UMH Properties (UMH) CFO reports 5,000-share intra-family stock gift

Rhea-AI Filing Summary

UMH Properties, Inc. executive vice president and CFO Anna T. Chew reported an insider transaction involving a bona fide gift of company stock. On April 2, 2026, she made an intra-family gift transfer of 5,000 shares of UMH Properties, Inc. common stock at $14.59 per share.

After this gift, Chew directly holds 1,070,585.078 shares of UMH Properties, Inc. common stock. She also holds multiple stock option awards, including options covering 75,000 underlying shares at an exercise price of $14.36 per share expiring on March 21, 2033 and options for 50,000 underlying shares at $15.66 per share expiring on March 26, 2034.

Insider Trade Summary

5,000 shares gifted

Mixed 10 txns

Insider CHEW ANNA T

Role EVP and CFO

Type	Security	Shares	Price	Value
Gift	UMH Properties, Inc.	5,000	$14.59	$73K
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--

Holdings After Transaction: UMH Properties, Inc. — 1,070,585.078 shares (Direct)

Footnotes (1)

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Key Figures

Gifted shares: 5,000 shares Gift price per share: $14.59 per share Shares held after transaction: 1,070,585.078 shares +4 more

7 metrics

Gifted shares 5,000 shares Bona fide intra-family gift on April 2, 2026

Gift price per share $14.59 per share Reported value for 5,000 gifted shares

Shares held after transaction 1,070,585.078 shares Direct ownership following the gift

Option grant 1 75,000 underlying shares at $14.36 Stock options expiring March 21, 2033

Option grant 2 50,000 underlying shares at $15.66 Stock options expiring March 26, 2034

Option grant 3 39,000 underlying shares at $23.81 Stock options expiring March 28, 2032

Option grant 4 20,000 underlying shares at $9.70 Stock options expiring March 25, 2030

Key Terms

bona fide gift, intra-family gift transfer, exercise price, expiration date, +1 more

5 terms

bona fide gift financial

"Transaction code G is described as a bona fide gift."

intra-family gift transfer financial

"A footnote characterizes the transaction as an intra-family gift transfer."

exercise price financial

"Each stock option award lists a specific exercise price per share."

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"Option holdings include an expiration date for each grant."

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

underlying shares financial

"Derivative holdings reference the number of underlying shares for each option."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CHEW ANNA T

(Last) (First) (Middle)

3499 ROUTE 9 NORTH

SUITE 3C

(Street)

FREEHOLD NEW JERSEY 07728

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMH PROPERTIES, INC. [ UMH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/02/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
UMH Properties, Inc.	04/02/2026		G		5,000(1)	D	$14.59	1,070,585.078	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
UMH Properties, Inc.	$15.66							03/26/2025	03/26/2034	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$14.36							03/21/2024	03/21/2033	UMH Properties, Inc.	75,000		75,000	D
UMH Properties, Inc.	$23.81							03/28/2023	03/28/2032	UMH Properties, Inc.	39,000		39,000	D
UMH Properties, Inc.	$22.57							07/14/2022	07/14/2031	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$9.7							03/25/2021	03/25/2030	UMH Properties, Inc.	20,000		20,000	D
UMH Properties, Inc.	$13.9							04/02/2020	04/02/2029	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$15.04							04/04/2018	04/04/2027	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$14.25							01/19/2018	01/19/2027	UMH Properties, Inc.	10,000		10,000	D
UMH Properties, Inc.	$16.86							06/16/2026	06/16/2035	UMH Properties, Inc.	50,000		50,000	D

Explanation of Responses:

1. Intra-family gift transfer.

	Nelli Madden	04/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UMH (UMH) CFO Anna T. Chew report?

Anna T. Chew reported a bona fide gift of 5,000 UMH Properties, Inc. shares. The gift took place on April 2, 2026 at $14.59 per share and was described as an intra-family transfer, reflecting a non-market disposition of stock rather than an open-market sale.

How many UMH Properties (UMH) shares does the CFO hold after this Form 4?

Following the reported gift, CFO Anna T. Chew directly holds 1,070,585.078 UMH Properties, Inc. shares. This figure reflects her direct ownership position after transferring 5,000 shares as an intra-family bona fide gift, according to the Form 4 disclosure.

What was the implied value of the UMH (UMH) shares gifted by the CFO?

The 5,000 UMH Properties, Inc. shares were reported at $14.59 per share. This implies a gift value of approximately $72,950 based on the per-share figure disclosed, highlighting a sizeable but non-market family transfer by the company’s CFO.

Does the UMH (UMH) CFO still hold stock options after the reported gift?

Yes. The filing lists several stock option awards held by CFO Anna T. Chew. These include options on 75,000 underlying shares at a $14.36 exercise price expiring March 21, 2033, and options on 50,000 underlying shares at $15.66 expiring March 26, 2034, among others.

Was the UMH (UMH) CFO’s transaction a market sale or a gift?

The transaction was a bona fide gift, not a market sale. The Form 4 uses transaction code G and describes it as an intra-family gift transfer, meaning the shares were given without consideration rather than sold on the open market.

What role does Anna T. Chew hold at UMH Properties (UMH)?

Anna T. Chew is disclosed as a director and as an executive officer of UMH Properties, Inc. She holds the titles of executive vice president and chief financial officer, making her a key member of the company’s senior leadership team.