[144] UMB Financial Corporation SEC Filing

Rhea-AI Filing Summary

UMB Financial Corporation (UMBFP) filed a Form 144 reporting a proposed sale of 15,523 shares of common stock, with an aggregate market value of $1,796,477.00, to be sold on 08/13/2025 on NASDAQ. The filing shows 75,928,255 shares outstanding, so the proposed sale represents approximately 0.02% of outstanding shares.

The shares to be sold were recorded as acquired on 01/02/2014 through a Successor Trust from R.C. Kemper, Jr.; the donor acquisition date is listed as 01/05/1970 and an earlier amount recorded is 2,161,386 shares. The notice also lists multiple related-party sales during June–August 2025 by charitable trusts and affiliated entities, each showing share amounts and gross proceeds, indicating continuing disposals of holdings by those trusts.

Insights

Securities Analyst

TL;DR: A modest Form 144 filing: 15,523 shares (~$1.8M) equals ~0.02% of outstanding stock, a small proposed disposal.

The filing documents a proposed sale of 15,523 common shares with an aggregate market value of $1,796,477 on NASDAQ, scheduled for 08/13/2025. Relative to 75,928,255 shares outstanding, the position is immaterial in size, suggesting limited direct market impact. The shares trace to a 2014 acquisition via a Successor Trust from R.C. Kemper, Jr., and the filing lists multiple recent sales by related trusts and affiliates in June–August 2025, which provide context for ongoing distributions or liquidity events by those entities.

Corporate Governance Expert

TL;DR: Multiple trust and affiliate sales are disclosed, showing ongoing transfers from legacy Kemper-related entities rather than a single large insider exit.

The roster of sellers in the recent three-month table includes named charitable trusts and affiliated companies (R C Kemper Charitable Trust and Foundation; R C Kemper Jr Charitable Trust and Foundation; Bebe & Crosby Kemper Foundation for the Arts; Pioneer Service Corp; Kemper Realty Co). That pattern indicates coordinated or repeated disposals by those entities. The filing also documents the original acquisition path and donor dates, which are relevant for compliance with resale rules and establishing the securities' holding history.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Capital Institutional Services 1700 Pacific Ave. Suite 1000 Dallas TX 75201	15523	1796477.00	75928255	08/13/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	01/02/2014	Successor Trust	R.C. Kemper, Jr.		01/05/1970	2161386		NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	1250	133486.50
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	2550	272312.46
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	576	61510.58
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	1250	131784.38
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	2550	268840.12
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	576	60726.24
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	576	58588.36
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1250	127144.88
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	2550	259375.55
Pioneer Service Corp 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	3960	403135.52
Kemper Realty Co 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1452	147862.68

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does UMBFP report in this Form 144?

The filing reports a proposed sale of 15,523 shares of common stock with an aggregate market value of $1,796,477.00, to be sold on 08/13/2025 on NASDAQ.

How large is the proposed sale relative to UMBFP's outstanding shares?

The filing lists 75,928,255 shares outstanding; the proposed sale of 15,523 shares represents about 0.02% of outstanding shares.

Who originally acquired the shares being sold?

The shares to be sold were recorded as acquired on 01/02/2014 via a Successor Trust from R.C. Kemper, Jr.; donor acquisition is listed as 01/05/1970.

Are there recent related sales disclosed?

Yes. The filing lists multiple sales in June–August 2025 by related trusts and affiliates (for example, sales on 08/01/2025 and 06/02/2025) with specific share amounts and gross proceeds for each transaction.

Which entities appear as sellers in recent transactions?

Named sellers in the past three months include R C Kemper Charitable Trust and Foundation, R C Kemper Jr Charitable Trust and Foundation, Bebe & Crosby Kemper Foundation for the Arts, Pioneer Service Corp, and Kemper Realty Co.