Welcome to our dedicated page for Us Bancorp SEC filings (Ticker: USB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The U.S. Bancorp (USB) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret them. As a large financial services holding company and parent of U.S. Bank National Association, U.S. Bancorp files a range of documents that shed light on its capital structure, risk profile, earnings, regulatory environment and strategic actions.
Key filings for U.S. Bancorp include annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detail on its diversified mix of consumer banking, business banking, commercial banking, institutional banking, payments and wealth management activities. These reports also discuss credit quality, funding, capital ratios and other factors relevant to a major banking organization. Stock Titan’s AI summaries can help readers navigate lengthy disclosures by highlighting segment information, risk factors and notable changes from prior periods.
Current reports on Form 8-K are especially important for tracking material events. Recent 8-K filings describe, for example, U.S. Bancorp’s agreement and plan of merger to acquire the parent of BTIG, including the structure of cash and stock consideration and the use of an exemption from registration for the shares to be issued. Other 8-Ks discuss topics such as quarterly financial results, stress capital buffer notifications from the Federal Reserve and planned capital actions, including changes to the common stock dividend.
U.S. Bancorp also has multiple classes of securities registered under Section 12(b) of the Exchange Act, including its common stock, several series of non-cumulative perpetual preferred stock represented by depositary shares, and senior notes. Filings related to these instruments, along with Forms 3, 4 and 5 for insider transactions, provide additional insight into ownership and capital structure. On Stock Titan, real-time updates from EDGAR and AI-generated explanations make it easier to locate specific documents, understand Form 4 insider trading reports, and interpret complex sections of 10-K and 10-Q filings without reading every page.
U.S. Bancorp (USB) furnished an 8‑K under Regulation FD announcing that senior leaders will present at the BancAnalysts Association of Boston Conference at 9:50 a.m. Eastern on November 7, 2025.
Presentation slides are attached as Exhibit 99.1 and available via the Investor Relations site under “News & events” > “Webcasts & presentations.” A live audio webcast will be provided at the same location, and a replay will remain posted for one year.
U.S. Bancorp (USB) delivered stronger results in Q3 2025, with higher profit, solid fee growth, and generally stable credit quality. Net income attributable to U.S. Bancorp was $2.0 billion, or $1.22 per diluted share, up from $1.7 billion, or $1.03, a year earlier.
Total net revenue rose 6.8% to $7.3 billion, as net interest income grew 2.0% on better asset mix and lower deposit costs, while noninterest income jumped 14.1% on broad-based gains in fees, including trust and investment management, capital markets, payment services, service charges, and mortgage banking.
Expenses were tightly controlled, with noninterest expense down slightly year over year and the efficiency ratio improving to 57.2% from 60.2%. Credit costs remained manageable: the provision for credit losses increased modestly in the quarter to $571 million, mainly due to loan growth, while net charge-offs declined and nonperforming assets fell 9.7% from year-end 2024.
For the first nine months of 2025, net income attributable to U.S. Bancorp was $5.5 billion, or $3.35 per diluted share, compared with $4.6 billion, or $2.77, in 2024, when results were weighed down by merger, integration, and FDIC special assessment charges. Capital and liquidity metrics remained solid, with the common equity tier 1 ratio at 10.9% and deposits up 1.5% since year-end.
U.S. Bancorp (USB) Senior Executive Vice President Arijit Roy reported an insider transaction on October 21, 2025. The Form 4 shows a transaction coded F involving 1,675 shares of common stock at $47.1 per share. After this transaction, Roy directly holds 38,319 shares.
The filing indicates direct ownership and was submitted as a single reporting person. It was signed by /s/ James L. Chosy as attorney-in-fact for Arijit Roy on October 22, 2025.
U.S. Bancorp (USB) insider James L. Chosy, Senior EVP and General Counsel, reported transactions on 10/20/2025. He exercised 29,428 employee stock options at an exercise price of $39.49 (code M) and sold 26,909 common shares at a $46.862 weighted average price (code S). Following these transactions, he beneficially owned 226,375 shares, held directly.
The sale price reflected trades ranging from $46.86 to $46.875. The reported option grant vested in four equal installments beginning on February 18, 2017.
U.S. Bancorp (USB) insider Andrew Cecere reported transactions on 10/20/2025. He exercised 140,445 employee stock options at $39.49 per share and sold 140,445 common shares at a weighted average price of $46.345, with individual sale prices ranging from $46.33 to $46.36.
Following these transactions, he beneficially owned 1,360,414 shares directly, plus 14,846 shares by 401(k) plan as of September 30, 2025, and 341 shares by trust. His relationship to the issuer is noted as Director and Executive Chairman.
U.S. Bancorp reported that it issued a press release with financial results for the quarter ended September 30, 2025, and made an earnings supplement and conference call presentation available.
The press release is treated as filed under the Exchange Act, while the earnings supplement and presentation are furnished. The company will host an investor call and webcast to discuss the third‑quarter results. Each item includes forward‑looking statements with accompanying cautionary language.
U.S. Bancorp (USB) filed a Form 144 indicating a proposed sale of 23,727 common shares through Fidelity Brokerage Services. The shares carry an aggregate market value of $1.10 million and are expected to be sold on or about 21 Jul 2025 on the NYSE. The filing covers insider-held shares acquired chiefly via restricted-stock vesting on 15 Dec 2023 (8,302 sh), 2 Mar 2024 (3,415 sh) and 15 Dec 2024 (11,610 sh), plus 400 shares from dividend reinvestment on 14 Jan 2025.
The planned sale represents roughly 0.0015 % of USB’s 1.56 billion shares outstanding, signalling a very small proportion of total equity. The filer states no knowledge of undisclosed material adverse information as required by Rule 144. No prior insider sales were reported in the past three months.
The Form 144 filed for U.S. Bancorp (USB) discloses the proposed sale of 19,903 common shares with an aggregate market value of $923,400. The sale is expected to occur on or after 21 Jul 2025 through NYSE broker Fidelity Brokerage Services LLC. The shares represent less than 0.0013 % of USB’s 1.56 billion shares outstanding, limiting potential market impact.
The securities were originally acquired via restricted-stock vesting awards between 2017-2024, indicating compensation-based ownership rather than open-market purchases. No sales by the filer occurred in the prior three months, and the filer affirms the absence of undisclosed adverse information.
While the dollar value is modest relative to USB’s market capitalization, insider intent to monetize equity can be read as a sentiment datapoint. Investors often monitor Form 144 activity for cumulative patterns of insider selling that might foreshadow changes in outlook or liquidity needs.