STOCK TITAN

[Form 4] UMB Financial Corporation Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Negative)
Form Type
4
Rhea-AI Filing Summary

On 29-Jul-2025, Christopher Zender, EVP & COO of Ollie’s Bargain Outlet (OLLI), filed a Form 4 disclosing routine equity-compensation activity. A total of 758 restricted stock units vested and automatically converted into the same number of common shares (Code “M”) at $0 exercise cost. To cover federal and state withholding taxes, 338 shares were immediately surrendered to the issuer (Code “F”) at the $137.89 closing price, an exempt transaction under Rule 16b-3. After these entries Zender directly holds 420 common shares and 2,274 unvested RSUs, which continue to vest in 25 % annual tranches through 29-Jul-2028. No open-market buying or selling occurred, and the filing does not signal a change in strategic outlook or fundamentals for OLLI.

Il 29 luglio 2025, Christopher Zender, EVP e COO di Ollie’s Bargain Outlet (OLLI), ha presentato un Modulo 4 per comunicare un'attività ordinaria di compensazione azionaria. Un totale di 758 unità azionarie vincolate sono maturate e si sono convertite automaticamente nello stesso numero di azioni ordinarie (Codice “M”) con un costo di esercizio pari a $0. Per coprire le imposte federali e statali da trattenere, 338 azioni sono state immediatamente restituite all'emittente (Codice “F”) al prezzo di chiusura di $137,89, una transazione esente ai sensi della Regola 16b-3. Dopo queste operazioni, Zender detiene direttamente 420 azioni ordinarie e 2.274 RSU non maturate, che continueranno a maturare in tranche annuali del 25% fino al 29 luglio 2028. Non si sono verificate compravendite sul mercato aperto e la comunicazione non indica alcun cambiamento nella strategia o nei fondamentali di OLLI.

El 29 de julio de 2025, Christopher Zender, EVP y COO de Ollie’s Bargain Outlet (OLLI), presentó un Formulario 4 divulgando una actividad rutinaria de compensación en acciones. Un total de 758 unidades restringidas de acciones se consolidaron y convirtieron automáticamente en el mismo número de acciones comunes (Código “M”) con un costo de ejercicio de $0. Para cubrir los impuestos federales y estatales retenidos, 338 acciones fueron entregadas inmediatamente al emisor (Código “F”) al precio de cierre de $137.89, una transacción exenta bajo la Regla 16b-3. Tras estas operaciones, Zender posee directamente 420 acciones comunes y 2,274 RSU no consolidadas, que continuarán consolidándose en tramos anuales del 25% hasta el 29 de julio de 2028. No hubo compras ni ventas en el mercado abierto, y la presentación no indica un cambio en la perspectiva estratégica ni en los fundamentos de OLLI.

2025년 7월 29일, Ollie’s Bargain Outlet(OLLI)의 EVP 겸 COO인 크리스토퍼 젠더는 정기적인 주식 보상 활동을 공개하는 Form 4를 제출했습니다. 총 758개의 제한 주식 단위(RSU)가 성숙하여 동일한 수의 보통주로 자동 전환되었으며(코드 “M”), 행사가격은 $0입니다. 연방 및 주 세금 원천징수를 위해 338주가 즉시 발행자에게 반환되었으며(코드 “F”), $137.89 종가 기준으로 거래되었으며 이는 Rule 16b-3에 따른 면제 거래입니다. 이 거래 이후 젠더는 직접 420주의 보통주2,274개의 미성숙 RSU를 보유하고 있으며, 이 RSU는 2028년 7월 29일까지 매년 25%씩 성숙해 나갈 예정입니다. 공개 시장에서의 매매는 없었으며, 이번 제출은 OLLI의 전략적 전망이나 기본 사항에 변화를 의미하지 않습니다.

