United Community Banks (UCB) director moves 1,916 shares into family trust

Rhea-AI Filing Summary

United Community Banks, Inc. director Jennifer M. Bazante reported an internal transfer of company stock. On January 28, 2026, she moved 1,916 shares of common stock from her directly held account to the Jennifer Mumby Bazante Revocable Trust dated August 26, 2021, a family trust for which she serves as trustee and where she and her immediate family are beneficiaries. Following the transfer, she holds 4,996 shares directly and 6,020 shares indirectly through the trust, reflecting a change in how her ownership is structured rather than a sale of shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bazante Jennifer M.

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/28/2026		G		1,916	D(1)	$0	4,996	D
Common Stock	01/28/2026		G		1,916	A(1)	$0	6,020	I	Jennifer Mumby Bazante RevocableTrust dated August 26, 2021

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On January 28, 2026, the Reporting Person transferred 1,916 shares of Issuer's common stock directly held by the Reporting Person to a family trust of which the Reporting Person is trustee. The Reporting Person and immediate family members are the sole beneficiaries of the trust.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UCB director Jennifer Bazante report?

Jennifer M. Bazante reported transferring 1,916 shares of United Community Banks common stock on January 28, 2026. The shares moved from her direct ownership into a revocable family trust, changing the ownership structure but not representing an open-market purchase or sale.

How many UCB shares does Jennifer Bazante hold directly after this Form 4?

After the reported transaction, Jennifer M. Bazante directly holds 4,996 shares of United Community Banks common stock. This reflects the reduction from transferring 1,916 directly held shares into a family trust while maintaining her overall economic exposure to the stock.

How many UCB shares are held indirectly through Jennifer Bazante’s trust?

Following the transfer, 6,020 United Community Banks shares are held indirectly through the Jennifer Mumby Bazante Revocable Trust. Bazante is trustee, and she and her immediate family are the sole beneficiaries, so the trust’s holdings remain associated with her beneficial ownership.

Was the UCB insider transaction a sale on the open market?

No, the transaction was not an open-market sale. It is coded as a "G" transaction, reflecting a transfer of 1,916 United Community Banks shares from Jennifer Bazante’s direct holdings to a family trust, rather than a purchase or sale with a market price.

What is the nature of the indirect ownership reported in the UCB Form 4?

The indirect ownership arises from shares held by the Jennifer Mumby Bazante Revocable Trust dated August 26, 2021. Jennifer M. Bazante serves as trustee, and she and her immediate family are the sole beneficiaries, so the trust’s 6,020 shares are reported as indirectly owned.