UFCS Form 3: Director Gilda Spencer Discloses 100 Direct Shares

Rhea-AI Filing Summary

United Fire Group Inc. (UFCS) reported an initial insider filing showing that Gilda Spencer, identified as a director, beneficially owns 100 shares of common stock. The filing cites the transaction date as 08/15/2025 and the Form 3 was signed on 08/27/2025 by an attorney-in-fact. The ownership is reported as direct and no derivative holdings or additional securities were disclosed.

Positive

• Director Gilda Spencer filed an initial Form 3 disclosing ownership, demonstrating insider transparency
• Ownership is reported as direct, which provides clear, straightforward disclosure of the insider position

Negative

• None.

Insights

Corporate Governance Analyst

TL;DR: A routine initial insider disclosure: a director reports a small direct holding of 100 shares.

This Form 3 records an initial beneficial-ownership disclosure for a company director, showing 100 shares owned directly. Such filings establish transparency about insiders' holdings and satisfy Section 16 reporting rules.

The holding size is small and likely immaterial to valuation, but timely public disclosure reduces compliance risk. Investors may note the filing date 08/27/2025 as the official declaration of ownership.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Spencer Gilda Livingston

(Last) (First) (Middle)

118 SECOND AVE SE

(Street)

CEDAR RAPIDS IA 52401

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
08/15/2025

3. Issuer Name and Ticker or Trading Symbol
UNITED FIRE GROUP INC [ UFCS ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	100	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	Sarah Madsen, as attorney in fact for Gilda Spencer	08/27/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 3 filed for UFCS disclose?

The Form 3 shows that director Gilda Spencer beneficially owns 100 shares of common stock, reported as a direct holding.

When did the ownership event occur for the UFCS Form 3?

The event date listed is 08/15/2025 and the Form 3 was signed on 08/27/2025.

Does the filing report any derivative securities for UFCS?

No. Table II in the filing lists no derivative securities, exercisable dates, or conversion terms.

Who signed the Form 3 for Gilda Spencer?

The Form 3 was signed by Sarah Madsen, as attorney-in-fact for Gilda Spencer, on 08/27/2025.

Is the reported 100-share holding direct or indirect?

The filing states the ownership form is Direct (D) for the 100 common shares.