Le 29 juillet 2025, Christopher Zender, EVP et COO d’Ollie’s Bargain Outlet (OLLI), a déposé un formulaire 4 divulguant une activité routinière de compensation en actions. Un total de 758 unités d’actions restreintes ont été acquises et automatiquement converties en autant d’actions ordinaires (Code « M ») avec un coût d’exercice de 0 $. Pour couvrir les retenues fiscales fédérales et étatiques, 338 actions ont été immédiatement remises à l’émetteur (Code « F ») au cours de clôture de 137,89 $, une transaction exonérée en vertu de la règle 16b-3. Après ces opérations, Zender détient directement 420 actions ordinaires et 2 274 RSU non acquises, qui continueront à s’acquérir par tranches annuelles de 25 % jusqu’au 29 juillet 2028. Aucun achat ou vente sur le marché ouvert n’a eu lieu, et le dépôt ne signale aucun changement dans les perspectives stratégiques ou les fondamentaux d’OLLI.

Am 29. Juli 2025 reichte Christopher Zender, EVP und COO von Ollie’s Bargain Outlet (OLLI), ein Formular 4 ein, in dem eine routinemäßige Aktienvergütungsaktivität offengelegt wurde. Insgesamt 758 Restricted Stock Units wurden fällig und automatisch in die gleiche Anzahl von Stammaktien umgewandelt (Code „M“) zu keinen Ausübungskosten. Zur Deckung der Bundes- und Landessteuerabzüge wurden 338 Aktien unmittelbar an den Emittenten zurückgegeben (Code „F“) zum Schlusskurs von 137,89 USD, eine nach Regel 16b-3 befreite Transaktion. Nach diesen Buchungen hält Zender direkt 420 Stammaktien und 2.274 nicht fällige RSUs, die weiterhin in jährlichen Tranchen von 25 % bis zum 29. Juli 2028 fällig werden. Es gab keine Käufe oder Verkäufe am offenen Markt, und die Meldung signalisiert keine Änderung der strategischen Ausrichtung oder der Fundamentaldaten von OLLI.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Routine RSU vesting; limited investment signal, neutral impact.

The Form 4 reflects standard compensation mechanics rather than discretionary trading. Zender’s net ownership rose by 420 shares, a de-minimis amount relative to OLLI’s ~61 m share float, so dilution or insider-sentiment conclusions are unwarranted. The tax-withholding disposal is exempt and cashless, leaving the executive aligned with shareholders via 2,274 remaining RSUs that vest over three years. Given the absence of open-market sales, material value, or unusual timing, I classify the filing as neutral for investors.

Il 29 luglio 2025, Christopher Zender, EVP e COO di Ollie’s Bargain Outlet (OLLI), ha presentato un Modulo 4 per comunicare un'attività ordinaria di compensazione azionaria. Un totale di 758 unità azionarie vincolate sono maturate e si sono convertite automaticamente nello stesso numero di azioni ordinarie (Codice “M”) con un costo di esercizio pari a $0. Per coprire le imposte federali e statali da trattenere, 338 azioni sono state immediatamente restituite all'emittente (Codice “F”) al prezzo di chiusura di $137,89, una transazione esente ai sensi della Regola 16b-3. Dopo queste operazioni, Zender detiene direttamente 420 azioni ordinarie e 2.274 RSU non maturate, che continueranno a maturare in tranche annuali del 25% fino al 29 luglio 2028. Non si sono verificate compravendite sul mercato aperto e la comunicazione non indica alcun cambiamento nella strategia o nei fondamentali di OLLI.

El 29 de julio de 2025, Christopher Zender, EVP y COO de Ollie’s Bargain Outlet (OLLI), presentó un Formulario 4 divulgando una actividad rutinaria de compensación en acciones. Un total de 758 unidades restringidas de acciones se consolidaron y convirtieron automáticamente en el mismo número de acciones comunes (Código “M”) con un costo de ejercicio de $0. Para cubrir los impuestos federales y estatales retenidos, 338 acciones fueron entregadas inmediatamente al emisor (Código “F”) al precio de cierre de $137.89, una transacción exenta bajo la Regla 16b-3. Tras estas operaciones, Zender posee directamente 420 acciones comunes y 2,274 RSU no consolidadas, que continuarán consolidándose en tramos anuales del 25% hasta el 29 de julio de 2028. No hubo compras ni ventas en el mercado abierto, y la presentación no indica un cambio en la perspectiva estratégica ni en los fundamentos de OLLI.

