United Community Banks (UCB) CEO receives 33,584-share stock unit grant

Rhea-AI Filing Summary

United Community Banks President & CEO H. Lynn Harton acquired 33,584 shares of common stock on February 12, 2026 through a grant of time-based restricted stock units at a price of $0 per share.

The award vests 25% on February 15 of each year from 2027 through 2030. After this grant, Harton directly beneficially owned 249,540 common shares and indirectly beneficially owned 109,123 common shares held by the Herbert Lynn Harton Revocable Trust dated March 16, 2015.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HARTON H LYNN

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		A		33,584	A(1)	$0	249,540	D
Common Stock								109,123	I	By Herbert Lynn Harton Revocable Trust dated 3/16/15

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects grant of time-based restricted stock units, which vests 25% on February 15, 2027, February 15, 2028, February 15, 2029 and February 15, 2030.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UCB President & CEO H. Lynn Harton report?

H. Lynn Harton reported acquiring 33,584 shares of United Community Banks common stock through a grant of restricted stock units. The grant was priced at $0 per share and represents equity-based compensation rather than an open-market purchase or sale.

When do H. Lynn Harton’s newly granted UCB restricted stock units vest?

The restricted stock units vest in four equal installments of 25% each. Vesting dates are February 15, 2027, February 15, 2028, February 15, 2029, and February 15, 2030, reflecting a multi-year retention and incentive schedule for United Community Banks’ President & CEO.

How many United Community Banks shares does H. Lynn Harton directly own after this Form 4?

Following the reported transaction, H. Lynn Harton directly beneficially owned 249,540 shares of United Community Banks common stock. This figure reflects his direct holdings after the 33,584-share restricted stock unit grant reported in the Form 4 filing.

What indirect ownership in UCB shares is reported for H. Lynn Harton?

The filing discloses indirect beneficial ownership of 109,123 United Community Banks common shares. These shares are held by the Herbert Lynn Harton Revocable Trust dated March 16, 2015, indicating an additional ownership interest through a personal trust arrangement.

Was the UCB insider transaction a market purchase or a stock award?

The transaction was a stock award, not a market purchase. It is described as a grant of time-based restricted stock units with a transaction code indicating a grant, award, or other acquisition at a price of $0 per share for 33,584 common shares.

What is H. Lynn Harton’s role at United Community Banks related to this Form 4?

H. Lynn Harton is reported as both a Director and the President & CEO of United Community Banks. The equity grant of 33,584 restricted stock units reflects compensation tied to his leadership roles at the company, as disclosed in the Form 4.