United Community Banks (UCB) investor FMR LLC discloses 6.7% ownership in 13G/A

Rhea-AI Filing Summary

FMR LLC filed Amendment No. 3 reporting beneficial ownership of United Community Banks Inc common stock. FMR LLC reports beneficial ownership of 8,027,052.08 shares of common stock, representing 6.7% of the class. FMR LLC has sole voting power over 8,007,804 shares and sole dispositive power over 8,027,052.08 shares, with no shared voting or dispositive power.

Abigail P. Johnson is also listed as a reporting person, with sole dispositive power over 8,027,052.08 shares and no voting or shared powers, reflecting her control position over FMR LLC and its subsidiaries. One or more other persons are known to have rights to receive dividends or sale proceeds from these shares, but no such person holds more than five percent of the outstanding common stock. Subsidiaries that acquired the securities are identified in an attached Exhibit 99.

Key Figures

Beneficial ownership: 8,027,052.08 shares Ownership percentage: 6.7% Sole Voting Power (FMR LLC): 8,007,804 shares +3 more

6 metrics

Beneficial ownership 8,027,052.08 shares Shares of United Community Banks Inc common stock beneficially owned by FMR LLC

Ownership percentage 6.7% Percent of United Community Banks Inc common stock class reported by FMR LLC

Sole Voting Power (FMR LLC) 8,007,804 shares Shares of United Community Banks Inc over which FMR LLC has sole voting power

Sole Dispositive Power (FMR LLC) 8,027,052.08 shares Shares over which FMR LLC has sole power to dispose or direct disposition

Sole Dispositive Power (Abigail P. Johnson) 8,027,052.08 shares Shares over which Abigail P. Johnson has sole dispositive power

Shared Voting Power 0.00 shares United Community Banks Inc shares with shared voting power reported by FMR LLC

Key Terms

beneficially owned, Sole Voting Power, Sole Dispositive Power, parent holding company, +1 more

5 terms

beneficially owned financial

"Item 4. | Ownership (a) | Amount beneficially owned: 8027052.08"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Sole Voting Power financial

"5 | Sole Voting Power 8,007,804.00 6 | Shared Voting Power 0.00"

Sole voting power is the exclusive right to cast votes attached to a shareholder’s stock without needing approval from anyone else. Like holding the only remote control for a TV, it lets that holder decide corporate matters such as board members, mergers, and policy changes, making it important to investors because it concentrates control and can strongly influence a company’s strategy and the value of its shares.

Sole Dispositive Power financial

"7 | Sole Dispositive Power 8,027,052.08 8 | Shared Dispositive Power 0.00"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

parent holding company financial

"If a parent holding company has filed this schedule, pursuant to (ii)(G)"

13d-1(k) (1) agreement regulatory

"Please see Exhibit 99 for 13d-1(k) (1) agreement."

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/06/2026 - 10:56 AM Accepted by SEC EDGAR 08/06/2026 - 10:55 AM Learn about SEC filing dates

FAQ

What percentage of UNITED COMMUNITY BANKS INC (UCB) does FMR LLC report owning?

FMR LLC reports beneficial ownership of 6.7% of UNITED COMMUNITY BANKS INC common stock. This corresponds to 8,027,052.08 shares as disclosed in the Schedule 13G/A amendment.

How many UNITED COMMUNITY BANKS INC shares does FMR LLC have voting power over?

FMR LLC has sole voting power over 8,007,804 shares of UNITED COMMUNITY BANKS INC common stock. It reports no shared voting power in this Schedule 13G/A amendment.

What is Abigail P. Johnson’s reported interest in UNITED COMMUNITY BANKS INC (UCB)?

Abigail P. Johnson is listed with sole dispositive power over 8,027,052.08 shares of UNITED COMMUNITY BANKS INC common stock. She reports no voting power and no shared dispositive power over these shares.

Do other investors share in the economic interest of FMR LLC’s UNITED COMMUNITY BANKS INC position?

Yes. One or more other persons have rights to dividends or sale proceeds from the UNITED COMMUNITY BANKS INC shares. However, no such person’s interest exceeds five percent of the total outstanding common stock.

Which class of UNITED COMMUNITY BANKS INC securities is reported in this Schedule 13G/A?

The filing covers COMMON STOCK of UNITED COMMUNITY BANKS INC, identified by CUSIP 90984P303. All reported ownership percentages and share counts relate to this class of securities.

Who signed the UNITED COMMUNITY BANKS INC (UCB) Schedule 13G/A on behalf of FMR LLC and Abigail P. Johnson?

The amendment was signed by Stephanie J. Brown, acting under powers of attorney for both FMR LLC and Abigail P. Johnson, with signature dates of 08/05/2026 for each.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 3)

UNITED COMMUNITY BANKS INC

(Name of Issuer)

COMMON STOCK

(Title of Class of Securities)

90984P303

(CUSIP Number)

06/30/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 90984P303

1

Names of Reporting Persons

FMR LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 8,007,804.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 8,027,052.08
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

8,027,052.08

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

6.7 %

12

Type of Reporting Person (See Instructions)

HC

SCHEDULE 13G

CUSIP Number(s): 90984P303

1

Names of Reporting Persons

Abigail P. Johnson

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 8,027,052.08
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

8,027,052.08

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

6.7 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: UNITED COMMUNITY BANKS INC
(b)	Address of issuer's principal executive offices: 200 E. CAMPERDOWN WAY,GREENVILLE,SC,US,29601
Item 2.
(a)	Name of person filing: FMR LLC
(b)	Address or principal business office or, if none, residence: 245 Summer Street, Boston, Massachusetts 02210
(c)	Citizenship: Not applicable
(d)	Title of class of securities: COMMON STOCK
(e)	CUSIP No.: 90984P303
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 8027052.08
(b)	Percent of class: 6.7 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: Please see the responses to Items 5 and 6 on the cover page.
	(ii) Shared power to vote or to direct the vote: 0.00
	(iii) Sole power to dispose or to direct the disposition of: 8027052.08
	(iv) Shared power to dispose or to direct the disposition of: 0.00
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. One or more other persons are known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the COMMON STOCK of UNITED COMMUNITY BANKS INC. No one other person's interest in the COMMON STOCK of UNITED COMMUNITY BANKS INC is more than five percent of the total outstanding COMMON STOCK.
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	If a parent holding company has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary. See attached Exhibit 99.
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

FMR LLC

Signature:	Stephanie J. Brown
Name/Title:	Duly authorized under Power of Attorney effective as of January 3, 2023, by and on behalf of FMR LLC and its direct and indirect subsidiaries*
Date:	08/05/2026

Abigail P. Johnson

Signature:	Stephanie J. Brown
Name/Title:	Duly authorized under Power of Attorney effective as of January 26, 2023, by and on behalf of Abigail P. Johnson**
Date:	08/05/2026

Comments accompanying signature: * This power of attorney is incorporated herein by reference to Exhibit 24 to the Schedule 13G filed by FMR LLC on January 10, 2023, accession number: 0000315066-23-000003. ** This power of attorney is incorporated herein by reference to Exhibit 24 to the Schedule 13G filed by FMR LLC on January 31, 2023, accession number: 0000315066-23-000038.

Exhibit Information

Please see Exhibit 99 for 13d-1(k) (1) agreement.