Welcome to our dedicated page for Unum SEC filings (Ticker: UNM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Unum Group (NYSE: UNM) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures filed with the U.S. Securities and Exchange Commission. As a Fortune 500 workplace benefits provider in the direct life insurance carriers industry, Unum uses filings such as Forms 10-K, 10-Q, and 8-K to report its financial condition, segment performance, risk factors, and material events to investors and regulators.
Unum’s recent Form 8-K filings illustrate the types of information investors can expect. Some 8-Ks report quarterly results, referencing detailed statistical supplements posted by the company. Others describe capital markets transactions, such as the completion of a $300 million offering of 5.250% senior notes due 2035 under an existing shelf registration, including references to the underwriting agreement, form of notes, and legal opinions. Additional 8-Ks cover board actions like the authorization of a share repurchase program of up to $1 billion of common stock, or the closing of a coinsurance transaction that cedes portions of closed block individual long-term care and individual disability business to a reinsurer.
Through its periodic and current reports, Unum also discloses segment-level results for Unum US, Unum International, Colonial Life, and Closed Block, along with information on reinsurance arrangements, reserve assumption updates, and capital structure. Investors interested in Unum’s debt profile can review registered senior and subordinated notes and related indenture documents referenced in filings.
On Stock Titan, these filings are supplemented with AI-powered summaries that highlight key points from lengthy documents, helping users quickly understand earnings trends, capital actions, and material agreements. Real-time updates from EDGAR ensure that new UNM filings, including Forms 4 for insider transactions when available, appear promptly, while AI-generated explanations make complex insurance and capital markets disclosures more accessible to a broad range of investors.
Unum Group executive Christopher W. Pyne, EVP of Group Benefits, reported a tax-related share disposition. On the vesting of 4,163 stock success units, the company withheld 1,847 shares of common stock to cover tax obligations at a price of $71.64 per share.
After this withholding transaction, Pyne directly owned 48,187 Unum shares, consisting of 20,623 restricted stock units and 27,564 shares of common stock, all of which may be settled or are held on a 1-for-1 basis in Unum common stock.
Unum Group President and CEO Richard P. McKenney reported an automatic tax-withholding disposition of 24,935 shares of common stock at $71.64 per share on February 16, 2026. These shares were withheld to cover taxes on the vesting of 63,365 stock success units, which settle 1-for-1 in common shares.
After this transaction, he directly holds 895,702 shares, consisting of 720,920 common shares and 174,782 restricted stock units, all stock-settled on a 1-for-1 basis. He also has indirect holdings of 15,000 shares through a SLAT and 45,000 shares through family trusts.
Unum Group executive Lisa G. Iglesias reported a tax-related share disposition. On the vesting of 6,721 stock success units granted in 2020, 2,645 common shares were withheld at $71.64 per share to cover tax obligations. After this non-market transaction, she holds 28,639 shares, including 17,241 restricted stock units and 11,398 common shares, all convertible 1-for-1 into common stock.
Unum Group executive Timothy Gerald reported a tax-related share withholding, not an open-market sale. On the vesting of 5,658 stock success units, 2,227 common shares were withheld at $71.64 per share to cover tax obligations. After this transaction, he directly holds 54,632 Unum shares, which the footnotes state include 14,841 restricted stock units and 39,791 common shares, and indirectly holds 783.669 shares through a 401(k) plan. Footnotes also note exempt acquisitions of 18.212 shares under the employee stock purchase plan since his prior filing.
Unum Group EVP Elizabeth Claire Ahmed reported a tax-related share disposition. On the vesting of 756 stock success units granted in 2020, 185 shares of common stock were withheld at $71.64 per share to cover tax obligations. After this transaction, she beneficially owns 51,055 shares, including 16,863 restricted stock units and 34,192 common shares.
UNM filed a Form 144 notifying the proposed sale of 9000 common shares through Fidelity Brokerage Services LLC on 02/18/2026.
The filing lists restricted stock vesting lots including 3839 shares vesting on 05/25/2024 and 3342 shares vesting on 05/23/2025 as examples of the securities to be sold.
UNM reported a Form 144 notice indicating securities proposed for sale. The filing lists Fidelity Brokerage Services LLC as the broker and shows a filing date of 02/18/2026 on the NYSE. It itemizes restricted stock vesting entries dated 05/25/2018 (1,958) and 05/24/2019 (2,542).
