Here are the 10-K annual reports from U.S. Bancorp (USB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow USB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full USB filings page.
U.S. Bancorp outlines its large, diversified banking and payments franchise and an extensive U.S. and limited international footprint, including $522.2 billion in deposits at USBNA, 2,075 branches, 4,428 ATMs and 68,520 employees as of December 31, 2025.
The company describes a highly regulated environment, ongoing capital and liquidity requirements, stress testing and resolution planning, and notes that it exceeded all Basel III capital and leverage minimums with a 2.6 percent stress capital buffer at year-end 2025.
U.S. Bancorp highlights a pending acquisition of BTIG, a global institutional trading and investment banking firm, for up to $1 billion, combining $362.5 million in cash and 6,600,594 common shares at closing plus up to $275 million of performance-based cash over three years.
The filing also details human capital initiatives such as large-scale training programs and an AI learning platform, growing regulatory focus on areas like digital assets, privacy and fair access, and a multi-layer cybersecurity and third-party risk framework, while stating it did not identify cybersecurity events that materially affected 2025 results.