Welcome to our dedicated page for Us Bancorp SEC filings (Ticker: USB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The U.S. Bancorp (USB) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret them. As a large financial services holding company and parent of U.S. Bank National Association, U.S. Bancorp files a range of documents that shed light on its capital structure, risk profile, earnings, regulatory environment and strategic actions.
Key filings for U.S. Bancorp include annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detail on its diversified mix of consumer banking, business banking, commercial banking, institutional banking, payments and wealth management activities. These reports also discuss credit quality, funding, capital ratios and other factors relevant to a major banking organization. Stock Titan’s AI summaries can help readers navigate lengthy disclosures by highlighting segment information, risk factors and notable changes from prior periods.
Current reports on Form 8-K are especially important for tracking material events. Recent 8-K filings describe, for example, U.S. Bancorp’s agreement and plan of merger to acquire the parent of BTIG, including the structure of cash and stock consideration and the use of an exemption from registration for the shares to be issued. Other 8-Ks discuss topics such as quarterly financial results, stress capital buffer notifications from the Federal Reserve and planned capital actions, including changes to the common stock dividend.
U.S. Bancorp also has multiple classes of securities registered under Section 12(b) of the Exchange Act, including its common stock, several series of non-cumulative perpetual preferred stock represented by depositary shares, and senior notes. Filings related to these instruments, along with Forms 3, 4 and 5 for insider transactions, provide additional insight into ownership and capital structure. On Stock Titan, real-time updates from EDGAR and AI-generated explanations make it easier to locate specific documents, understand Form 4 insider trading reports, and interpret complex sections of 10-K and 10-Q filings without reading every page.
U.S. Bancorp is offering senior unsecured medium‑term notes that pay fixed interest of 4.70% per annum, with interest paid annually on February 11, starting in 2027. The notes are scheduled to mature on January 28, 2036, when investors receive principal plus any accrued interest.
The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11 and November 11 of each year from 2031 through 2035, so investors face reinvestment risk if rates fall. The minimum denomination is $1,000, they are not FDIC insured, and there is no exchange listing, so any resale would rely on dealer interest and may occur at a discount.
U.S. Bancorp is offering senior unsecured medium-term notes with a fixed interest rate of 4.30% per year, maturing in January 2033 unless redeemed earlier. The notes pay interest annually on February 11, starting in 2027, using a 30/360 day-count basis.
The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11, and November 11 of each year from 2031 through 2032. They are issued in $1,000 minimum denominations, are not FDIC insured, and all payments depend on U.S. Bancorp’s creditworthiness.
US Bancorp filed a Form 13F holdings report, stating that all reportable holdings for this manager are included. The filing covers 9,649 separate information table entries with an aggregate reported value of $85,348,444,232, rounded to the nearest dollar.
The report lists four other included managers, such as US Bank National Association and U.S. Bancorp Asset Management Inc. It is signed on behalf of the reporting manager by Vice President Shari Musselman, who certifies that the information provided is true, correct, and complete.
U.S. Bancorp plans to issue senior unsecured medium-term notes offering a fixed interest rate of 5.30% per annum. The notes are expected to mature on January 31, 2046, unless U.S. Bancorp exercises its right to redeem them early at par plus accrued interest.
Interest is paid annually in arrears on February 19 of each year, beginning February 19, 2027, using a 30/360 day-count convention and $1,000 minimum denominations. Starting February 19, 2031, and on specified quarterly redemption dates through November 19, 2045, the issuer may call the notes in whole, but not in part.
The notes rank as senior unsecured obligations of U.S. Bancorp, are not insured by the FDIC, and are subject to the company’s credit risk. The documents highlight risks including call risk, limited or no secondary market, price sensitivity to interest rates and credit spreads, conflicts of interest with affiliates, and potential adverse tax law changes.
