UFP Industries Insider Reports 15 Phantom Units Converted; Ownership Now 549 Shares

Rhea-AI Filing Summary

Insider Form 4: Robert Paul Guerre (Secretary, Director of Corporate Compliance) reported a non‑derivative acquisition dated 09/30/2025. He received 15 phantom stock units under the companys deferred compensation plan that are payable in common shares upon death, disability, or retirement. The filing shows those 15 units were valued at $93.49 per share and converted 1-for-1 into common stock, and the reporting person now beneficially owns 549 shares, which includes shares from dividend reinvestment. The form is signed by Katherine L. Karel on 10/02/2025.

Positive

• Transparent disclosure of a deferred compensation conversion to common stock under the companys plan
• Clear description that phantom units are payable upon death, disability, or retirement, improving investor visibility into insider holdings
• Post-transaction ownership is explicitly stated as 549 shares, including dividend reinvestment

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine deferred compensation settlement converted to shares; standard disclosure with limited governance impact.

The transaction is described as an accrual under the company's deferred compensation plan converted into 15 common shares at a stated value of $93.49 each. Such settlements are typical for executive deferred pay and do not indicate an open market purchase or sale by the reporting officer. The filing discloses the conversion conditions (death, disability, retirement), which is standard plan language and provides transparency on timing and nature of ownership change.

Securities Analyst

TL;DR: Small, non-market transfer of equity-like units; immaterial to share count or near-term liquidity.

The reported 15 phantom units converted 1-for-1 into common stock and yield a post-transaction beneficial ownership of 549 shares for the reporting person. The units were accrued (not purchased in the open market) and include dividend reinvestment in the total count. Given the small number of shares relative to typical public company float, this disclosure is informational and not likely to affect valuation or liquidity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Guerre Robert Paul

(Last) (First) (Middle)

2801 EAST BELTLINE AVE NE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UFP INDUSTRIES INC [ UFPI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Sec, Dir of Corp Compliance

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock Unit	(1)	09/30/2025		A		15		(2)	(2)	Common Stock	15	$93.49	549(3)	D

Explanation of Responses:

1. 1 for 1

2. The phantom stock units were accrued under the Company's deferred compensation plan and are payable in shares of the Company's common stock upon the reporting person's death, disability, or retirement.

3. includes shares acquired by dividend reinvestment

	Katherine L. Karel	10/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did UFPI insider Robert Paul Guerre report on Form 4?

He reported the conversion of 15 phantom stock units into common shares on 09/30/2025 under the company's deferred compensation plan.

How many shares does Robert Paul Guerre beneficially own after the transaction?

549 shares beneficially owned following the reported transaction, which includes shares from dividend reinvestment.

What is the value per share shown for the phantom units on the Form 4?

$93.49 per share is listed as the price associated with the underlying common stock for the converted phantom units.

When was the transaction and when was the Form 4 signed?

Transaction date: 09/30/2025. Form signed by Katherine L. Karel: 10/02/2025.

Under what conditions are the phantom stock units payable?

They are payable in shares of common stock upon the reporting person's death, disability, or retirement, per the filing explanation.