U.S. Bancorp 424B Filings

U.S. Bancorp is issuing $2,774,000 of senior medium-term notes that pay fixed interest of 5.40% per year and mature on February 11, 2042. The notes are callable at the company’s option starting February 11, 2028, on quarterly redemption dates, which may end interest payments early.

Interest is paid annually in arrears each February 11, beginning in 2027, using a 30/360 day-count basis. The notes are unsecured senior debt, not FDIC insured, and are issued in $1,000 minimum denominations at 100% of principal, with offering proceeds of $2,746,873.05 before expenses.

U.S. Bancorp is issuing $2,144,000 of senior medium-term notes that pay fixed interest of 4.30% per annum and mature on January 28, 2033. Interest is paid annually on February 11, starting in 2027, using a 30/360 day-count basis, in $1,000 minimum denominations.

The notes are callable at the issuer’s option at par plus accrued interest on February 11, May 11, August 11 and November 11 of each year from February 11, 2031 through November 11, 2032, which creates reinvestment risk if they are redeemed early. The notes are senior unsecured obligations subject to U.S. Bancorp’s credit risk and are not FDIC-insured.

The price to the public is $1,000 per note, including dealer spread and hedging costs. After underwriting fees of $24,426.59, U.S. Bancorp expects proceeds of $2,119,573.41 before expenses. The notes will not be listed on any exchange, and the issuer does not expect an active secondary market to develop.

U.S. Bancorp is issuing $12,668,000 of senior medium-term notes that pay fixed interest and can be called early. The notes carry a 5.05% annual interest rate, paid each February 11 from February 11, 2027 until maturity on February 11, 2037, unless redeemed earlier.

U.S. Bancorp may redeem the notes at par plus accrued interest on February 11, May 11, August 11 and November 11 of each year from February 11, 2028 through November 11, 2036. The notes are senior unsecured obligations, sold at 100% of principal, with proceeds to the issuer of about $12.54 million after selling commissions.

U.S. Bancorp is issuing $7,019,000 of senior medium-term notes with a fixed 5.20% annual interest rate.

The notes mature on January 28, 2041, pay interest each February 11 starting in 2027, and are callable at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11 and November 11 from August 11, 2028 through November 11, 2040.

The notes are issued in $1,000 denominations at 100% of principal, with total underwriting fees and commissions of $137,551.34 and net proceeds of $6,881,448.66 before expenses. They are senior unsecured obligations, not FDIC insured, and the company highlights credit risk, limited liquidity, potential early redemption, and sensitivity of secondary prices to interest rates, credit spreads and embedded dealer and hedging costs.

U.S. Bancorp is offering $3,000,000 of senior unsecured medium-term notes with a fixed interest rate of 4.70% per year, maturing on January 28, 2036. The notes can be redeemed at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11 and November 11 from 2031 through 2035.

Interest is paid annually in arrears on February 11 of each year, starting February 11, 2027, using a 30/360 day count. The minimum denomination is $1,000. The price to the public is $1,000 per note, with up to $14.01 per note in selling commissions, resulting in approximately $2,957,970 of proceeds to U.S. Bancorp before expenses.

The notes rank as senior unsecured obligations, are not bank deposits, and are not insured by the FDIC or any government agency. They are expected to be delivered in book-entry form through DTC and will not be listed on any securities exchange. The filing highlights risks including call risk, limited or no secondary market, price sensitivity to interest rates and credit spreads, potential conflicts of interest with U.S. Bancorp Investments, Inc., and exposure to U.S. Bancorp’s creditworthiness.

U.S. Bancorp is issuing $3,438,000 of senior medium-term callable fixed-rate notes due February 11, 2046. The notes pay a fixed interest rate of 5.50% per annum, with interest paid monthly on the 11th day from March 11, 2026 until maturity, unless redeemed earlier.

The notes are redeemable at U.S. Bancorp’s option, in whole but not in part, on monthly Redemption Dates starting February 11, 2027 at 100% of principal plus accrued interest. They are senior unsecured obligations, not FDIC insured, and are subject to U.S. Bancorp’s credit risk and limited expected secondary market liquidity.