U.S. Bancorp adopted a new U.S. Bank Executive Change in Control Severance Plan for its executive officers and certain other officers, including currently serving named executive officers. The plan provides severance benefits if an executive is involuntarily terminated without Cause or resigns for Good Reason within 24 months after a Change in Control, as those terms are defined in the plan. Eligible participants receive a lump-sum cash payment calculated under the plan formula, subject to signing and not revoking a participation agreement. Severance is also conditioned on a general release of claims, compliance with confidentiality and non-solicitation obligations, and a non-competition covenant where permitted by law. Executives generally cannot receive severance under this plan and another company severance arrangement at the same time.
U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 5.50% per annum and are expected to mature on February 11, 2046, unless called earlier. Investors receive interest monthly, paid in arrears on the 11th day of each month, starting March 11, 2026.
The notes are callable at U.S. Bancorp’s option, in whole but not in part, on the 11th day of each month from February 11, 2027 through January 11, 2046 at 100% of principal plus accrued interest. The issue price is 100% of principal amount, with selling commissions up to $30 per $1,000 note, and certain institutional or fee-based accounts may pay between $970 and $1,000 per $1,000 note.
The notes rank as senior unsecured debt of U.S. Bancorp, are not FDIC insured, and all payments depend on the company’s creditworthiness. They will not be listed on any securities exchange, and the documents caution that a secondary market may be limited, that early redemption could force reinvestment at lower rates, and that potential conflicts of interest exist because an affiliate, U.S. Bancorp Investments, Inc., acts as agent, market maker, and hedging counterparty.
U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 5.40% per annum, maturing on February 11, 2042, unless redeemed earlier. Interest is paid annually on February 11, beginning in 2027, using a 30/360 day-count convention.
The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 11, May 11, August 11 and November 11 of each year, starting February 11, 2028 and ending November 11, 2041. Investors face reinvestment risk if the notes are redeemed early, potential price declines from interest rate or credit spread changes, and limited or no secondary market liquidity.
The notes rank as U.S. Bancorp’s senior unsecured debt and are subject to its credit risk. They are not bank deposits and are not insured by the FDIC or any government agency. U.S. Bancorp Investments, Inc., an affiliate and FINRA member, will distribute the notes and may earn selling commissions of up to $20 per $1,000 principal amount, creating a disclosed conflict of interest.
U.S. Bancorp is offering senior unsecured medium-term notes with a fixed interest rate of 5.60% per year and a final maturity expected on February 13, 2046. The notes pay annual interest on February 13, starting in 2027, using a 30/360 day-count convention.
The notes are callable at U.S. Bancorp’s option at par plus accrued interest on February 13, May 13, August 13 and November 13 of each year from February 13, 2029 through November 13, 2045. They are issued in $1,000 minimum denominations, are not FDIC insured, will not be listed on any exchange, and all payments depend on U.S. Bancorp’s credit. U.S. Bancorp Investments, Inc. will distribute the notes and may receive selling commissions of up to $30 per $1,000 principal amount.
U.S. Bancorp is offering senior unsecured medium-term notes that pay a fixed interest rate of 5.40% per year and are scheduled to mature on February 6, 2046, unless redeemed earlier at the company’s option.
Interest is paid annually on February 6, beginning in 2027, using a 30/360 day-count. Starting February 6, 2029, and on the 6th of February, May, August and November through November 6, 2045, U.S. Bancorp may redeem the notes at 100% of principal plus accrued interest. The notes are not FDIC insured, will not be listed on any exchange, and investors face credit, call, liquidity, and tax-law change risks.
U.S. Bancorp is offering senior unsecured medium-term notes that pay fixed interest of 5.05% per year, with interest payable in arrears each February 11 beginning in 2027, and a scheduled maturity on February 11, 2037, subject to the stated business day and interest accrual conventions.
The notes are callable at U.S. Bancorp’s option, in whole but not in part, on specified quarterly redemption dates from February 11, 2028 through November 11, 2036 at 100% of principal plus accrued interest. They are issued in $1,000 minimum denominations, will not be listed on an exchange, and all payments depend on U.S. Bancorp’s credit.