USCB Financial (USCB) EVP granted 6,177 restricted shares in Form 4

Rhea-AI Filing Summary

USCB Financial Holdings, Inc. Executive VP, Global Banking Oscar Gomez reported a grant of 6,177 shares of Class A voting common stock on January 27, 2026. The restricted stock was granted at $0 per share and increases his directly owned stake to 33,609 shares.

The 6,177 restricted shares vest in three equal annual installments starting January 27, 2027. Gomez also holds options to purchase 20,000 shares at $12.05 per share exercisable until September 27, 2031, and 8,000 shares at $7.50 per share exercisable until July 1, 2027.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GOMEZ OSCAR

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Global Banking

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	01/27/2026		A		6,177(1)	A	$0	33,609(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options to Purchase Class A Voting Stock	$12.05							09/27/2022(3)	09/27/2031	Class A Voting Common Stock	20,000		20,000	D
Options to Purchase Class A Voting Stock	$7.5							07/01/2018(4)	07/01/2027	Class A Voting Common Stock	8,000		8,000	D

Explanation of Responses:

1. Represents the grant of 6,177 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027.

2. Includes 957 shares of restricted stock from a grant of 2,872 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,813 shares of restricted stock from a grant of 5,439 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 10,000 shares of restricted stock from a grant of 15,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025, and 4,078 shares of restricted stock from a grant of 6,118 shares which commenced vesting at a rate of one-third per year on January 21, 2026.

3. The options vested at a rate of one-third per year commencing on September 27, 2022.

4. The options vested at a rate of one-third per year commencing on July 1, 2018.

	/s/ Robert Anderson by P.O.A. for Oscar Gomez	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did USCB (USCB) report for Oscar Gomez?

USCB reported that Executive VP, Global Banking Oscar Gomez received a grant of 6,177 restricted shares of Class A voting common stock on January 27, 2026. The shares were granted at $0 per share and added to his existing direct holdings in the company.

How many USCB (USCB) shares does Oscar Gomez own after this Form 4?

After the reported grant, Oscar Gomez directly owns 33,609 shares of USCB Class A voting common stock. This total includes previously granted restricted stock that is still vesting, as described in the footnotes detailing multiple earlier restricted stock awards and their vesting schedules.

What is the vesting schedule for Oscar Gomez’s 6,177 restricted USCB shares?

The 6,177 restricted shares granted to Oscar Gomez vest in three equal annual installments. Vesting begins on January 27, 2027, with one-third vesting each year thereafter, aligning the award with longer-term service and performance at USCB Financial Holdings, Inc.

What stock options does Oscar Gomez hold in USCB (USCB)?

Oscar Gomez holds options to purchase 20,000 USCB shares at $12.05 per share, expiring September 27, 2031, and 8,000 shares at $7.50 per share, expiring July 1, 2027. Both option grants vested in equal annual installments over three years.

Were any USCB shares sold in this Oscar Gomez Form 4 filing?

No share sales were reported. The Form 4 shows an acquisition of 6,177 restricted Class A voting common shares at $0 per share and updates his total directly owned shares and option positions, without disclosing any dispositions or open-market sales in this filing.

What earlier restricted stock grants are included in Oscar Gomez’s 33,609 USCB shares?

His 33,609 directly owned shares include 957 restricted shares from a 2,872-share grant, 1,813 from a 5,439-share grant, 10,000 from a 15,000-share grant, and 4,078 from a 6,118-share grant, each vesting one-third annually from 2024 to 2026 start dates.