Every 10-Q that Upbound Group, Inc. (UPBD) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow UPBD and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UPBD filings page.
Upbound Group, Inc. reported improved results for the three and six months ended June 30, 2026. Total revenues were $1,163.4 million in the quarter and $2,383.2 million year-to-date, slightly above 2025 levels, across the Acima, Rent-A-Center, Brigit and Mexico segments. Quarterly net earnings rose to $21.6 million, and first-half net earnings increased to $57.4 million, equivalent to diluted EPS of $0.37 and $0.98, respectively.
Operating cash flow for the first half increased to $294.0 million, with cash and cash equivalents of $105.3 million and total assets of $3.10 billion at June 30, 2026. Total senior debt was $988.4 million and senior notes $450.0 million, with $381.6 million of remaining ABL borrowing capacity. The Brigit acquisition contributed subscription revenues of $138.8 million in the first half of 2026. Results also reflect approximately $13.3 million in Acima fraudulent lease-to-own contract losses linked to recent cybersecurity incidents and legal accruals of $60.2 million related to regulatory and litigation matters.
Upbound Group (UPBD) reported Q3 2025 results with total revenues of $1,164.7 million, up from $1,068.9 million a year ago. Net earnings were $13.2 million and diluted EPS was $0.22. Gross profit reached $563.1 million, while operating profit declined to $52.8 million from $70.1 million as non-labor operating expenses and other gains and charges increased.
Segment mix: Acima generated $625.3 million, Rent‑A‑Center $461.1 million, Brigit subscriptions and fees $57.7 million, and Mexico $20.7 million. Year‑to‑date revenue was $3,498.6 million. From January 31 to September 30, Brigit contributed $141.4 million of revenue and $10.9 million of net earnings. Cash from operations was $264.0 million year‑to‑date; investing used $374.9 million, including $278.0 million for acquisitions; financing provided $156.0 million.
Balance sheet and capital: Cash was $107.0 million; total assets $3,211.6 million. Senior debt, net, was $1,102.7 million and senior notes, net, $443.4 million. The ABL had $239.0 million outstanding (maturing 2029) and the Term Loan totaled $875.0 million (maturing 2032) after amendments. Shares outstanding were 57,905,731 as of October 23, 2025. Quarterly dividend declared was $0.39 per share.