U.S. Bancorp is offering senior medium-term callable fixed-rate notes due February 20, 2041 as part of its Series CC program. The notes pay a fixed interest rate of 5.40% per annum, with interest paid annually on February 20, beginning in 2027.

The notes are issued in $1,000 minimum denominations at 100% of principal amount, in U.S. dollars. U.S. Bancorp may, at its option, redeem the notes in whole (but not in part) at par plus accrued interest on February 20, May 20, August 20, and November 20 of each year, from August 20, 2028 through November 20, 2040.

The notes are senior, unsecured obligations of U.S. Bancorp and are not insured by the FDIC or any government agency. Key risks highlighted include the issuer’s credit risk, the possibility of early redemption reducing future interest payments, potential price declines if sold before maturity, limited or no secondary market, and conflicts of interest because an affiliate, U.S. Bancorp Investments, Inc., acts as distributor and may make markets in the notes.

U.S. Bancorp is offering senior unsecured medium-term notes with a fixed interest rate of 5.20% per annum, maturing on or about February 20, 2041. The notes are designed for investors seeking fixed income but accepting the risk of early redemption.

The notes pay annual interest in arrears each February 20, starting in 2027, based on a 30/360 day count, in $1,000 minimum denominations at 100% of principal. U.S. Bancorp may redeem them, in whole but not in part, on specified quarterly redemption dates from August 20, 2028 through November 20, 2040 at par plus accrued interest.

The notes will not be listed on any securities exchange, are not FDIC insured, and all payments depend on U.S. Bancorp’s credit. U.S. Bancorp Investments, Inc., an affiliate and FINRA member, will distribute the notes, with selling commissions up to $40 per $1,000 principal amount and potential resale prices between $960 and $1,000 for certain accounts.

U.S. Bancorp is offering senior unsecured Medium-Term Notes with a fixed interest rate of 5.30% per annum, expected to mature on February 20, 2044. Interest is paid in arrears each year on February 20, beginning February 20, 2027, using a 30/360 day-count convention.

The notes are callable at the issuer’s option at 100% of principal plus accrued interest on February 20, May 20, August 20 and November 20 of each year, from February 20, 2029 through November 20, 2043. They are issued in $1,000 minimum denominations, are not listed on any exchange, and are not FDIC insured. Key risks include call risk, price sensitivity to interest rates and U.S. Bancorp’s credit, potential conflicts of interest involving U.S. Bancorp Investments, Inc., and possible adverse tax law changes.

U.S. Bancorp is offering senior unsecured medium‑term notes that pay fixed interest of 5.30% per annum and are scheduled to mature on February 20, 2046. Interest is paid monthly in arrears on the 20th of each month, using a 30/360 day count convention.

The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 20, May 20, August 20 and November 20 of each year, starting February 20, 2029 and ending November 20, 2045. They are issued in $1,000 minimum denominations and are not listed on any securities exchange.

USBI, an affiliated broker‑dealer, will distribute the notes and may receive selling commissions of up to $40 per $1,000 principal amount. The pricing supplement highlights risks including early redemption and reinvestment risk, potential illiquidity and price discounts in any secondary market, and full exposure to U.S. Bancorp’s credit risk.

U.S. Bancorp plans to issue senior unsecured medium‑term notes that pay fixed interest of 5.00% per annum and are scheduled to mature on February 20, 2038, unless redeemed earlier. Each note has a $1,000 principal amount and is offered at 100% of principal, subject to discounts for some fee‑based accounts.

Interest is paid annually in arrears on February 20 of each year, starting in 2027, using a 30/360 day‑count convention. U.S. Bancorp may, at its option, redeem the notes in whole (but not in part) on February 20, May 20, August 20 and November 20 of each year from February 20, 2028 through November 20, 2037 at 100% of principal plus accrued interest.

