Upstart Holdings, Inc. filings document the operating results, governance and capital structure of an AI lending marketplace listed on the Nasdaq Global Select Market under UPST. Its 8-K reports include quarterly and annual financial results, non-GAAP reconciliations, share repurchase activity, executive appointments and compensation arrangements, and material definitive agreements.
Proxy materials describe annual meeting matters such as director elections, stockholder voting procedures, board governance and executive compensation. Capital-structure filings include common stock disclosures and convertible senior notes issued under an indenture, including conversion, maturity, reporting-compliance and other note terms.
Upstart Holdings insider transaction summary: Director and CEO David Girouard exercised an employee stock option to purchase 41,667 shares at an exercise price of $0.83 per share on 09/15/2025 under a Rule 10b5-1 trading plan adopted 08/29/2024. Immediately thereafter, the reporting person sold 34,825 shares at a weighted average price of $64.838 and 6,842 shares at a weighted average price of $65.4139, reflecting multiple sale transactions. After these transactions, Girouard reports 59,456 shares directly beneficially owned and multiple indirect holdings through trusts totaling several million shares as disclosed in footnotes.
Upstart Holdings, Inc. (UPST) Form 144 notice: The filing notifies a proposed sale of 1,000 common shares via Charles Schwab on 09/17/2025 with an aggregate market value of $70,010. The shares were acquired on the same date through an employee stock option exercise and appear to be part of a cashless exercise settled through the broker.
The filer also discloses prior dispositions by the same person, Scott Darling, totaling 33,255 shares sold across seven transactions from 07/01/2025 to 09/03/2025 with aggregate gross proceeds of approximately $2,323,462. The filing states the seller represents no undisclosed material adverse information.
Upstart Holdings, Inc. (UPST) Rule 144 notice: A holder (David Girouard) reported proposed and recent sales of common stock. The filing shows a proposed sale of 41,667 shares on 09/15/2025 through Charles Schwab, with an aggregate market value of $2,705,545 and 96,217,742 shares outstanding. The same holder completed three prior sales of 41,667 shares each on 06/20/2025, 07/15/2025, and 08/15/2025, generating gross proceeds of $2,501,984, $3,127,831, and $2,636,434, respectively. The acquisition and proposed sale on 09/15/2025 arose from an employee stock option exercise with a cashless exercise through a broker.
Scott Darling, Chief Legal Officer of Upstart Holdings, Inc. (UPST), reported contemporaneous option exercise and sale transactions effected under a Rule 10b5-1 trading plan adopted May 30, 2025. On 09/03/2025 he exercised an employee stock option with a $13.22 exercise price for 4,000 shares and immediately sold 4,000 shares in multiple transactions at a weighted average price of $69.4134. Following these transactions the reporting person held 123,898 shares of common stock and beneficial ownership of 200,527 options. The Form 4 notes that some holdings are restricted stock units subject to vesting and that option vesting occurs monthly per the original grant schedule. The filing was signed by Steven Madrid by power of attorney on 09/05/2025.
Gu Paul, Chief Technology Officer and director of Upstart Holdings, Inc. (UPST), reported option exercises and open-market sales on 09/02/2025. The reporting person exercised two employee stock options for 2,500 shares each at exercise prices of $3.80 and $8.88, increasing option-derived holdings. Concurrently, the reporting person sold 2,663 and 2,337 shares in separate transactions at weighted-average prices of $68.3518 and $68.9082, respectively. After these transactions the report shows beneficial ownership of 1,147,156 shares.
The Form 4 discloses the trades were effected under a Rule 10b5-1 trading plan adopted on May 21, 2025, notes certain holdings are restricted stock units, and confirms the reported options were fully vested and exercisable as of the transaction date.
Natalia Mirgorodskaya, Chief Accounting Officer and Controller of Upstart Holdings, Inc. (UPST), reported a sale of 1,439 shares of common stock on 09/02/2025 at a price of $69.21 per share. The filing states the sale was made pursuant to a Rule 10b5-1 trading plan adopted May 30, 2025. Following the transaction, the reporting person beneficially owned 21,081 shares, some of which are restricted stock units (RSUs) that convert to common stock upon vesting.
Kerry Whorton Cooper, a director of Upstart Holdings, Inc. (UPST), reported a sale of common stock on 09/02/2025. The filing shows 500 shares sold at $69.21 per share pursuant to a Rule 10b5-1 trading plan adopted August 29, 2024. After the sale, the reporting person beneficially owns 25,434 shares indirectly through the Edward and Kerry Cooper Living Trust and holds 4,314 restricted stock units (RSUs) that convert to common stock upon vesting. The Form 4 was signed by power of attorney on 09/04/2025.
Upstart Holdings, Inc. (UPST) Form 144 notifies the proposed sale of 4,000 common shares on 09/03/2025 through Charles Schwab & Co., Inc., with an aggregate market value of $277,654.00. The filer acquired these shares the same day via an employee stock option exercise and used a broker payment for cashless exercise. The filing lists the seller as Scott Darling and shows multiple prior sales by the same person between 06/03/2025 and 08/25/2025, with individual gross proceeds reported for each transaction. The filing reports 96,217,742 shares outstanding.
Form 144 notice filed for Upstart Holdings, Inc. (UPST) indicating a proposed sale of 1,439 common shares valued at $99,593 through Charles Schwab & Co., Inc. on 09/02/2025 on NASDAQ. The filer reports three prior Employee Stock Purchase Plan (ESPP) acquisitions: 1 share on 08/15/2023, 755 shares on 02/15/2024, and 683 shares on 02/15/2025, all paid in cash. The filing also discloses recent sales by the same person totaling 13,366 shares for gross proceeds of $967,528 across six transactions between 07/02/2025 and 08/25/2025. The notice includes the required representation that the seller is not aware of undisclosed material adverse information about the issuer.
Upstart Holdings, Inc. (UPST) Form 144 notice reports a proposed sale of 500 shares of common stock through Charles Schwab & Co., Inc. for an aggregate market value of $34,605.00 with an approximate sale date of 09/02/2025 on NASDAQ. The 500 shares were acquired on 05/18/2023 from Upstart Holdings, Inc. upon a restricted stock lapse and were received as equity compensation. The filer previously sold 500 shares on 06/02/2025 for $23,460.00. The filing shows 96,217,742 shares outstanding for the issuer, indicating the proposed sale is a very small fraction of total shares outstanding. The notice includes the standard representation that the seller is not aware of undisclosed material adverse information.