United Community Banks (UCB) EVP Bradshaw sells 1,460 shares under 10b5-1 plan

Rhea-AI Filing Summary

United Community Banks, Inc. executive Richard Bradshaw, EVP and Chief Banking Officer, reported selling 1,460 shares of common stock on February 2, 2026 at a price of $34.17 per share. After this sale, he beneficially owns 72,003 shares directly. The sale was made under a pre-arranged Rule 10b5-1 trading plan, which is designed to allow insiders to sell shares according to a preset schedule.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRADSHAW RICHARD

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Banking Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/02/2026		S		1,460(1)	D	$34.17	72,003	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did United Community Banks (UCB) report for Richard Bradshaw?

United Community Banks reported that EVP and Chief Banking Officer Richard Bradshaw sold 1,460 shares of common stock. The sale occurred on February 2, 2026 at a price of $34.17 per share and was executed under a pre-arranged Rule 10b5-1 trading plan.

How many United Community Banks (UCB) shares does Richard Bradshaw hold after this Form 4?

After the reported transaction, Richard Bradshaw beneficially owns 72,003 shares of United Community Banks common stock directly. This figure reflects his holdings immediately following the February 2, 2026 sale of 1,460 shares disclosed in the Form 4 filing.

At what price were the United Community Banks (UCB) shares sold in this insider trade?

The reported insider sale was executed at a price of $34.17 per share. Richard Bradshaw sold 1,460 shares of United Community Banks common stock on February 2, 2026, as disclosed in the Form 4 filed under Section 16 reporting requirements.

Who is the insider involved in the latest United Community Banks (UCB) Form 4 filing?

The insider is Richard Bradshaw, who serves as Executive Vice President and Chief Banking Officer of United Community Banks, Inc. He reported a sale of 1,460 shares of common stock and now directly holds 72,003 shares following the February 2, 2026 transaction.

Was the United Community Banks (UCB) insider sale made under a Rule 10b5-1 plan?

Yes. The filing states that the 1,460 shares of United Community Banks common stock were sold pursuant to a Rule 10b5-1 trading plan. Such plans allow insiders to pre-schedule trades, helping separate routine diversification from opportunistic trading concerns.

Is the United Community Banks (UCB) Form 4 transaction a direct or indirect holding change?

The Form 4 reports the transaction as a direct holding change. After selling 1,460 shares of common stock at $34.17 per share, Richard Bradshaw is shown as directly owning 72,003 United Community Banks shares with no indirect ownership nature specified in the filing.