The notes rank as senior unsecured debt of U.S. Bancorp, are not deposits, and are not insured by the FDIC or any government agency. Key risks highlighted include call risk (reinvestment at lower rates), interest‑rate and market‑value risk, U.S. Bancorp credit risk, limited or no secondary market, potential conflicts of interest with the distributing affiliate, and possible adverse changes in tax law.

U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 4.75% per annum and are scheduled to mature on February 20, 2034, unless redeemed earlier at the company’s option.

The notes pay interest annually on February 20, beginning in 2027, using a 30/360 day-count convention and a $1,000 minimum denomination. Starting February 20, 2027, and on specified quarterly redemption dates through November 20, 2033, U.S. Bancorp may call the notes at 100% of principal plus accrued interest, ending future payments. The notes are not insured by the FDIC, will not be listed on any securities exchange, and their value and repayment depend entirely on U.S. Bancorp’s creditworthiness, with limited expected secondary market liquidity.

U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 4.65% per annum and are scheduled to mature on August 20, 2034, unless redeemed earlier at the company’s option.

The notes are callable at par plus accrued interest on February 20, May 20, August 20 and November 20 of each year from August 20, 2027 through May 20, 2034. Interest is paid annually on February 20, beginning in 2027, using a 30/360 day count. The notes rank as senior unsecured debt of U.S. Bancorp, are issued in $1,000 denominations, and are not insured by the FDIC. They are not listed on any exchange, and secondary market liquidity is not assured.

U.S. Bancorp is offering senior unsecured medium-term notes with a fixed interest rate of 4.00% per annum, maturing on or about February 20, 2031. Investors receive monthly interest payments on the 20th of each month, starting March 20, 2026, plus principal at maturity if the notes are still outstanding.

The notes are callable at U.S. Bancorp’s option, in whole but not in part, on February, May, August and November 20 of each year from February 20, 2029 through November 20, 2030 at 100% of principal plus accrued interest. Key risks include early redemption and reinvestment risk, issuer credit risk, potential conflicts of interest with the distributing affiliate, limited or no secondary market, pricing that includes dealer spread and hedging profit, and possible adverse changes in tax law.

U.S. Bancorp is issuing $2,000,000 of senior medium-term notes with a fixed 4.00% annual interest rate, maturing February 6, 2031. The notes are callable at the issuer’s option on February 6, 2030 at 100% of principal plus accrued interest, which could shorten the investment term.

Interest is paid semiannually in arrears on February 6 and August 6 of each year, starting August 6, 2026, using a 30/360 day count. The public offering price is $1,000 per note, with proceeds to U.S. Bancorp of $1,990,000 before expenses. These are senior unsecured obligations, not insured by the FDIC, and carry the credit and liquidity risks described in the risk factors section.

U.S. Bancorp is offering $6,841,000 of senior medium-term notes paying fixed interest of 5.40% per year, maturing on February 6, 2046. The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 6, May 6, August 6, and November 6 from 2029 through 2045.

Interest is paid annually on February 6, starting in 2027, using a 30/360 day-count convention and a following business day convention. The price to the public is $1,000 per $1,000 principal amount, with selling commissions up to $21.015 per note, resulting in net proceeds of $6,697,236.39 before expenses. The unsecured notes are subject to U.S. Bancorp’s credit risk and are not insured or exchange-listed.

U.S. Bancorp is offering senior medium-term callable fixed-rate notes due February 6, 2031. The notes pay fixed interest of 4.00% per annum, with interest paid in arrears every February 6 and August 6, beginning August 6, 2026.

The notes may be redeemed at U.S. Bancorp’s option in whole, but not in part, on February 6, 2030 at 100% of principal plus accrued interest. They are issued in minimum denominations of $1,000, are senior unsecured obligations subject to U.S. Bancorp’s credit risk, will not be listed on any securities exchange, and are not insured by the FDIC or any government agency.

U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 4.25% per year. Interest is paid in arrears every February 11 and August 11, starting August 11, 2026, in minimum denominations of $1,000.