2025년 7월 29일, Ollie’s Bargain Outlet(OLLI)의 EVP 겸 COO인 크리스토퍼 젠더는 정기적인 주식 보상 활동을 공개하는 Form 4를 제출했습니다. 총 758개의 제한 주식 단위(RSU)가 성숙하여 동일한 수의 보통주로 자동 전환되었으며(코드 “M”), 행사가격은 $0입니다. 연방 및 주 세금 원천징수를 위해 338주가 즉시 발행자에게 반환되었으며(코드 “F”), $137.89 종가 기준으로 거래되었으며 이는 Rule 16b-3에 따른 면제 거래입니다. 이 거래 이후 젠더는 직접 420주의 보통주2,274개의 미성숙 RSU를 보유하고 있으며, 이 RSU는 2028년 7월 29일까지 매년 25%씩 성숙해 나갈 예정입니다. 공개 시장에서의 매매는 없었으며, 이번 제출은 OLLI의 전략적 전망이나 기본 사항에 변화를 의미하지 않습니다.

Le 29 juillet 2025, Christopher Zender, EVP et COO d’Ollie’s Bargain Outlet (OLLI), a déposé un formulaire 4 divulguant une activité routinière de compensation en actions. Un total de 758 unités d’actions restreintes ont été acquises et automatiquement converties en autant d’actions ordinaires (Code « M ») avec un coût d’exercice de 0 $. Pour couvrir les retenues fiscales fédérales et étatiques, 338 actions ont été immédiatement remises à l’émetteur (Code « F ») au cours de clôture de 137,89 $, une transaction exonérée en vertu de la règle 16b-3. Après ces opérations, Zender détient directement 420 actions ordinaires et 2 274 RSU non acquises, qui continueront à s’acquérir par tranches annuelles de 25 % jusqu’au 29 juillet 2028. Aucun achat ou vente sur le marché ouvert n’a eu lieu, et le dépôt ne signale aucun changement dans les perspectives stratégiques ou les fondamentaux d’OLLI.

Am 29. Juli 2025 reichte Christopher Zender, EVP und COO von Ollie’s Bargain Outlet (OLLI), ein Formular 4 ein, in dem eine routinemäßige Aktienvergütungsaktivität offengelegt wurde. Insgesamt 758 Restricted Stock Units wurden fällig und automatisch in die gleiche Anzahl von Stammaktien umgewandelt (Code „M“) zu keinen Ausübungskosten. Zur Deckung der Bundes- und Landessteuerabzüge wurden 338 Aktien unmittelbar an den Emittenten zurückgegeben (Code „F“) zum Schlusskurs von 137,89 USD, eine nach Regel 16b-3 befreite Transaktion. Nach diesen Buchungen hält Zender direkt 420 Stammaktien und 2.274 nicht fällige RSUs, die weiterhin in jährlichen Tranchen von 25 % bis zum 29. Juli 2028 fällig werden. Es gab keine Käufe oder Verkäufe am offenen Markt, und die Meldung signalisiert keine Änderung der strategischen Ausrichtung oder der Fundamentaldaten von OLLI.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Wilson Uma

(Last) (First) (Middle)
1010 GRAND BLVD.

(Street)
KANSAS CITY MO 64106

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Executive Vice President
3. Date of Earliest Transaction (Month/Day/Year)
07/29/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 07/29/2025 F 624 D $109.2 24,064.9167(1) D
Common Stock 281.993 I By ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Reflects dividends earned upon vesting of the underlying restricted stock unit.
/s/ Jason Bartel, attorney-in-fact for Ms. Wilson 07/31/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many Ollie's (OLLI) RSUs vested for EVP Christopher Zender on July 29 2025?

A total of 758 restricted stock units vested and converted into common shares.

How many OLLI shares were surrendered for tax withholding?

Zender surrendered 338 shares at $137.89 to cover withholding taxes.

What is Christopher Zender’s remaining OLLI equity after the Form 4 filing?

He now directly owns 420 common shares and 2,274 unvested RSUs.

Did the OLLI COO buy or sell shares on the open market?

No. The transactions were automatic vesting and share withholding, not open-market sales.
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