Welcome to our dedicated page for Upstart Holdings SEC filings (Ticker: UPST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Upstart Holdings, Inc. filings document the operating results, governance and capital structure of an AI lending marketplace listed on the Nasdaq Global Select Market under UPST. Its 8-K reports include quarterly and annual financial results, non-GAAP reconciliations, share repurchase activity, executive appointments and compensation arrangements, and material definitive agreements.
Proxy materials describe annual meeting matters such as director elections, stockholder voting procedures, board governance and executive compensation. Capital-structure filings include common stock disclosures and convertible senior notes issued under an indenture, including conversion, maturity, reporting-compliance and other note terms.
Gu Paul, Chief Technology Officer and director of Upstart Holdings, Inc. (UPST), reported option exercises and open-market sales on 09/02/2025. The reporting person exercised two employee stock options for 2,500 shares each at exercise prices of $3.80 and $8.88, increasing option-derived holdings. Concurrently, the reporting person sold 2,663 and 2,337 shares in separate transactions at weighted-average prices of $68.3518 and $68.9082, respectively. After these transactions the report shows beneficial ownership of 1,147,156 shares.
The Form 4 discloses the trades were effected under a Rule 10b5-1 trading plan adopted on May 21, 2025, notes certain holdings are restricted stock units, and confirms the reported options were fully vested and exercisable as of the transaction date.
Natalia Mirgorodskaya, Chief Accounting Officer and Controller of Upstart Holdings, Inc. (UPST), reported a sale of 1,439 shares of common stock on 09/02/2025 at a price of $69.21 per share. The filing states the sale was made pursuant to a Rule 10b5-1 trading plan adopted May 30, 2025. Following the transaction, the reporting person beneficially owned 21,081 shares, some of which are restricted stock units (RSUs) that convert to common stock upon vesting.
Kerry Whorton Cooper, a director of Upstart Holdings, Inc. (UPST), reported a sale of common stock on 09/02/2025. The filing shows 500 shares sold at $69.21 per share pursuant to a Rule 10b5-1 trading plan adopted August 29, 2024. After the sale, the reporting person beneficially owns 25,434 shares indirectly through the Edward and Kerry Cooper Living Trust and holds 4,314 restricted stock units (RSUs) that convert to common stock upon vesting. The Form 4 was signed by power of attorney on 09/04/2025.
Upstart Holdings, Inc. (UPST) Form 144 notifies the proposed sale of 4,000 common shares on 09/03/2025 through Charles Schwab & Co., Inc., with an aggregate market value of $277,654.00. The filer acquired these shares the same day via an employee stock option exercise and used a broker payment for cashless exercise. The filing lists the seller as Scott Darling and shows multiple prior sales by the same person between 06/03/2025 and 08/25/2025, with individual gross proceeds reported for each transaction. The filing reports 96,217,742 shares outstanding.
Form 144 notice filed for Upstart Holdings, Inc. (UPST) indicating a proposed sale of 1,439 common shares valued at $99,593 through Charles Schwab & Co., Inc. on 09/02/2025 on NASDAQ. The filer reports three prior Employee Stock Purchase Plan (ESPP) acquisitions: 1 share on 08/15/2023, 755 shares on 02/15/2024, and 683 shares on 02/15/2025, all paid in cash. The filing also discloses recent sales by the same person totaling 13,366 shares for gross proceeds of $967,528 across six transactions between 07/02/2025 and 08/25/2025. The notice includes the required representation that the seller is not aware of undisclosed material adverse information about the issuer.
Upstart Holdings, Inc. (UPST) Form 144 notice reports a proposed sale of 500 shares of common stock through Charles Schwab & Co., Inc. for an aggregate market value of $34,605.00 with an approximate sale date of 09/02/2025 on NASDAQ. The 500 shares were acquired on 05/18/2023 from Upstart Holdings, Inc. upon a restricted stock lapse and were received as equity compensation. The filer previously sold 500 shares on 06/02/2025 for $23,460.00. The filing shows 96,217,742 shares outstanding for the issuer, indicating the proposed sale is a very small fraction of total shares outstanding. The notice includes the standard representation that the seller is not aware of undisclosed material adverse information.
Upstart Holdings, Inc. (UPST) filed a Form 144 notifying the proposed sale of 5,000 shares of common stock held after a stock option exercise. The shares have an aggregate market value of $343,059.50 based on the filing and represent a small fraction of the 96,217,742 shares outstanding. The filing states the shares were acquired by exercise on 09/02/2025 from Upstart Holdings, Inc. and that payment was made by wire on the same date. No other sales in the past three months were reported and the notice affirms the seller is not aware of undisclosed material adverse information.
Upstart Holdings insider sale by Chief Legal Officer: Scott Darling sold 6,402 shares of Upstart common stock on 08/25/2025 at $68 per share under a previously adopted Rule 10b5-1 trading plan. After the reported sale, the reporting person beneficially owned 123,898 shares, some of which are restricted stock units that vest according to their schedules. The Form 4 notes the transaction was executed pursuant to a 10b5-1 plan adopted on November 27, 2024, and the sale was reported by power of attorney.
Upstart Holdings, Inc. (UPST) insider activity shows the company's Chief Accounting Officer exercised 365 stock options at an exercise price of $25.90 and then sold those 365 shares at a weighted average price of about $70.00. The reporting person also sold an additional 1,024 shares at $68.00. After these transactions the reporting person beneficially owned 22,520 shares of common stock and holds 2,947 vested employee stock options exercisable through August 31, 2032. Some shares counted in holdings are restricted stock units (RSUs), representing contingent rights to receive shares subject to vesting. The trades were executed pursuant to a Rule 10b5-1 trading plan.
Upstart Holdings insider filing (Form 144): This notice records that Natalia Mirgorodskaya plans to sell 1,024 shares of Upstart Holdings, Inc. common stock on 08/25/2025 through Charles Schwab & Co., with an indicated aggregate market value of $69,632. The shares were acquired on 08/20/2025 due to a restricted stock lapse tied to equity compensation from Upstart Holdings, Inc. The filing lists total shares outstanding as 96,217,742. The document also discloses recent sales by the same person totaling 12,342 shares across dates in July and August 2025 generating aggregate gross proceeds shown in the table. The filer certifies no undisclosed material adverse information.