The notes are scheduled to mature on February 11, 2031, but U.S. Bancorp can redeem them early, in whole but not in part, at 100% of principal plus accrued interest on February 11, May 11, August 11 and November 11 of each year from February 11, 2028 through November 11, 2030.

The notes are not bank deposits and are not insured by the FDIC or any government agency. They are subject to U.S. Bancorp’s credit risk, may have limited or no secondary market, and their price can be affected by interest rates, credit spreads and built-in dealer compensation.

U.S. Bancorp is offering senior, unsecured medium‑term notes that pay fixed interest of 5.53% per annum. The notes are expected to be issued on February 20, 2026 and to mature on January 29, 2046, unless redeemed earlier at the company’s option.

The notes are callable at par plus accrued interest on February 20, May 20, August 20 and November 20 of each year from February 20, 2029 through November 20, 2045. Interest is paid annually each February 20, starting in 2027. Minimum denominations are $1,000. The notes are not FDIC‑insured, carry U.S. Bancorp credit risk, and are not expected to be listed on any securities exchange, which may limit liquidity.

U.S. Bancorp is offering senior unsecured medium-term notes that pay fixed interest of 5.20% per year and can be called early at the issuer’s option. The notes are expected to mature on January 28, 2041, with minimum denominations of $1,000.

Interest is paid annually in arrears on February 11, beginning in 2027, using a 30/360 day-count. Starting August 11, 2028, U.S. Bancorp may redeem the notes in whole on specified quarterly dates at par plus accrued interest. Investors face issuer credit risk, call/reinvestment risk, and limited expected secondary market liquidity.

U.S. Bancorp is offering senior unsecured medium‑term notes that pay fixed interest of 4.70% per annum, with interest paid annually on February 11, starting in 2027. The notes are scheduled to mature on January 28, 2036, when investors receive principal plus any accrued interest.

The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11 and November 11 of each year from 2031 through 2035, so investors face reinvestment risk if rates fall. The minimum denomination is $1,000, they are not FDIC insured, and there is no exchange listing, so any resale would rely on dealer interest and may occur at a discount.

U.S. Bancorp is offering senior unsecured medium-term notes with a fixed interest rate of 4.30% per year, maturing in January 2033 unless redeemed earlier. The notes pay interest annually on February 11, starting in 2027, using a 30/360 day-count basis.

The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11, and November 11 of each year from 2031 through 2032. They are issued in $1,000 minimum denominations, are not FDIC insured, and all payments depend on U.S. Bancorp’s creditworthiness.

U.S. Bancorp plans to issue senior unsecured medium-term notes offering a fixed interest rate of 5.30% per annum. The notes are expected to mature on January 31, 2046, unless U.S. Bancorp exercises its right to redeem them early at par plus accrued interest.

Interest is paid annually in arrears on February 19 of each year, beginning February 19, 2027, using a 30/360 day-count convention and $1,000 minimum denominations. Starting February 19, 2031, and on specified quarterly redemption dates through November 19, 2045, the issuer may call the notes in whole, but not in part.

The notes rank as senior unsecured obligations of U.S. Bancorp, are not insured by the FDIC, and are subject to the company’s credit risk. The documents highlight risks including call risk, limited or no secondary market, price sensitivity to interest rates and credit spreads, conflicts of interest with affiliates, and potential adverse tax law changes.

U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 5.50% per annum and are expected to mature on February 11, 2046, unless called earlier. Investors receive interest monthly, paid in arrears on the 11th day of each month, starting March 11, 2026.

The notes are callable at U.S. Bancorp’s option, in whole but not in part, on the 11th day of each month from February 11, 2027 through January 11, 2046 at 100% of principal plus accrued interest. The issue price is 100% of principal amount, with selling commissions up to $30 per $1,000 note, and certain institutional or fee-based accounts may pay between $970 and $1,000 per $1,000 note.

