Does the Form 4 for United Community Banks (UCB) show any insider share sales by Kenneth L. Daniels?

The Form 4 data show one acquisition transaction coded A and two holding entries with unknown codes, but no open-market sales. Transaction summary fields list zero sell transactions and net buy-sell shares of zero, indicating no reported selling activity in this filing.

Director Daniels gets 2,330 RSUs at United Community (UCB)

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

DANIELS KENNETH L reported acquisition or exercise transactions in this Form 4 filing.

UNITED COMMUNITY BANKS INC director Kenneth L. Daniels reported an equity compensation grant of 2,330 shares of Common Stock as a restricted stock unit award. The grant was priced at $0.00 per share and will vest the day before the company’s next annual meeting. Following this award, Daniels holds 4,856 shares directly, 2,000 shares indirectly through an Individual Retirement Account, and 20,568 shares indirectly as trustee of the Kenneth L. Daniels Revocable Trust.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider DANIELS KENNETH L

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,330	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 4,856 shares (Direct, null); Common Stock — 20,568 shares (Indirect, By Self, as Trustee of Kenneth L. Daniels Revocable Trust DTD 12/09/2016)

Footnotes (1)

[object Object]

Key Figures

RSU grant size: 2,330 shares Grant price: $0.00 per share Direct holdings after grant: 4,856 shares +3 more

6 metrics

RSU grant size 2,330 shares Restricted stock unit award to director Daniels

Grant price $0.00 per share Price for RSU grant (equity compensation, not market purchase)

Direct holdings after grant 4,856 shares Common Stock directly owned by Daniels after transaction

IRA indirect holdings 2,000 shares Common Stock held through Individual Retirement Account

Trust indirect holdings 20,568 shares Common Stock held as trustee of Kenneth L. Daniels Revocable Trust

Transaction date May 13, 2026 Date of reported grant and holdings entries

Key Terms

restricted stock units, Individual Retirement Account, Revocable Trust, grant, award, or other acquisition, +1 more

5 terms

restricted stock units financial

"Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Individual Retirement Account financial

"nature_of_ownership": "Individual Retirement Account""

Revocable Trust financial

"By Self, as Trustee of Kenneth L. Daniels Revocable Trust DTD 12/09/2016"

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

indirect ownership financial

"ownership_type": "indirect", "ownership_code": "I""

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Form 4 Insider Transactions: What Each Field Means →

05/14/2026 - 04:44 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DANIELS KENNETH L

(Last)

(First)

(Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE

SOUTH CAROLINA

29601

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/13/2026		A		2,330⁽¹⁾	A	$0	4,856	D
Common Stock								20,568	I	By Self, as Trustee of Kenneth L. Daniels Revocable Trust DTD 12/09/2016
Common Stock								2,000	I	Individual Retirement Account

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Reflects grant of 2026 restricted stock units, which vest the day before the Issuer's next annual meeting.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	05/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did United Community Banks (UCB) report for Kenneth L. Daniels?

United Community Banks reported that director Kenneth L. Daniels received a grant of 2,330 shares of Common Stock as a restricted stock unit award. This was recorded with a transaction code A, meaning a grant, award, or other acquisition rather than an open-market purchase.

At what price were the new United Community Banks (UCB) shares granted to Kenneth L. Daniels?

The 2,330 shares granted to Kenneth L. Daniels were recorded at a price of $0.00 per share. This indicates they were an equity compensation award, not purchased in the open market, and therefore did not involve cash consideration from Daniels to acquire the shares.

When do Kenneth L. Daniels’ 2026 restricted stock units in United Community Banks (UCB) vest?

The footnote states the 2026 restricted stock units granted to Kenneth L. Daniels vest the day before United Community Banks’ next annual meeting. This links vesting directly to the company’s annual meeting schedule rather than to a fixed calendar date in the filing.

How many United Community Banks (UCB) shares does Kenneth L. Daniels hold directly after this grant?

After the reported grant, Kenneth L. Daniels directly holds 4,856 shares of United Community Banks Common Stock. This figure reflects his direct ownership position only and is separate from additional indirect holdings reported through an IRA and a revocable trust structure.

What indirect United Community Banks (UCB) holdings does Kenneth L. Daniels report?

Kenneth L. Daniels reports indirect ownership of 2,000 shares of Common Stock through an Individual Retirement Account and 20,568 shares held by him as trustee of the Kenneth L. Daniels Revocable Trust DTD 12/09/2016. These positions are classified as indirect ownership interests.