330(1)	A	$0	8,120	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	05/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)