The notes rank as senior unsecured debt of U.S. Bancorp, are not FDIC insured, and all payments depend on the company’s creditworthiness. They will not be listed on any securities exchange, and the documents caution that a secondary market may be limited, that early redemption could force reinvestment at lower rates, and that potential conflicts of interest exist because an affiliate, U.S. Bancorp Investments, Inc., acts as agent, market maker, and hedging counterparty.

U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 5.40% per annum, maturing on February 11, 2042, unless redeemed earlier. Interest is paid annually on February 11, beginning in 2027, using a 30/360 day-count convention.

The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11 and November 11 of each year, starting February 11, 2028 and ending November 11, 2041. Investors face reinvestment risk if the notes are redeemed early, potential price declines from interest rate or credit spread changes, and limited or no secondary market liquidity.

The notes rank as U.S. Bancorp’s senior unsecured debt and are subject to its credit risk. They are not bank deposits and are not insured by the FDIC or any government agency. U.S. Bancorp Investments, Inc., an affiliate and FINRA member, will distribute the notes and may earn selling commissions of up to $20 per $1,000 principal amount, creating a disclosed conflict of interest.

U.S. Bancorp is offering senior unsecured medium-term notes with a fixed interest rate of 5.60% per year and a final maturity expected on February 13, 2046. The notes pay annual interest on February 13, starting in 2027, using a 30/360 day-count convention.

The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 13, May 13, August 13 and November 13 of each year from February 13, 2029 through November 13, 2045. They are issued in $1,000 minimum denominations, are not FDIC insured, will not be listed on any exchange, and all payments depend on U.S. Bancorp’s credit. U.S. Bancorp Investments, Inc. will distribute the notes and may receive selling commissions of up to $30 per $1,000 principal amount.

U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 5.40% per year and are scheduled to mature on February 6, 2046, unless redeemed earlier at the company’s option.

Interest is paid annually on February 6, beginning in 2027, using a 30/360 day-count. Starting February 6, 2029, and on the 6th of February, May, August and November through November 6, 2045, U.S. Bancorp may redeem the notes at 100% of principal plus accrued interest. The notes are not FDIC insured, will not be listed on any exchange, and investors face credit, call, liquidity, and tax-law change risks.

U.S. Bancorp is offering senior unsecured medium-term notes that pay fixed interest of 5.05% per year, with interest payable in arrears each February 11 beginning in 2027, and a scheduled maturity on February 11, 2037, subject to the stated business day and interest accrual conventions.

The notes are callable at U.S. Bancorp’s option, in whole but not in part, on specified quarterly redemption dates from February 11, 2028 through November 11, 2036 at 100% of principal plus accrued interest. They are issued in $1,000 minimum denominations, will not be listed on an exchange, and all payments depend on U.S. Bancorp’s credit.

U.S. Bancorp is offering $1,000,000,000 of 5.033% Fixed-to-Floating Rate Senior Notes due January 26, 2037. The notes pay a fixed 5.033% annual interest rate, with semi-annual payments from the issue date to January 26, 2036, then switch to a floating rate of compounded SOFR plus 110.1 basis points with quarterly payments until maturity.

The notes may be redeemed at U.S. Bancorp’s option starting July 25, 2026 at a make-whole redemption price, and at 100% of principal on the reset date or on or after October 26, 2036, in each case plus accrued interest. The price to the public is 100% of principal, generating net proceeds of $997,000,000 after a $3,000,000 selling commission. The notes are unsecured, not deposits, and are not insured by any governmental agency.

U.S. Bancorp is issuing $1,250,000,000 of 4.481% fixed-to-floating rate senior notes due January 26, 2032. The notes pay a fixed interest rate of 4.481% per year, with semi-annual payments on January 26 and July 26 from the issue date to the reset date on January 26, 2031.

After the reset date, interest converts to a floating rate based on Compounded SOFR with an observation period shift, plus a spread of 86.7 basis points, paid quarterly until maturity. The notes are unsecured, are not bank deposits and are not insured by the FDIC or any government agency. U.S. Bancorp may redeem the notes at specified times before maturity, including a make-whole call from July 25, 2026 to the reset date and par redemptions on the reset date and during the final month before maturity.