United Community Banks (UCB) awards 2,403 RSUs to EVP Holly Berry

Rhea-AI Filing Summary

United Community Banks EVP and Chief HR Officer Holly N. Berry received an equity award of 2,403 shares of common stock on February 12, 2026. The award was reported at a price of $0 per share as a grant or other acquisition.

The footnotes state this represents time-based restricted stock units that vest 25% on February 15, 2027, February 15, 2028, February 15, 2029 and February 15, 2030. After this grant, Berry beneficially owned 10,093 shares of United Community Banks common stock, held directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Berry Holly N

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief HR Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		A		2,403(1)	A	$0	10,093	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents grant of time-based restricted stock units, which vest 25% on February 15, 2027, February 15, 2028, February 15, 2029 and February 15, 2030.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UCB report for Holly N. Berry?

United Community Banks reported that EVP and Chief HR Officer Holly N. Berry received an equity grant of 2,403 shares of common stock. The transaction was coded as an award or other acquisition, reflecting a compensation-related grant rather than an open-market purchase.

How many United Community Banks (UCB) shares were granted to Holly N. Berry?

Holly N. Berry was granted 2,403 shares of United Community Banks common stock. According to the filing, these shares are tied to time-based restricted stock units that will vest in four equal annual installments over several years, subject to continued service.

At what price were the 2,403 UCB shares granted to Holly N. Berry?

The 2,403 United Community Banks shares were granted at a reported price of $0 per share. This indicates a compensatory equity award, not a cash purchase, and is typical for restricted stock unit grants made to executives as part of long-term incentive compensation.

What is the vesting schedule for Holly N. Berry’s restricted stock units at UCB?

The restricted stock units granted to Holly N. Berry vest 25% on February 15, 2027, February 15, 2028, February 15, 2029 and February 15, 2030. This four-year vesting schedule encourages long-term alignment with United Community Banks’ performance and executive retention.

How many UCB shares does Holly N. Berry own after this transaction?

After receiving the 2,403-share grant, Holly N. Berry beneficially owned 10,093 shares of United Community Banks common stock. The filing indicates this ownership is held directly, reflecting her total reported beneficial holdings following the reported equity award transaction.

What role does Holly N. Berry hold at United Community Banks (UCB)?

Holly N. Berry is an officer of United Community Banks, serving as Executive Vice President and Chief Human Resources Officer. The equity grant of 2,403 shares reported in the Form 4 reflects part of her compensation as a senior executive at the company.