US Bancorp insider James L. Chosy, Senior EVP and General Counsel, reported a bona fide gift of 3,969 shares of common stock on 2026-07-21. The shares were transferred at $0.0000 per share, leaving him with 250,941 shares of common stock held directly after the transaction.
US Bancorp Vice Chair Stephen L. Philipson reported selling 36,906.0000 shares of common stock on July 20, 2026 at a weighted average price of $63.0770 per share, with individual prices from $63.07 to $63.11. After the sale, he directly holds 74,969.0000 shares, including amounts acquired through dividend reinvestment, and indirectly holds 509.0000 shares through a 401(k) plan based on a June 30, 2026 plan report.
USB reports a planned sale of common stock under a Form 144 notice. The holder intends to sell 36,906 common shares, with an aggregate market value of $2,327,901.54, on or after July 20, 2026 through the NYSE via Fidelity Brokerage Services LLC.
The filing also lists restricted stock vesting events treated as compensation, including 11,512 shares on February 28, 2025 and 11,458 shares on February 28, 2026, along with several smaller vestings in 2025 and 2026.
U.S. Bancorp reported record second-quarter 2026 results, with total net revenue of $7,712 million and net income attributable to U.S. Bancorp of $2,177 million. Diluted EPS was $1.35, up from $1.11 a year earlier, as net interest income rose to $4,387 million and noninterest income to $3,325 million. Net interest margin improved to 2.79%, average total loans grew to $405,481 million and average deposits to $515,080 million, producing 400 basis points of positive operating leverage, return on average assets of 1.26% and an efficiency ratio of 57.1%.
Asset quality strengthened: the net charge-off ratio fell to 0.53%, nonperforming assets declined to $1,346 million, equal to 0.33% of loans and other real estate, and the allowance for credit losses stood at $7,979 million, or 1.94% of loans and 612% of nonperforming loans. The Basel III standardized common equity tier 1 capital ratio was 10.8% and tangible book value per share reached $30.04. During the quarter the company completed its acquisition of BTIG, which contributed approximately $98 million of fee revenue and $84 million of noninterest expense, and Elavon expanded its All-In-One payments platform across North America.
U.S. Bancorp announced that its Stress Capital Buffer will remain at 2.6% until October 1, 2027, following the Federal Reserve’s decision to maintain current stress test-related capital requirements. This buffer, combined with the Basel III Common Equity Tier 1 minimum of 4.5%, means the company must keep its CET1 ratio at or above 7.1% over this period.
The company reported a CET1 ratio of 10.8% using the Basel III standardized approach as of March 31, 2026, indicating capital levels above “well-capitalized” thresholds. Planned capital actions include raising the quarterly common stock dividend from $0.52 to $0.54 per share, a 3.8% increase subject to board approval, starting in the third quarter of 2026, and it had $4.1 billion of remaining capacity under its existing $5 billion share repurchase program as of March 31, 2026.
U.S. Bancorp is offering Senior Medium-Term Notes: $1,046,000 aggregate principal of callable, fixed-rate notes paying 5.00% per annum. The Notes price at par with proceeds to the issuer of $1,026,126 (before expenses) and have a ten-year term maturing on June 12, 2036, subject to issuer optional redemption on scheduled Redemption Dates beginning June 12, 2029.
The Notes are senior, unsecured obligations, issued in minimum denominations of $1,000 and payable monthly interest on the 12th of each month beginning July 12, 2026. The offering involves affiliated distribution through U.S. Bancorp Investments, Inc., which may receive selling commissions up to $19.00 per $1,000.
U.S. Bancorp priced $6,500,000 of callable Senior Medium-Term Notes due June 12, 2046. The Notes pay a fixed 6.00% interest rate, have an original issue date of June 12, 2026, and may be redeemed in full on quarterly Redemption Dates beginning June 12, 2027. The offering price was $1,000.00 per $1,000 note; proceeds to the issuer before expenses total $6,427,200.00. Interest is paid annually on June 12 using a 30/360 day count; the Notes are senior, unsecured obligations of U.S. Bancorp and are not FDIC insured.
U.S. Bancorp is offering $5,181,000 aggregate principal amount of Senior Medium-Term Notes, Series Callable Fixed Rate Notes due May 12, 2041, carrying a fixed 5.40% interest rate. The Notes pay monthly interest beginning July 12, 2026 and are callable by the issuer on specified quarterly Redemption Dates beginning September 12, 2028.
The offering price per Note is $1,000 with selling commissions up to $24.10 per $1,000 principal amount; proceeds to the issuer before expenses total $5,056,137.90. The Notes are senior, unsecured obligations of U.S. Bancorp and are subject to issuer credit risk.
U.S. Bancorp priced a preliminary pricing supplement for Senior Medium-Term Notes: Callable Fixed Rate Notes due June 18, 2036 with a fixed interest rate of 5.50% per annum and a ten-year term. The notes are callable, in whole but not in part, on June 18 and December 18 each year beginning June 18, 2029 through December 18, 2035.
Notes are offered in minimum denominations of $1,000 at an issue price of 100% of principal; interest will be paid semiannually on June 18 and December 18, beginning December 18, 2026. The offering involves USBI as distributor and includes FINRA Rule 5121 conflict disclosures.
U.S. Bancorp priced and will issue $1,299,000 aggregate principal of Senior Medium-Term Notes, Series Callable Fixed Rate Notes due June 10, 2046 with a 5.70% fixed interest rate. The issuer may redeem the Notes in whole, on scheduled Redemption Dates beginning June 10, 2029. Interest is payable monthly on the 10th; Notes are unsecured and payable subject to the credit of U.S. Bancorp.