Director Robin C. Beery adds 786 UMB Financial (UMBF) shares at $127.14

Rhea-AI Filing Summary

UMB Financial Corp. director Robin C. Beery reported acquiring 786 shares of UMB Financial common stock on 01/30/2026 at a price of $127.14 per share. After this transaction, Beery beneficially owns 8,143 shares, held as a direct ownership position.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider BEERY ROBIN C

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K

Holdings After Transaction: Common Stock — 8,143 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BEERY ROBIN C

(Last) (First) (Middle)

195 HIGH STREET

(Street)

DENVER CO 80218

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	8,143	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Ms. Beery	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did UMB Financial (UMBF) director Robin C. Beery report on this Form 4?

Robin C. Beery reported acquiring 786 shares of UMB Financial common stock. The transaction occurred on 01/30/2026 at $127.14 per share, and increased her directly held beneficial ownership to 8,143 shares in total.

How many UMB Financial (UMBF) shares did Robin C. Beery acquire and at what price?

Robin C. Beery acquired 786 shares of UMB Financial common stock. The shares were acquired on 01/30/2026 at a reported transaction price of $127.14 per share, according to the Form 4 insider trading disclosure.

What is Robin C. Beery’s total UMB Financial (UMBF) share ownership after the reported trade?

Following the 786-share acquisition, Robin C. Beery beneficially owns 8,143 shares of UMB Financial common stock. The filing shows this position as directly owned, with no indirect ownership nature specified in the report.

Is the UMB Financial (UMBF) Form 4 transaction by Robin C. Beery direct or indirect ownership?

The transaction is reported as direct ownership. The Form 4 lists the 8,143 shares of UMB Financial common stock as directly held by Robin C. Beery, with no separate indirect ownership entity or special nature of ownership noted.

What transaction code is used in Robin C. Beery’s UMB Financial (UMBF) Form 4 filing?

The Form 4 uses transaction code “A” for Robin C. Beery’s activity. This code indicates an acquisition of 786 shares of UMB Financial common stock on 01/30/2026 at a reported price of $127.14 per share.