Unum Group filed its annual report describing a diversified employee-benefits insurer operating in the U.S., U.K., Poland and select other markets. The company focuses on workplace disability, life, accident, critical illness, dental, vision and related services, largely sold through employers.
Three core operating segments — Unum US, Unum International and Colonial Life — generated most premium income in 2025, led by Unum US at 65.4 percent. Closed Block houses legacy long-term care and other discontinued lines, while the Corporate segment captures unallocated investment income and corporate-level costs.
Management highlights disciplined pricing, risk management and extensive reinsurance, including a 2025 coinsurance deal with Fortitude Re covering portions of long-term care and individual disability. The report also outlines regulatory capital frameworks, cybersecurity and data-privacy requirements, tax developments, climate and AI-related oversight, and detailed human-capital and governance disclosures.
Unum Group executive Christopher W. Pyne reported a routine tax-related share withholding. On 02/06/2026, 938 shares of Unum common stock were withheld at $74.56 per share to satisfy taxes on the vesting of 3,472 stock-settled restricted stock units.
After this transaction, Pyne beneficially owned 50,034 Unum equity-linked interests, consisting of 25,248 shares of common stock, 20,623 restricted stock units, and 4,163 stock success units, all of which can settle 1-for-1 in Unum common shares.
Unum Group reported softer GAAP results but solid underlying performance for the fourth quarter of 2025 and outlined growth plans for 2026. Fourth-quarter net income was $174.1 million, or $1.04 per diluted share, down from $348.7 million a year earlier, largely due to items such as a $82.0 million after-tax settlement loss on a U.S. pension annuity purchase and a $15.8 million accelerated charitable contribution. Excluding investment losses, reinsurance-related items, and other specified adjustments, after-tax adjusted operating income was $322.3 million, or $1.92 per diluted share.
For full-year 2025, Unum generated $13.1 billion in revenue and $1.406 billion of after-tax adjusted operating income ($8.13 per diluted share). Core operations delivered an adjusted operating return on equity of 20.5%, supported by premium growth and disciplined underwriting across Unum US, Unum International, and Colonial Life.
Capital strength remained a key theme. Book value per common share was $67.11 at December 31, 2025, or $78.02 excluding accumulated other comprehensive loss. The weighted average risk-based capital ratio for Unum’s traditional U.S. insurance companies was about 440%, and holding company liquidity totaled $2.3 billion. During 2025, Unum returned roughly $1.3 billion to shareholders, including $1.0 billion of share repurchases and $307.2 million in common dividends, while reducing diluted weighted average shares to 172.9 million for the year.
Segment results were mixed. Unum US adjusted operating income declined to $289.7 million for the quarter, with group disability facing higher benefit ratios and lower sales in long-term disability, partially offset by growth in group life premiums and improved group life benefit ratios. Supplemental and voluntary benefits saw premium growth but lower adjusted operating income due to higher benefit ratios in voluntary, individual disability, and dental and vision products. Unum International’s adjusted operating income fell to $33.2 million, even as premium income rose 17.1%, reflecting higher benefit ratios in Unum UK. Colonial Life posted a 7.2% decrease in adjusted operating income to $113.9 million despite 3.2% premium growth and 10.0% higher sales.
The Closed Block segment, which houses legacy long-term care and other runoff blocks, reported quarterly adjusted operating income of $21.1 million but a large full-year GAAP loss driven by reinsurance effects and reserve updates, including the Fortitude Re long-term care reinsurance transaction. Management highlighted that reinsurance and the decision to stop accepting new enrollments on existing group long-term care policies have reduced the Closed Block’s relevance to future results.
Unum emphasized several non-GAAP metrics it believes better reflect ongoing performance, including after-tax adjusted operating income, book value per share excluding AOCI, premium income in constant currency, and adjusted operating return on equity. Core operations premium income in constant currency grew 3.7% in 2025, and the company achieved a 20.5% adjusted operating ROE on average allocated equity for its core segments.
Looking ahead, beginning in 2026 Unum plans to redefine after-tax adjusted operating income to exclude the Closed Block segment as well as certain reinsurance amortization items. On this redefined basis, 2025 after-tax adjusted operating income would have been $1.3716 billion, or $7.93 per diluted share. For full-year 2026, Unum is targeting after-tax adjusted operating income per share of $8.60 to $8.90, representing approximately 8% to 12% growth over the redefined 2025 result, supported by an outlook for core operations premium growth of 4% to 7%. Management expects positive business trends to continue, citing solid sales pipelines, ongoing investments in digital capabilities, and strong capital levels.