Upbound Group (UPBD) director awarded 218 deferred stock units on board

Rhea-AI Filing Summary

Upbound Group director Carol A. McFate reported acquiring 218 Director Deferred Stock Units on January 6, 2026, according to a Form 4 insider filing. The transaction was coded as an acquisition at a reference price of $17.64 per unit and is held as a derivative security.

Each Director Deferred Stock Unit represents the right to receive one share of Upbound Group common stock and is fully vested and non-forfeitable. The common shares will be delivered to McFate after her service on the board ends. Following this grant, she beneficially owns 47,759 Director Deferred Stock Units held directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider McFate Carol A.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Director Deferred Stock Unit	218	$17.64	$4K

Holdings After Transaction: Director Deferred Stock Unit — 47,759 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McFate Carol A.

(Last) (First) (Middle)

5501 HEADQUARTERS DRIVE

(Street)

PLANO TX 75024

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UPBOUND GROUP, INC. [ UPBD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Director Deferred Stock Unit	(1)	01/06/2026		A		218		(1)	(1)	COMMON STOCK	218	$17.64	47,759	D

Explanation of Responses:

1. Each Director Deferred Stock Unit represents the right to receive one share of the common stock, $.01 par value per share, of the issuer ("Common Stock"). The Director Deferred Stock Units are fully vested and non-forfeitable. The Common Stock will be issued to the reporting person upon the termination of their service as a member of the issuer's board of directors.

Remarks:

	/s/ Bryan Pechersky, attorney-in-fact	01/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UPBD disclose in this Form 4?

The filing reports that director Carol A. McFate acquired 218 Director Deferred Stock Units of Upbound Group, Inc. as a derivative security.

When did Carol A. McFate acquire the 218 director deferred stock units of UPBD?

The acquisition of the 218 Director Deferred Stock Units took place on January 6, 2026, as reflected in the Form 4 transaction date.

What does a Director Deferred Stock Unit represent for UPBD insiders?

Each Director Deferred Stock Unit gives the holder the right to receive one share of Upbound Group common stock. These units are fully vested and non-forfeitable, with shares issued after the director’s board service ends.

What price is associated with the 218 director deferred stock units reported by UPBD?

The 218 Director Deferred Stock Units were reported with a reference price of $17.64 per unit in the Form 4 filing.

How many director deferred stock units does Carol A. McFate hold after this UPBD transaction?

After this transaction, Carol A. McFate beneficially owns 47,759 Director Deferred Stock Units of Upbound Group, held directly.

When will the UPBD common stock underlying these director deferred stock units be issued?

The common stock underlying the Director Deferred Stock Units will be issued to Carol A. McFate upon the termination of her service as a member of Upbound Group’s board of directors.

Is the director’s ownership in this UPBD Form 4 direct or indirect?

The Form 4 indicates that the 47,759 Director Deferred Stock Units are held with direct ownership by Carol A. McFate.