United Community Banks director granted 2,330 shares

WALLIS TIM reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

WALLIS TIM reported acquisition or exercise transactions in this Form 4 filing.

UNITED COMMUNITY BANKS INC director Tim Wallis reported updated holdings and a new equity award. He received 2,330 shares of Common Stock as a grant classified as a restricted stock unit award at a price of $0.00 per share. These units vest the day before the company’s next annual meeting, tying compensation to future service. After this grant, Wallis holds 30,385 Common Stock shares directly and 91,418 shares indirectly through Wallis Investment Co., LLC, which he and his spouse own.

Insider Trade Summary

Grant/Award: 2,330 shares

Grant/Award 2 txns

Insider WALLIS TIM

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,330	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 30,385 shares (Direct); Common Stock — 91,418 shares (Indirect, Wallis Investment Co., LLC)

Footnotes (2)

1. F1. Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting.
2. F2. Shares owned by Wallis Investment Co., LLC, a company owned by Mr. Wallis and his spouse.

Key Figures

RSU grant size: 2,330 shares Grant price: $0.00 per share Direct holdings after grant: 30,385 shares +3 more

6 metrics

RSU grant size 2,330 shares Restricted stock unit-type award of Common Stock

Grant price $0.00 per share Transaction price for awarded Common Stock

Direct holdings after grant 30,385 shares Common Stock directly owned by Tim Wallis post-transaction

Indirect holdings 91,418 shares Common Stock held via Wallis Investment Co., LLC

Acquire transactions 1 entry Grant, award, or other acquisition recorded in summary

Holding entries 1 entry Non-transactional holding line for indirect ownership

Key Terms

restricted stock units, grant, award, or other acquisition, indirect ownership, Form 4

4 terms

restricted stock units financial

"Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

indirect ownership financial

"direct_or_indirect": "I", "nature_of_ownership": "Wallis Investment Co., LLC""

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Tim Wallis report for UNITED COMMUNITY BANKS INC (UCB)?

Tim Wallis reported receiving 2,330 shares of UNITED COMMUNITY BANKS INC Common Stock as a grant classified as a restricted stock unit award at $0.00 per share. The filing also updates his direct and indirect shareholdings after this equity compensation grant.

How many UNITED COMMUNITY BANKS INC shares did Tim Wallis receive in this Form 4 filing?

Tim Wallis received 2,330 shares of UNITED COMMUNITY BANKS INC Common Stock through a grant or award transaction. These shares are tied to restricted stock units and were reported at a transaction price of $0.00 per share, indicating compensation rather than an open-market purchase.

When do Tim Wallis’s 2026 restricted stock units in UNITED COMMUNITY BANKS INC vest?

The 2026 restricted stock units granted to Tim Wallis vest the day before UNITED COMMUNITY BANKS INC’s next annual meeting. This vesting schedule links the equity compensation to his continued board service through that meeting date, as described in the Form 4 footnote.

What are Tim Wallis’s direct share holdings in UNITED COMMUNITY BANKS INC after this grant?

After the reported grant, Tim Wallis directly owns 30,385 shares of UNITED COMMUNITY BANKS INC Common Stock. This post-transaction total reflects his direct ownership only and excludes additional shares held indirectly through Wallis Investment Co., LLC with his spouse.

How many UNITED COMMUNITY BANKS INC shares does Wallis hold indirectly through Wallis Investment Co., LLC?

Tim Wallis reports 91,418 UNITED COMMUNITY BANKS INC Common Stock shares held indirectly through Wallis Investment Co., LLC. A footnote explains this company is owned by Mr. Wallis and his spouse, providing context on the nature of this indirect ownership position.

Was Tim Wallis’s reported UNITED COMMUNITY BANKS INC transaction an open-market buy or sell?

The filing classifies Tim Wallis’s transaction as a grant, award, or other acquisition, not an open-market buy or sell. The 2,330-share award carried a $0.00 per share transaction price, indicating equity compensation rather than a market trade in UNITED COMMUNITY BANKS INC stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/14/2026 - 04:06 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WALLIS TIM

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/13/2026		A		2,330(1)	A	$0	30,385	D
Common Stock								91,418(2)	I	Wallis Investment Co., LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting.

2. Shares owned by Wallis Investment Co., LLC, a company owned by Mr. Wallis and his spouse.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	05/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)