UMH Properties (UMH) EVP & CFO reports 1.12M shares and options

Rhea-AI Filing Summary

UMH Properties, Inc.’s executive vice president and chief financial officer, who also serves as a director, reported updated ownership of company securities. As of 12/15/2025, she beneficially owned 1,121,577.19 shares of UMH common stock directly, including 4,051.29 shares acquired through dividend reinvestment on 12/15/2025 and 54,839 shares held in a 401(k) plan as of 12/31/2025.

The filing also lists multiple outstanding stock option grants on UMH shares with various exercise prices and terms. These include, for example, options for 50,000 shares at an exercise price of $15.66, exercisable beginning 03/26/2025 and expiring 03/26/2034, and options for 75,000 shares at $14.36 exercisable from 03/21/2024 to 03/21/2033, all held directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CHEW ANNA T

(Last) (First) (Middle)

3499 ROUTE 9 NORTH

SUITE 3C

(Street)

FREEHOLD NJ 07728

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMH PROPERTIES, INC. [ UMH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
UMH Properties, Inc.								1,121,577.19(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
UMH Properties, Inc.	$15.66							03/26/2025	03/26/2034	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$14.36							03/21/2024	03/21/2033	UMH Properties, Inc.	75,000		75,000	D
UMH Properties, Inc.	$23.81							03/28/2023	03/28/2032	UMH Properties, Inc.	39,000		39,000	D
UMH Properties, Inc.	$22.57							07/14/2022	07/14/2031	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$9.7							03/25/2021	03/25/2030	UMH Properties, Inc.	20,000		20,000	D
UMH Properties, Inc.	$13.9							04/02/2020	04/02/2029	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$15.04							04/04/2018	04/04/2027	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$14.25							01/19/2018	01/19/2027	UMH Properties, Inc.	10,000		10,000	D
UMH Properties, Inc.	$16.86							06/16/2026	06/16/2035	UMH Properties, Inc.	50,000		50,000	D

Explanation of Responses:

1. Includes 4,051.29 shares acquired through dividend reinvestment on 12/15/25, and 54,839 shares held in 401(k) as of 12/31/25.

	Nelli Madden	01/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider position does the filer hold at UMH (UMH)?

The reporting person is both a director and an officer of UMH Properties, Inc., serving as EVP and CFO.

How many UMH (UMH) common shares does the insider directly own?

The insider beneficially owned 1,121,577.19 UMH common shares directly as of 12/15/2025, according to the filing.

What portion of the UMH (UMH) shares came from dividend reinvestment and the 401(k) plan?

The total includes 4,051.29 shares acquired through dividend reinvestment on 12/15/2025 and 54,839 shares held in a 401(k) as of 12/31/2025.

Does this UMH (UMH) Form 4 show stock option holdings?

Yes. The filing lists several stock option grants on UMH shares with specific exercise prices, exercisable dates, and expiration dates, all reported as directly held.

Can you give examples of UMH (UMH) stock option grants held by the insider?

Examples include options for 50,000 shares at $15.66 exercisable from 03/26/2025 to 03/26/2034, and 75,000 shares at $14.36 exercisable from 03/21/2024 to 03/21/2033.

Does the UMH (UMH) insider Form 4 indicate indirect ownership or related entities?

No indirect holdings or related ownership entities are described in the excerpt; all reported positions are shown as direct (D) ownership.